BT Money Hacks The Business Times

The Supplementary Retirement Scheme or SRS is a tax efficient account but heavily underutilised in Singapore. How can we best utilise this account to help pad up our retirement savings and what should we be investing in?
Howie Lim speaks to Hugh Chung from Endowus and Jermyn Wong from State Street Global Advisors to find out.
Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Highlights of the conversation:
01:03 Supplementary Retirement Scheme (SRS) adoption and statistics
02:50 Investment strategies for SRS
04:07 Tax benefits and withdrawal considerations
06:50 ETFs vs Unit Trusts (for SRS)?
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Hugh Chung, chief investment advisory officer, Endowus and Jermyn Wong, head of intermediary South East Asia, State Street Global Advisors
Edited by: Howie Lim & Lee Kim Siang
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe 
Spotify: bt.sg/oeGN 
YouTube Music: bt.sg/mhyt
Google podcasts: bt.sg/oeGP 
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
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Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt 
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.

Chinese equities have rebounded this year as the Chinese government has introduced a series of measures to prop up the economy and property market, but data is still mixed on where the economy is headed. So has China truly bottomed out?
Howie Lim finds out from Shaun Rein of China Market Research Group.
Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Highlights of the conversation:
01:07 How investible is China now?
04:19 Analysis of China’s real estate market
09:28 Trajectory of China's economy
13:26 Investment opportunities in China
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Shaun Rein, founder, China Market Research Group
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe 
Spotify: bt.sg/oeGN 
YouTube Music: bt.sg/mhyt
Google podcasts: bt.sg/oeGP 
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
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Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt 
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.

Howie Lim shares a big update about the show.
Spoiler alert: Money Hacks is now weekly!
See omnystudio.com/listener for privacy information.

Arguably, the world’s largest democracy’s election was a one-man show: Prime Minister Narendra Modi and his BJP. But now that that’s done and dusted, how did the economy and the markets react to the results and where are the investment opportunities?
Howie Lim speaks to Radhika Rao, senior economist & executive director, DBS Bank for more insights.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights of the conversation:
00:59 Indian market reactions and investor sentiments
02:56 Indian coalition government and market stability
04:23 Post-election Indian stock markets analysis
07:05 Risks and opportunities in Indian markets
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Radhika Rao, senior economist & executive director, DBS Bank
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe 
Spotify: bt.sg/oeGN 
YouTube Music: bt.sg/mhyt
Google podcasts: bt.sg/oeGP 
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
---
Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt 
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.

S-Reits are supposed to be the net outperformers for 2024. But that doesn’t seem to be the case so far. Is it looking on the up and up for them for 2H 2024, though? Howie Lim finds out.
Synopsis: Every Monday, The Business Times breaks down useful financial tips.
Highlights of the conversation: 
00:58 Analysts' perspectives on current S-Reits’ performance
03:25 Diversification in S-Reits
05:25 Benefits of S-Reits vs other Reits
07:42 Impact of upcoming trends on S-Reits
10:55 Analysts' S-Reits winners
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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes.
---
Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Geoff Howie, market strategist at Singapore Exchange and Lock Mun Yee, deputy head of research at CGS International
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every Monday:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe 
Spotify: bt.sg/oeGN 
YouTube Music: bt.sg/mhyt
Google podcasts: bt.sg/oeGP 
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
---
Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt 
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at: bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.

Holiday season is upon us but if you haven’t booked or planned, have no fear. There are still some ways you can save money without breaking the bank on those peak-period-marked-up prices. 
Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.
Highlights: 
01:07 Top travel hack trend for 2024
04:48 Tips for cheaper accommodation
08:50 Tips for cheaper transportation
11:39 Free accommodation!
12:27 Utilising tech
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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.
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Hosted by: Howie Lim (howielim@sph.com.sg)
With Diane Chang, executive director of the Consumer Banking Group at DBS Bank; Isabel Leong, blogger of Bel Around the World; and Jaclynn Seah, blogger of The Occasional Traveller.
Edited by: Howie Lim & Lee Kim Siang
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:
Channel: bt.sg/btmoneyhacks
Amazon: bt.sg/mham
Apple Podcasts: bt.sg/oeXe 
Spotify: bt.sg/oeGN 
YouTube Music: bt.sg/mhyt
Google podcasts: bt.sg/oeGP 
Website: bt.sg/moneyhacks
Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 
---
Discover more BT podcast series:
BT Mark To Market Podcast at: bt.sg/btmark2mkt 
WealthBT at: bt.sg/btwealthbt
PropertyBT at: bt.sg/btpropertybt
BT Market Focus at: bt.sg/btmktfocus
BT Podcasts at: bt.sg/pcOM
BT Branded Podcasts at : bt.sg/brpod
BT Lens On: bt.sg/btlenson
See omnystudio.com/listener for privacy information.