The Money Puzzle, with James Kirby The Australian

What does the property market look like to Gen Z? The generation born after 1997 that takes a one percent vacancy rate as 'normal'; The people who get 100 applicants for a spare bedroom in a shared house. They have a different story but it is a story we all need to know.

In today's show we cover:


The realities of property investment for Gen Z
Exploring the opportunities of being a 'rentvestor'* Using super for buy a home
Is the office sector rout over?

Sarah Petty real estate reporter for the News Ltd network joins wealth editor James Kirby in this episode.
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The average HECs student debt is now $26,500 and rising rapidly. Once upon an inflation-free time HECs hardly mattered, now it matters a lot. Worse still, the way HECs is managed by the government is antiquated and unfair to former students. Meanwhile, banks use the debt to reduce your borrowing capacity. No wonder there is a push to change the process. In today's show we cover:


Why more than 200,000 people are pushing for change in student debt
How to manage your HECs situation 
Expanding an SMSF to include six people
Is leasing an electric car a better way to go?

Advisor James Wrigley of First Financial joins wealth editor James Kirby in this episode.
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As the economists continue to push their rate cut forecasts further out, it is now distinctly possible we will not see interest rate cuts this calendar year. What does it mean for the property market and your borrowing plans?

In today's show we cover:


The reality of higher-for-longer interest rates
Will commercial property problems spill over into the residential sector
Searching for multi-asset funds outside of super
Getting to know the 'six year' CGT primary residence exemption rule.

Dr Doug Turek of Minchin Moore Private Wealth joins wealth editor James Kirby in this episode 
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It might be hard to believe but the key numbers for both personal tax and super contributions are going to change again on July 1 2024 - Now is the time to make your plans.In today’s show, we cover:


How to position for lower personal tax rates
Catching up with planned super contribution changes
Investing based on demographics 
Do share market index funds offer diversification any longer?

Financial adviser James Gerrard joins wealth editor James Kirby in this episode 
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It's the biggest financial challenge for the new generation - how to get a toehold in the property market. In today's episode we cover 


 The first steps towards buying a property
Considering the 'rentvest' strategy
Should super be available to home buyers
Getting to know the '6-year rule' for your home and CGT 

John Pidgeon of Solvere Wealth and the This is Money podcast joins Wealth Editor James Kirby in this episode 
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The ASX just hit a new record and the markets are on a roll: So what should investors be looking for? AI-themed technology stocks and - believe it or not - consumer discretionary companies, says fund manager Roger Montgomery.

 

In today's episode, we cover: 


Why is the share market on a bull run?
AI hopefuls - Macquarie Technology and Megaport 
Consumer favourites - Lovisa Jewellery and ARB 
Does Bunnings have too much power?

Fund manager Roger Montgomery of Montgomery Investment Management joins wealth editor James Kirby in this episode 
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