Keep It Simple The Simple Sum

It's never a good feeling when you look at your portfolio and see that everything is going down. And while we all hope that the markets are always on the up, because it means that our investments would be doing well, the markets do go down, otherwise known as a market crash. 

Stock market crashes do happen and have happened, and the effects are far reaching. At the same time, world events such as Covid and unrest, have a big impact on the market too. Join The Simple Sum team as we talk about some of the biggest stock market crashes in the world, what happens when the market crashes, and what this means for us as investors.  

Throughout history, gold has been a popular hedge against inflation, economic crises, currency fluctuation and even war.  And gold still remains a relevant investment for today's investors. 

In this episode, we sit down with David Fergusson, Co-founder of Hugo to discuss the importance of investing in gold, bust some myths about gold, how you can invest in gold, and whether Bitcoin really is "digital gold". 
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Timestamps:
00:00 Intro 
00:06 Learn more about Hugo 
01:01 Introduction to gold and David Fergusson 
03:09 Cultural and sentimental value of gold 
06:04 History of gold investing 
16:08 How much gold will grow in value 
17:21 Crypto versus gold 
19:18 Gold’s role in a portfolio 
21: 06 Some common ways to buy gold 
29:46 Who should consider investing in gold 
35:27 David’s advice on how to start investing in gold easily 

Ooh… Shiny! The Price Though…"
 
 Most of us associate wedding proposals with diamond rings. But does it need to be the norm?
 
 We gathered our colleagues to share about their thoughts about diamonds, how the diamond industry works and the meaning of engagement rings.
 
 Also included in our discussion are why there is a benchmark for 3 months' of the man's salary for the cost of diamond rings and what alternatives we'll like to see instead? Don't miss out on this information-packed episode!
 
 
 Timestamps:
 
 00:00 Intro
 00:48 What does a diamond ring really mean?
 02:53 What we think about lab-grown diamonds
 05:10 The truth behind how diamonds are marketed
 7:24 How does a guy feel about the 3-6 month benchmark cost of a ring?
 8:18 The history of the 3-6 month benchmark
 10:07 Did it matter to Sheryl if she got a diamond engagement ring?
 11:45 How does Sheryl value her own engagement ring?
 14:34 Pris's experience with engagement ring
 15:50 What if your partner gives you an engagement ring you don't like?
 17:01 Advice on getting diamond ring?
 
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I'm 23 and I Lost My Job… What Now?

You may think retrenchment only happens to old and obsolete workers, but one of our TSS team member faced the same thing... at just 23 years old. This meant that she had to search for a job when companies all around were freezing hiring, thanks to COVID-19.

How did she overcome the loss of her job loss and how did she get back on her feet and find another job. Find out in this episode of Keep It Simple!

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A Fully Remote Role, Yes Or No?
Find out our answers to that question in this episode. The TSS team discusses the pros and cons of working from home, aspects of office life that cannot be replaced, and why a fully remote job is not for us. We also share three important tips for working remotely that ring true even after a year and a half.
Join in the discussion by sliding into our DMs! Tell us some quirky habits you do working from home, or some of your best WFH stories. Or tell us why you would or would not work a fully remote job.


Timestamps:
Intro - 00:00
What we like/don't like about WFH - 01:54
What TSS audience like about WFH - 04:34
Weird things we do WFH - 06:26
Collaborating is much harder online - 08:30
What we think about going back to office - 10:10
Free snacks and coffee in office - 12:45
Why Pris can't imagine a fully remote job - 15:42
What the new normal of work mean to us  - 16:40
Would we choose to work fully remotely? - 20:59
Dealing with starting a fully remote job - 22:38
Pris' tips on working remotely effectively - 23:28


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Should you be in despair just because you have a seemingly insurmountable credit card debt?

In this episode of Keep It Simple, we speak to a TSS team member who accumulated a 5 figure credit card debt and found herself unable to pay it off when COVID-19 hit. She shares with us what she's doing to tackle the debt, and what not to do with it comes to owning credit card, with tips for those who want to use credit cards but are afraid.
We're on Spotify, Apple Podcast and Google Podcast. Subscribe to us to get notified on new weekly episodes!