Control and Compound with Darren Mitchell

Control and Compound Financial | BNV Media

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday.

  1. How the Rich Never Go Broke: Inside the Rockefeller System of Generational Wealth

    4天前

    How the Rich Never Go Broke: Inside the Rockefeller System of Generational Wealth

    Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar   In Part 8 of The Rockefeller Method series, Darren and Christina break down one of the most powerful chapters in What Would the Rockefellers Do? — "Maximize Your Financial Efficiency and Earning Potential." This episode is all about financial efficiency and how wealthy families like the Rockefellers legally reduce: ✅ Taxes (income tax, capital gains tax, estate tax) ✅ Interest payments (mortgages, credit cards, lines of credit, business loans) ✅ Fees (investment fees, MERs, fund fees, hidden advisor fees) Darren and Christina walk through the real math behind your lifetime earning potential and show how small tweaks in tax planning, debt structure, and cash flow management can be worth millions of dollars over a 30-year career. You'll learn: How a typical earner can bring in $6.6 million over a 30-year working life Why 40% or more can quietly disappear to taxes How 35%+ can be lost to interest payments Why chasing "high risk, high return" is one of the biggest financial planning myths How to think like a wealthy family office, even if you're just getting started They also explain how high-cash-value life insurance and infinite banking-style strategies can: Create tax-advantaged growth Provide tax-free access to capital through policy loans Act as a private family bank to fund real estate deals, business opportunities, and emergencies without interrupting compound growth This episode is ideal for: Canadian business owners High-income professionals Real estate investors Anyone looking for tax-efficient wealth-building strategies that don't rely on market gambling Show notes:   00:00 - Introduction   02:00 - The Rockefeller Masterclass Announcement   03:10 - The 3 Wealth Destroyers   05:00 - Earning Potential & Self-Investment   06:20 - Taxes & Interest Breakdown   08:10 - Additional Wealth Destroyers   10:40 - High Risk vs High Return Myth   13:25 - Efficiency, Leverage & Control   15:10 - Life Insurance as the Solution   17:00 - Private Banking & Compounding   19:30 - Finding Everyday Efficiencies   21:00 - Rockefeller Strategy Breakdown   23:00 - How to Start Applying It   25:00 - Final Takeaways   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    28 分钟
  2. Building Homes and Building Legacy: Inside the Bowers Construction Playbook

    11月6日

    Building Homes and Building Legacy: Inside the Bowers Construction Playbook

    Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar     On this month's entrepreneurial spotlight, Darren and Christina sit down with Caleb Bowers, President of Bowers Construction, to unpack how he went from being laid off, losing $70,000 in a single year, and driving a truck he couldn't afford… to building one of Atlantic Canada's most respected custom home brands. If you're a business owner, aspiring entrepreneur, real estate investor, or custom home dreamer, this episode is a masterclass in: Building a brand on craftsmanship, trust, and values Choosing value over volume in a "race to the bottom" industry Using Instagram and online reputation to attract dream clients Balancing marriage, family, faith, and business Playing the long game with development and legacy projects By the end, you'll see exactly how integrity, long-term thinking, and genuine care for clients can build a business—and a legacy—that actually lasts.   Show notes: 0:00 – Introduction to Caleb Bowers 1:30 – Building a brand on craftsmanship, trust & East Coast values 2:31 – Early money motivation & seeing wealth from "arm's length" 4:05 – First job at Highgate Homes: from labourer to general manager 6:52 – Seeing both sides: client vs builder vs landlord 7:55 – Getting laid off and starting Bowers Construction 11:20 – Buying three lots & learning the hard way on spec homes 14:10 – The year Caleb lost $70,000 (and the meeting that changed everything) 16:26 – Choosing value over volume in homebuilding 19:38 – Core values: Be a good person & go the extra mile 22:03 – Kids, marriage, and why business is now second to family 24:16 – "This is home": meaning behind the tagline 28:35 – Instagram strategy & becoming an early adopter 31:29 – Expansion into New Brunswick & rebranding with his brother 34:54 – Rapid-fire questions with Caleb   Connect with Bowers Construction: WEBSITE: https://bowersconstruction.ca/ INSTAGRAM: https://www.instagram.com/bowersconstruction/?hl=en   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    40 分钟
  3. Canada's $70 Billion Problem | The Real Reason Behind the Interest Rate Cuts

    11月3日

    Canada's $70 Billion Problem | The Real Reason Behind the Interest Rate Cuts

    Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL   On today's episode, it's the November update! The economy is shifting — fast. With rate cuts back on the table, inflation refusing to fade, and housing programs promising change, Canadians are searching for clarity. Darren and Christina unpack everything you need to know before 2026 hits: - The Bank of Canada's second consecutive cut — what it means for your savings, debt, and investments - Inflation's comeback and why it's still "sticky" - Youth unemployment at 15% — the next financial crisis no one's talking about  - Bitcoin's Black Friday meltdown and how institutional whales like BlackRock profited - The truth about Build Canada Homes — a $13 billion federal experiment - Canada's looming $70 billion deficit and what it says about our future If you're a Canadian business owner, investor, or someone who refuses to let the economy dictate your freedom — this episode is for you. Show notes: 00:00 - Introduction 00:30 - Interest rate update 1:25 - Inflation update 3:40 - Canadian dollar update 4:40 - Stock market and Bitcoin update 10:25 - Real estate market update 17:25 - Economic news 20:25 - Life insurance industry news 23:00 - Podcast news BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    28 分钟
  4. The Truth About Infinite Banking in Canada: Biggest Surprises from Our Wealth Coaches

    10月27日

    The Truth About Infinite Banking in Canada: Biggest Surprises from Our Wealth Coaches

    Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar     In the second edition of our Wealth Coach episodes, Darren and Christina once again since down with wealth coaches Connor Eagleson, Dan Spry, and Jake Mitchell to reveal the biggest surprises they uncovered when they first discovered the Infinite Banking Concept – and how it continues to transform the financial lives of Canadians today.   Key Themes in This Episode: The "aha" moments that changed how our coaches think about money, control, and compounding. Why traditional banking fails business owners — and how becoming your own banker changes everything. The power of uninterrupted compound growth and how most Canadians unknowingly destroy it. The shocking misinformation about Infinite Banking spreading on social media — and how to separate fact from fiction. Real stories from former commercial bankers and advisors who realized how much flexibility and control a properly structured cash-value policy can create. How corporate structures, retirement planning, and estate strategies all tie together through one powerful tool. Why top accountants and tax strategists across Canada are now embracing these policies for business owners. What You'll Learn: Our team pulls back the curtain on the real mechanics of Infinite Banking — not the marketing hype. You'll learn: How to build liquidity and control using your own capital instead of relying on banks. The importance of choosing the right insurance company and structure from day one. How to create a tax-free retirement income stream and a family estate plan using the same strategy. Why traditional financial advice often fails to protect your wealth from the four major wealth destroyers: taxes, fees, volatility, and misinformation. How Canadian business owners can use corporate policies to grow and preserve wealth tax-efficiently. Show notes:   00:00 - Introduction   01:00 - From banker to wealth coach: Dan's revelation   03:00 - Using one tool for savings, retirement, and estate planning   05:00 - Jake on the danger of poorly structured policies   07:00 - Connor on the real rate of return vs. control and compounding   09:00 - How Infinite Banking avoids the "zeroing-out" savings curve   12:00 - Christina discusses the shocking impact of taxes, fees, and volatility   13:00 - The rise of misinformation about Infinite Banking   16:00 - Why accountants now support these strategies   19:00 - Working hand-in-hand with your accountant and lawyer   20:00 - Final thoughts: Once you learn this concept, you can't unlearn it BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

    23 分钟
  5. The Hidden Trap That's Costing Business Owners Millions of Dollars

    10月20日

    The Hidden Trap That's Costing Business Owners Millions of Dollars

    Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL   On today's episode, Darren and Christina are breaking down the OpCo trap! Most Canadian business owners are unknowingly making a massive mistake with their corporate cash — one that could cost them millions in unnecessary taxes and wipe out their eligibility for the lifetime capital gains exemption.   They discuss the difference between an Operating Company (OpCo) and a Holding Company (HoldCo), why so many business owners are leaving too much cash inside their active company, and how that decision exposes them to creditor risk, tax traps, and missed opportunities for wealth protection.   Whether you plan to sell your business, pass it on to your family, or build long-term wealth through your corporation, this episode explains how to properly structure your company — and why high cash value life insurance plays a crucial role in creating a tax-free corporate opportunity fund.   This is essential education for business owners, incorporated professionals, farmers, and real estate investors who want to maximize wealth and minimize risk. Tune in now!   Show notes:   00:00 - Introduction: Why the OpCo Trap matters   03:00 - What is an OpCo vs. a HoldCo?   04:30 - Why business owners leave too much cash inside their operating company   05:45 - Tax differences between corporate and personal income   06:30 - Why keeping cash in your OpCo feels smart… until it isn't   08:30 - The Lifetime Capital Gains Exemption (LCGE) explained   11:00 - What is a CCPC (Canadian-Controlled Private Corporation)?   12:40 - What are QSBC shares, and how to maintain eligibility   13:40 - The 3 qualification tests for LCGE (ownership, 50% rule, 90% rule)   15:00 - How too much passive cash or real estate can disqualify your shares   16:30 - The "purification" process explained — and how to fix a dirty OpCo   18:00 - Why timing matters: you need 24 months to requalify   20:00 - Moving funds into your HoldCo for protection and flexibility   21:00 - Corporate investing do's and don'ts — passive income warnings   22:00 - Why over $50,000 of passive income can reduce your small business deduction   23:00 - Comparing HoldCo investment options: real estate, markets, and life insurance   23:45 - Why high cash value life insurance outperforms other corporate assets   25:00 - Corporate tax efficiency, CDA benefits, and wealth preservation   26:00 - Action steps: how to avoid the OpCo Trap and build your corporate wealth strategy   27:00 - Final disclaimer and closing thoughts BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

    29 分钟
  6. Inside the Rockefeller Blueprint: How to Build & Fund Your Infinite Banking System

    10月13日

    Inside the Rockefeller Blueprint: How to Build & Fund Your Infinite Banking System

    Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL On today's episode, it's part 7 of the Rockefeller Method Series, Darren and Christina break down Chapters 9 and 10 of What Would the Rockefellers Do? — revealing exactly how the wealthy design, structure, and fund their infinite banking policies for long-term, tax-free growth. This episode moves from theory to real-world action. You'll learn how to properly design your own high-cash-value life insurance policy, how to ensure you're working with the right company, and how to find the money to fund it — without increasing your income. Tune in now!   Show notes:   00:00 - Introduction   02:00 - Understanding Human Life Value   04:45 - Designing the Perfect Whole Life Policy   07:30 - Choosing the Right Insurance Company   10:40 - Why It Works Better in Canada   11:40 - Mindful Cash Management vs. Budgeting   14:00 - The Four I's of Efficiency   16:00 - How to Reallocate Your Money to Fund the Policy   19:00 - Corporate Strategies & Retained Earnings   21:00 - Building Your Peace of Mind & Opportunity Funds   22:40 - Wrap-up BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   FACEBOOK: https://www.facebook.com/controlandcompound Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

    25 分钟
  7. The Bunkie Life Story: From Family Project to Canadian Success ft. David Fraser | Entrepreneurial Series

    10月9日

    The Bunkie Life Story: From Family Project to Canadian Success ft. David Fraser | Entrepreneurial Series

    Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL Welcome back to another episode of Control and Compound. Today's episode is the first in our Entrepreneurial Series that highlights some of Canada's most successful and interesting entrepreneurs. Episode 1 features David Fraser, founder and CEO of Bunkie Life, to talk about how a simple problem — running out of bedrooms — turned into a national phenomenon. David shares his journey from building the first bunkie for his family, to pitching on Dragon's Den, scaling manufacturing across North America, and building a company culture obsessed with connection and customer success. They also dive into: How to grow a company while keeping its heart and values intact Lessons from surviving near-bankruptcy and turning it into growth How Bunkie Life's "Win a Bunkie Giveaway" became a marketing goldmine Why "Made in Canada" still matters Bitcoin, entrepreneurship, and what real wealth means Giving back through the Ronald McDonald House partnership Whether you're an entrepreneur, dreamer, or family business owner, this episode is packed with inspiration, practical wisdom, and a few laughs along the way! Show notes:   00:00 - Introduction to David Fraser   00:55 – The origin of Bunkie Life: Solving a family space problem   02:10 – First builds and early growth   05:05 – How Bunkie Life makes assembly easy for anyone   07:00 – The "Made in Canada" mission and why it matters   08:35 – Scaling without losing the heart of the company   09:50 – Creating culture, community, and "the Bunkie Life cult"   13:10 – Solving customer problems before they even happen   16:10 – The near-bankruptcy story and lessons learned   19:00 – The viral Bunkie Giveaway: marketing genius explained   22:20 – Expanding into the U.S. and what's next for Bunkie Life   27:00 – Wealth, inflation, and the housing market reality   30:00 – Giving back: Bunkie Life + Ronald McDonald House   33:00 – Legacy, family, and building for the next generation   35:10 – Rapid fire: hardest builds, best books, and future outlook   37:20 – Advice for every Canadian entrepreneur   BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound   Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

    41 分钟

关于

Welcome to Control and Compound with Darren Mitchell, a podcast about infinite banking, real estate investing, and what business owners and individuals should be doing with their money. For helpful tips and tricks, visit our Instagram, Facebook, and TikTok at @controlandcompound. Episodes release every Monday.

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