Make that Money Hunni Sandra Joe

In today's episode, we dive into the nitty-gritty of tax season—a topic we all dread but must face every year. Whether you're a salaried employee or a business owner, staying organized and understanding your tax obligations is crucial. I'll share insights from my experience and collaborations with accountants, covering everything from personal and fiscal year-ends to maximizing deductions and effective record-keeping.
We'll explore:
Key tax obligations for business owners and salaried employeesStrategies for organizing financial documents and receiptsMaximizing tax deductions and creditsThe importance of working with a qualified tax professionalPlanning for future financial milestones alongside retirement savings
Remember, the content of this episode is for informational and educational purposes only. Always consider your personal circumstances and consult with a tax professional before making any financial decisions.
Tune in to learn how to tackle tax season with confidence and set yourself up for financial success in the years to come. Don't forget to download this episode and check out our previous ones for more valuable insights and interviews. Let's get organized and make that money, honey!
Connect with me:
Instagram: @makethatmoney.honeyWebsite: www.sandrajoe.com
If you loved this episode, please share it with a friend or leave a five-star review. Your support helps us reach more ambitious individuals like you. Until next time, go make that money, honey!

In this episode of the 'Make That Money Honey' podcast, I delve into the crucial topic of risk-taking in financial growth for millennials. Drawing from my experience as a certified financial planner and my journey in coaching ambitious women and couples, I highlight the key reasons many fail to increase their income, emphasizing the significance of taking calculated risks.
I cover practical advice on asking for raises, overcoming scarcity mindset, smart investing, diversifying portfolios, and the importance of financial coaching. I assert that making more money and achieving financial freedom requires a mixture of asking for what you're worth and learning to make your money work for you through informed investment strategies.
00:00 Welcome to the Make That Money Honey Podcast!
01:05 The Power of Taking Risks for Financial Growth
01:54 Mastering Salary Negotiations: Tips and Strategies
06:07 Overcoming the Scarcity Mindset and Embracing Investment
11:56 The Importance of Diversification in Investing
19:03 Setting Up for Financial Success: Long-Term Strategies
23:11 Closing Thoughts: Taking Calculated Risks and Seeking Guidance
Tune in to this episode for actionable advice on building more money in your entrepreneurial journey.
Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram @makethatmoney.hunni or visit www.sandrajoe.com to explore opportunities for collaboration and financial empowerment.
Until next time, go make that money, hunni!

In this episode of the Make That Money Hunni podcast, I'll delve into the crucial role of networking in building and expanding businesses across various industries.
Join me as I share my personal journey and insights on leveraging word-of-mouth referrals, delivering exceptional client experiences, and adopting practical strategies for forging meaningful business relationships. I'll stress the importance of giving value first and provide a roadmap for using your network to generate referrals without significant financial investment.
I'll highlight how offering quality service can lead to substantial business growth through recommendations from satisfied clients and collaborative partnerships.
The episode concludes with a call to focus on creating value for others as a pathway to receiving more in return, encouraging you to invest time in connecting and re-engaging with your network for mutual benefit.
00:00 Unlocking the Power of Networking for Business Growth
01:21 Welcome to the Make That Money Honey Podcast
01:27 The Journey from Financial Planner to Entrepreneur
02:21 Leveraging Personal and Professional Networks for Success
06:26 Maximizing Marketing Efforts with Minimal Spend
12:34 The Art of Building Meaningful Business Relationships
16:18 Harnessing the Power of Social Media Engagement
18:34 Delivering Exceptional Client Experiences for Referrals
20:35 Simple Strategies for Effective Networking
22:57 Concluding Thoughts and Next Steps
Tune in to this episode for actionable advice on building a thriving network and achieving lasting success in your entrepreneurial journey.
Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram @makethatmoney.hunni or visit www.sandrajoe.com to explore opportunities for collaboration and financial empowerment.
Until next time, go make that money, hunni!

In this episode for Canadians, I talk about the different types of investment accounts, and how to use a Tax-Free Savings Account (TFSA) to start investing.
These accounts are highly beneficial for tax purposes and provide lots of opportunities to investors of all ages, as they don't incur a tax liability when you withdraw your funds.
There are many considerations to using these accounts, so this technical episode talks about all of the things you need to consider before starting to invest in a TFSA, how to get started, what your limits are and what to do with the money once you've made the contributions.
It also covers TFSA transferability from one financial institution to another, and how you can nominate a beneficiary.
For more information on contribution limits and government regulations about TFSAs, please visit:
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html
*Disclaimer* As with any of my episodes, you should always do your own research before making any financial, legal, tax or investment decisions to see if they are right for you and your personal circumstances. This episode is for general information and education purposes only, and government regulations are subject to change at any point without notice. You should not take this episode as advice or recommendations.
Thanks for listening and see you next time!
Sandra

Whether it's starting something new, or doing more of something you know you should be doing, perfectionism can greatly affect the lives of many people (especially entrepreneurs) and hinder your progress by getting obsessed with the fine details.
This is something I'm personally all-too-familiar with, and especially in a highly regulated industry like Finance, I can really get obsessed with the details and facts of the content that I want to share both online and with clients. The problem is, that I want to be perfect and show up flawlessly, but in reality, that's just now efficient.
Can you relate?
In this episode, I talk about why we function as perfectionists, and how to break the debilitating cycle of self-doubt, fear and obsessive thoughts about what we want to do, but don't actually do.
So if you want to get out of your head and into your life, then this is the episode you've been waiting for! Enjoy!
If you'd like to learn more about ways that we can work together, check out my website at www.sandrajoe.com or connect with me on Instagram @makethatmoney.hunni
See you next time!
Sandra

In this episode, I give you 10 steps to follow if you're an entrepreneur or small business owner and have reached a plateau in your income.
It happens to all of us at some stage in our journey, so using these 10 steps can not only help you make smarter financial decisions, but also help you create new ideas for your business and ways to reach your customers.
1) Diversification of Income Streams
2) Enter into new markets or demographics
3) Have a pricing model that meets different budgets
4) Improve marketing strategies
5) Ask for client testimonials
6) Increase existing customer retention
7) Know your competition
8) Invest in technology & automation
9) Invest in personal growth and development
10) Be frugal with your spending in your early days of business
The content of this episode has personally helped me grow my business in 2024, and by choosing which (if not all) of these strategies is applicable to your business, you will likely be able to create a more sustainable income and grow your business.
If you liked this episode, please hit download so you can come back to it at a later date, share with a friend or tag me on social media:
@makethatmoney.hunni on Instagram or visit my website www.sandrajoe.com for more information on how we can work together.
See you soon!
Sandra