The Clark Howard Podcast

Clark Howard
The Clark Howard Podcast Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

  1. 15 HR AGO

    09.20.24 Clark Answers His Critics on Clark Stinks / Auto Insurance Rate Forecast

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto insurance rates increased by almost 20% last year. Will these increases continue? Clark explains how we got here, the state of the industry, and what you can do to keep costs down. Clark Stinks: Segments 1 & 2 Auto Insurance Industry Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Additional Insurance From a Rental Car Company? Scam Alert: Think Twice Before Scanning QR Codes What Is Umbrella Insurance and Do You Need It? 10 Ways To Save Money on Car Insurance Car Insurance Rates Could Jump Over 50% in Some States This Year How to Shop for Lower Car Insurance Mile Auto Insurance: A Firsthand Review Can a Patient Advocate Help With Your Medical Bills? First, see if you can get your medical bill forgiven Best 529 College Savings Plans By State What's the Best Way To Send Money Overseas? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices

    37 min
  2. 3 DAYS AGO

    09.17.24 Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes

    Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for.   Saving-First And Automatically: Segment 1 Ask Clark: Segment 2 Ponzi Schemes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans’ Savings Rate Plummets Amid Summer Spending How To Save Money: Spend Less & Build Your Savings Using Cellular Data Internationally: Buying a Local SIM Card Roamless: Global eSIM for Travel Internet, eSIM App Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) https://duckduckgo.com/ Thinking about rooftop solar? 4 things to consider and how to protect yourself How Solar-Friendly Is Your State? We Scored Them All Best Travel Credit Cards: Top Rewards Picks for 2024 When Interest Rates Go Down, the Hucksters Spring Up - The Wall Street Journal. Brothers, SEC reach a deal in alleged scheme Brothers accused of operating $61M Ponzi scheme Receiver searching for assets in alleged Ponzi scheme $300M Ponzi Scheme Prompts Freezing Of Assets For ATL Businessman: SEC FTC and Florida Act to Stop ‘Trucking Automation’ Scam RivX That Took Millions of Dollars From Consumers Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    34 min
  3. 4 DAYS AGO

    09.16.24 The Problem With Gift Cards / Rip Off Alert: ATM Fees

    Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them. Gift Card Problems & Reforms: Segment 1 Ask Clark: Segment 2 Avoiding ATM FEES: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gift Card Scams | Consumer Advice / Gift Cards - Clark.com The Nation’s First Law Protecting Against Gift Card Draining Has Passed. Will It Work? TPG's guide to understanding EU261 flight compensation How to get compensation for delayed or canceled flights 5 of Clark Howard's Most Extreme Frugal Hacks Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Cancel for Any Reason Trip Insurance: Should You Buy It? This Mistake at the ATM Could Be Costing You More Than $248 a Year New York Post: ATM fees hit record high in US — cities where you’ll pay the most Cash machines now cost more than ever to use Paying money to get your own cash: Some big retailers charge for cash-back requests How To Avoid ATM Fees Credit Union vs. Bank: What's the Difference? Automatic Bill Pay: How It Works and How To Do It Safely 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    37 min
  4. 13 SEPT

    09.13.24 Clark Answers His Critics on Clark Stinks / Real Estate Commission Changes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark clears confusion surrounding new rules with real estate agent commissions for home buyers and sellers.  Clark Stinks: Segments 1 & 2 New Rules On Real Estate Agent Commissions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Want job security in this uncertain market? A surprising trend is paying off Pronounce Names What Is an Annuity, and Why Does Clark Think They Stink? WSJ - The New Etiquette of Negotiating With Your Real-Estate Agent Buying a house just got more complicated. Here's what you should (and shouldn't) do when working with a broker NYTimes: Buying or Selling a Home? The Rules Have Changed. How buyers and sellers are navigating real estate’s seismic shake-up Big changes to how you buy and sell a home go into effect today: What you need to know New rules could reshape homebuying. Here’s what it means for you. The Only Reason You Should Make an Improvement to Your Home How and When To Refinance Your Mortgage: A Step-By-Step Guide Costco Is Raising Membership Fees in September Is a Costco Membership Worth It? 5 Reasons Sam's Club Is Better Than Costco Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? CELL PHONES - Clark.com Phone Plan Finder – Find the Best Plan For You - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min
  5. 11 SEPT

    09.11.24 Price Drops! / Sports Gambling

    Consumers have demanded lower prices and we’re seeing results! Manufacturing is slowing due to oversupply in many categories. Clark tells you where prices are trending down, and which retailers have responded to consumer signals in the marketplace with lower prices. Also today, with the arrival of fall sports - a big warning about something that could make your money disappear if you aren’t careful. Buying Opportunity: Segment 1 Ask Clark: Segment 2 Sports Gambling Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: U.S. Manufacturing Activity Remains Weak Ahead of Expected Fed Rate Cuts NY Post: Dollar General shares plummet as Walmart, Target take bite out of profit Axios: 1 big thing: Dollar store pain Dollar General’s stock is cratering. Here’s what it says about the economy NYTimes: Consumers Are Still Bargain Shopping, Macy’s and Target Reports Show Target slashed prices. It paid off / Axios: Learnings from earnings Axios: Price Cuts Are Back: Doling out discounts Sales at stores are suddenly surging in the US economy’s latest show of strength Americans are still shopping. They’re just going to Walmart How To Open a Roth IRA Nanny Taxes and Payroll Services | Poppins Payroll NYTimes: We All Live in Vegas Now Axios: Sports betting replaces stocks What is Gambling Disorder? National Council on Problem Gambling: Home Gambling Addiction and Problem Gambling How gambling affects the brain and who is most vulnerable to addiction Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices

    35 min

Hosts & Guests

About

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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