Investec Focus Radio SA Investec

The market may be unpredictable, but your investment strategy doesn't have to be. Investec Investment Management experts Ebeth Van Heerden, Head of Investment Distribution & Intermediaries, and Paul McKeaveney, Portfolio Manager, share their insights on what approaches are winning, common mistakes investors make, and why staying the course is important.

Podcast key moments

00:00 – Introduction
01:06 – Investing vs savings, what’s the difference?
02:56 – Why is investing so difficult? Why do you choose the right investment for your needs?
04:51 – The value of time
06:53 – Risk mitigation strategies
08:03 – Investment lessons from the past
10:00 – Common mistakes investors make in times of uncertainty
12:36 – Should we be putting more funds offshore, given headwinds facing South Africa?
13:57 – Buying into a concentrated index
15:34 – What does “invest and forget” mean?
17:09 – Active vs passive investment strategy
18:23 – Which asset classes are outperforming in 2024?
19:45 – Key factors investors should be thinking about today.

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business.

Read more on www.investec.com/now

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being.
In this episode leading financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung are back and they dive deep into the world of debt management, offering invaluable insights and practical tips to help you pay off debt and start saving for a brighter financial future.
Don't miss out on this episode packed with real-life examples. Whether you're a young professional or a seasoned investor, this podcast will equip you with the knowledge and tools to manage your debt effectively and pave the way toward financial freedom. Tune in now and take the first step towards a brighter financial future!

Skip ahead

00:00 Introduction
01:03 What is debt?
02:37 Defining wants vs needs
04:39 The importance of an emergency fund
06:26 Getting yourself out of debt
08:39 How do you deal with extra money while you are in debt?
09:49 The importance of negotiating better interest rates
11:47 Personal loans
14:40 What you qualify for vs what you can afford
17:09 How credit scores work
20:38 The pros and cons of debt consolidation
23:30 Paying off debt vs saving
25:38 What is a survival budget and how does it work?

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In this week's episode, Investec Wealth & Investment Chief Investment Strategist Chris Holdsworth discusses some disappointing data coming out of the US, concerning data out of China and reasons for optimism when it comes to SA Inc.

Despite Africa having 60% of the best solar resources in the world, it only has 1% of installed solar PV capacity. And some 600 million people in Africa don't have access to energy- with detrimental developmental consequences.
The need is huge, and so too is the opportunity to finance Africa’s renewable energy transition. Revego's CIO says the total investment for renewable energy in Sub-Saharan Africa for the next eight years could reach about 193 billion US dollars.
In episode 9 of The Current, we discuss what needs to be done to mobilise the necessary capital to electrify Africa. Host, Iman Rappetti, is joined by Ana Hajduka Shields, CEO of Africa GreenCo, Ziyaad Sarang, Revego's CIO and Brian Irvine, Investec's global head of Export and Agency Finance.
00:00: Intro
02:25: Meet the guests
02:58: All the resources and so little power
05:25: What's the cause of Africa's energy deficit?
06:34: What's got in the way of investment in energy infrastructure?
07:44: Moving away from fossil fuels
08:26: Africa to leapfrog to green industrialisation
09:32: The "Beautiful convergence" of climate concerns, economics and energy efficiencies
11:19: Africa's riches need to be harnessed
12:19: Innovative financing: export finance credit agency
13:14: Acre Import Capital - A real-world example
16:24: Green bonds to build infrastructure
17:15: What about equity markets?
19:13: Education is a key factor to attract capital
22:30: Regional power pools and trading of energy
24:19: South Africa to benefit from cross-border trading
25:41: C&I project for commercial off-take
26:10: In crisis comes opportunity- 193bn dollars in opportunity
This podcast was brought to you by Investec's Export and Agency Finance team to find out more click here: https://www.investec.com/en_za/investec-for-corporates/finance/export-and-agency-finance.html

Despite some notable economic gains for South Africa, growth constraints persist. What does this mean for the second half of the year? Investec Chief Economist Annabel Bishop shares her projections for the next six months and highlights the key economic indicators to watch out for.

Podcast key moments:

00:00 – Introduction

00:57 – Impact of elections on the rand, investor confidence and the economy

02:27 – GDP outlook for the rest of 2024

03:44 – Will the Purchase Manager's Index (PMI) improve?

05:10 – What will strengthen business confidence?

07:47 – Household finances remain restricted

09:04 – Inflation data positive for interest rates

10:45 – Impact of inflation on household finances

11:53 – Impact of global elections on South Africa

13:51 – Will South Africa’s 10-year benchmark bond recover?

16:19 – What are the key drivers of rand volatility?

17:40 – Key economic indicators to watch out for in the second half of 2024

Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business.

Read more on www.investec.com/now

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being.

In this episode, we dive into budgeting and discuss how to manage your money better. Our expert guests, seasoned Investec financial advisor Kgomotso Motlaung and leading financial consumer journalist Maya Fisher-French, share their insights on budgeting and offer practical tips to help you take control of your finances.

Whether you're just starting out or looking to improve your budgeting skills, this episode will provide the guidance you need to achieve your financial goals. Tune in now and start making every penny count!

Skip ahead

00: 00 Introduction
01:12 Maya’s budgeting story
03:12 Why is budgeting important to your financial wellness?
04:11 What are the characteristics of a good budget?
07:27 How important is discipline?
09:56 How important is having conversations with your family about your budget?
13:46 What portion of your income must you set aside to save?
15:49 How does your life stage determine your budget?
17:52 How can budgeting tools assist you?
18:47 How do you put aside money to splurge?
22:07 How do you make sure you keep to your budget?
24:11 What are some of the biggest mistakes people make when drawing up a budget?