235 episodes

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

Cooking the Books with Frances Cook Newstalk ZB and NZ Herald

    • Investing

Each week the New Zealand Herald and Newstalk ZB's Cooking the Books tackles a different money problem. Hosted by Frances Cook.

    Property is recovering, but is it enough?

    Property is recovering, but is it enough?

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the latest data and what could happen next for the housing market. Hosted by Frances Cook.

    Property is traditionally a favourite investment for many New Zealanders.

    Whether it’s their own home, or expanding to include a rental, it’s how many people plan to boost their wealth.

    That’s why so many were worried by the expected impacts of Covid-19.

    Property prices are often strongly linked to unemployment, and with unemployment expected to rise, many economists were predicting property prices could fall by between 10 to 15 per cent.

    So as we start to see how Covid pans out in reality, are those predictions coming true? The latest Real Estate Institute confidence report for June gives us the first indications.

    For the latest Cooking the Books podcast I talked to Bindi Norwell from REINZ

    We discussed what the latest property figures show us, what that means for buyers and sellers, and what could happen next.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 22 min
    Why you should prepare for your KiwiSaver to go down again

    Why you should prepare for your KiwiSaver to go down again

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's why your KiwiSaver will probably go down again, and what to do about it. Hosted by Frances Cook.

    Many of us got quite the fright in March, when markets nosedived around the world.

    It hit pretty much everyone. Some of us invest in shares directly, while almost everyone else has a KiwiSaver with shares in it.

    So balances tumbled, while we all watched nervously.

    Of course, since then, many people have jubilantly pointed out that we’re nearly back to where we’re started.

    It does look healthier out there, but at the risk of raining on your parade, it may not last.

    That’s not necessarily a bad thing. You just need to know what could be coming next, and prepare for it.

    For the latest Cooking the Books podcast I talked to David Boyle from Mint Asset Management.

    We discussed what could impact the market in the next few months, what that means for you, and how people in different situations could handle it.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 31 min
    Core satellite: The shares investing strategy for those who like to pick winners

    Core satellite: The shares investing strategy for those who like to pick winners

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's a shares investing strategy to give you the best of both worlds. Hosted by Frances Cook.

    Here’s a conflicting issue. History and research shows that the best way for most of us to invest in shares is to invest widely in index funds.

    It’s not only the easiest, it has the track record to show it’s the best way for the average person to make the most money.

    However, there are some who just can’t help themselves.

    Sometimes people are sure they’re on to a winner, or they just find it more interesting to pick and choose what they’re attracted to.

    At the end of the day, the best way to invest is the way that works for you, which includes needing to keep you interested, and actually investing.

    So, what do you do if you’re one of those people who likes to pick and choose?

    For the latest Cooking the Books podcast I talked to Dean Anderson from Kernel.

    We discussed the core satellite method, how it works, and how you should vet both index funds and individual company investments.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 24 min
    The easiest ways to start a garden and save on your food budget

    The easiest ways to start a garden and save on your food budget

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's reducing one of your core expenses by starting a garden. Hosted by Frances Cook.

    When it comes to cutting down your budget, the biggest bang for your buck comes from three core areas: housing, transport, and food.

    This is where stats show we spend the most of our money, and so it’s where we have the biggest potential for savings.

    So starting a garden is a great way to become more self-reliant, and reduce your food budget.

    But it’s not easy, with many of us living in urban areas now, or just having the proverbial black thumbs.

    Don’t sweat it – everyone has to start somewhere.

    For the latest Cooking the Books podcast I talked to Elien Lewis from Homegrown Happiness.

    We discussed how she got started gardening on a small urban section, the easiest and cheapest gardening methods, and what to do if you're a renter.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 16 min
    How a ‘portfolio career’ could boost your employment chances

    How a ‘portfolio career’ could boost your employment chances

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the increase in contract workers after Covid-19, and what you need to know before trying it. Hosted by Frances Cook.

    When we talk about investing, you’ll have heard me say many times that you don’t put all your eggs in one basket.

    The idea is that you diversify, so that if there’s a problem with one investment, it doesn’t tank everything.

    Well there are those who argue that you should do the same with your career.

    You career is of course huge for your finances, and there’s an argument that relying on one job leaves you too vulnerable to being made redundant or not expanding your skills fast enough to keep up with the modern world.

    But there’s a counter argument as well, that you don’t want to spend every waking moment working different jobs, and you also need some stability and certainty, which can be hard to come by when freelancing.

    So is there a sweet spot?

    For the latest Cooking the Books podcast I talked to James Fuller from Hnry

    We discussed what a portfolio career is, how it can help people in the current job market, and how freelancers and contractors can get more security in their careers.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 26 min
    The tricks to op shopping like a pro

    The tricks to op shopping like a pro

    Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's the inside secrets to looking glam on a budget. Hosted by Frances Cook.

    What's the point of a podcast, if not abusing it to simply find out things you want to know yourself?

    There's no point, that's what. So today I'm hijacking the platform to give us the inside word on how the pros find the best second hand gems.

    Many of you will already know I’ve set myself a challenge for all of 2020, to only buy clothes second hand, nothing new.

    It was only supposed to be a bit of fun, but soon people were sending me questions and wanting to know more about whether I was managing to make it work.

    I admit, I’ve been partial to a bit of op shopping before, but it’s a whole new level when you commit to only doing that.

    You soon find out fun tricks like what types of repairs you’re actually capable of, how to snag a bargain at designer recycle stores, and that where your secondhand shop is located is one of the most important factors.

    But that's nothing compared to what the professionals know.

    For the latest Cooking the Books podcast I talked to Trudi Bennett from Wardrobe Flair.

    We discussed how to find the true bargains, how to check for quality, and where to find the best second hand shops.

    If you have a question you'd like answered in a future podcast, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

    • 17 min

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