BT Money Hack‪s‬ The Business Times

BT Money Hacks Ep 91: Investing in China's market - the case for retail investors

11:43 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

This week's episode looks at the case for investing in China in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

BT's digital editor Chris Lim hosts Catherine Yeung, Fidelity International's investment director, who explains the following:
China's household consumption, GDP, and pent-up demand (0:42)
How retail investors can take advantage of China's domestic demand story (2:12)
What China’s tremendous data advantage means (3:15)
Investing opportunities: looking outside China’s big-name equities (6:10)
Income opportunities: yield from Chinese state-owned enterprises (8:26)
Assessing risk in Chinese markets (9:30)

Find out more about:

Fidelity International: https://www.fidelity.com.sg/news-and-insights/outlook

Fidelity's Case For Investing in China: https://www.fidelity.com.sg/Pages/2021-01-06-consumption-continues-grow-importance-outlook-2021-1609903367527

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 90: Achieving passive income and wealth growth amid Covid-19

9:36 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

In this week's episode, we look at strategies for achieving passive income and wealth growth amid Covid-19 and the post-pandemic recovery.

BT's digital editor Chris Lim hosts Luke Lim, managing director at Phillip Securities, brokerage and wealth management arm of PhillipCapital. They discuss the following:
Concrete steps to rebuild passive income amid the pandemic and post-pandemic recovery: Which sectors performed? (1:55)
Diversify when faced with financial vulnerability, in asset classes, geographical regions and sectors (2:41)
What is the "barbell" approach in diversification? Why it is still worth working with a remisier who acts as a trading coach (4:35)
Views on single stocks, ETFs and index funds (6:25)

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 89: Key investment themes to act on in 2021

10:36 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

This week's episode looks at investment themes retail investors can act on in 2021 and beyond. It is brought to you by Fidelity International: https://www.fidelity.com.sg/

BT's digital editor Chris Lim hosts Paras Anand, Fidelity’s Asia-Pacific chief investment officer, who explains the following:

1. Differences in Asian economic strategy when compared with countries in the West (1:00)

2. What concrete steps can retail investors take to act on this outlook? (1:51)

3. With relatively low yields, and arguably overpriced equities especially in the US, should retail investors wait for the market to cool or avoid timing the market and risk missing out on a recovery year? (5:23) 

4. What are three key investment considerations for retail investors in this 'new normal' Covid-19 era? (7:30)

5. Beware of false diversification (8:59)

Find out more about:

Fidelity International: https://www.fidelity.com.sg/beginners/learn-about-investing

Fidelity's Global Market Outlook 2021: https://www.fidelity.com.sg/news-and-insights/outlook

Fidelity's Learn About Investing: https://www.fidelity.com.sg/beginners/learn-about-investing

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Follow BT Money Hacks podcasts fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 88: Protect digital financial assets and even large amounts such as 1 bitcoin

11:43 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

In this week's episode we look at how you can make the most out of your digital assets while making sure they stay safe and sound.

BT's digital editor Chris Lim hosts Michael Shaulov, CEO and co-founder of digital asset security platform Fireblocks. They discuss the following:
Advantages and disadvantages of dealing with digital financial assets and transfers (0:34)
How mistakes in basic digital money transfers can be catastrophic (3:20)
How retail customers or consumers can ensure safe crypto or digital wallet transactions (5:53)
Secure technical steps to protecting digital transactions, even for large amounts such as 1 bitcoin (worth more than S$40,000 as of January 2021) (9:01)

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 87: New digital banking opportunities for consumers, SMEs and micro enterprises

10:58 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

In this week's episode we look at how Singaporean consumers, as well as SMEs and micro enterprises, can benefit from digital banking services.  

BT's digital editor Chris Lim hosts Hari Sivan, chief executive and founder of SOCASH, a fintech that allows cash withdrawals from shops instead of ATMs. They discuss the following:
What is digital banking? (0:45)
How digital banking helps the average consumer when it comes to more choices, as well as lower and transparent costs (1:30)
Steps a Singaporean consumer can take to benefit from digital banking services in 2021 and beyond (4:03)
Steps small- and medium-sized enterprises (SMEs) or micro enterprises can take, to benefit from, and prepare for, digital banking services in 2021 and beyond (6:33)

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.

BT Money Hacks Ep 86: Reasons to avoid ILPs or investment-linked insurance policies

10:53 min

Synopsis: Updated fortnightly on Mondays, The Business Times breaks down useful financial tips.

In this week's episode we look at why you might want to avoid an investment-linked insurance policy, or ILP for short.   

BT's digital editor Chris Lim hosts Christopher Tan, chief executive of Providend - a financial advisory firm -  as they discuss the following:
What is an ILP? Understand mortality charges too (0:36)
Where does an ILP fit in a person's portfolio, and why shouldn’t someone buy an ILP? (1:34)
As you get older, especially from the age of 50, more of your premium goes into paying the mortality charge instead of investments (4:42)
If ILPs aren’t the answer for many financial goals, what is a step-by-step approach towards both insurance and investment (7:35)

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Subscribe to BT Money Hacks Podcast series for our new episodes fortnightly on Mondays and rate us on your favourite audio apps:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: podcast@sph.com.sg

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

See omnystudio.com/listener for privacy information.