Living Wealthy Radio with Teresa Kuhn

Teresa speaks with highly-regarded trust designer Ryan Fowler, co-author of the top-rated consumer-focused book on trusts: Asset Protection: ...in Financially Unsafe Times

If you are a high-net-worth individual, business owner, or self-employed professional, you are especially vulnerable to frivilous lawsuits, creditor actions, and other actions designed to empty your cash and destroy your financial future.

In this informative interview, Teresa discusses the NEED FOR ASSET PROTECTION, especially in this insane, post-COVID world.

"A good asset protection planner knows how to make it more difficult for a creditor to prove assets were transferred in a fraudulent manner. If they can’t prove the debtor’s intent was to thwart a creditor, then they can’t use fraudulent transfer law to reach an asset that’s no longer owned by the debtor. That means a creditor, if he wishes to undo an asset protection plan, will have to use circumstantial evidence to convince a judge that the debtor did a transfer with fraudulent intent. Doing so takes time and effort. And, it’s going to cost the creditor a fair amount in legal fees."- Ryan Fowler

If you have a solid asset protection plan in place, and you have or expect to have a deficiency judgment against you, then you have transformed yourself from ‘low hanging fruit’ to a hard target. Your creditors will not be able to just grab your assets. They must first prove your plan is a fraudulent transfer. They will have to put 10 ‘easy’ cases on hold in order to commit sufficient resources to undoing your plan. And, especially if the plan is good, they may be uncertain as to whether they can undo your plan even if they try. 

A few years back, when Living Wealthy Radio was on a land station, Teresa did an interesting interview with Harvey Diamond.  Harvey spoke about how he managed to be one of only a handful of Vietnam vets exposed to Agent Orange still alive today.  

Harvey Diamond was hailed as one of the most successful health authors in history and a pioneer in the alternative health movement. He taught the principles of healthy living and eating for more than 40 years, and helped to shift public attitudes about the flaws of the American diet and the benefits of healthier food choices, fruits, vegetables, and juices. He was the co-author of the #1 New York Times bestseller, Fit for Life, which sold over 12 million copies worldwide and was translated into 33 languages, spawning an entire series of books in the Fit for Life program. Internationally known as an author, teacher, and health consultant, he appeared on hundreds of radio and TV programs including Larry King Live, Oprah!, Nightline, and Good Morning America.

Teresa's guest for this special podcast is producer, 

From her website:

As a television personality, Cynthia launched her career with MTV Networks and became the face of sister channel VH1, hosting everything from LIVE events and awards shows, including the GRAMMYS, BILLBOARD AWARDS, EMMYS, VMA’s, and DIVAS LIVE, to self-titled specials and multiple series and broadcasts centered around her unique hosting and interviewing skills. Notably, she significantly shaped & hosted VH1’s emergence onto the scene as a channel in its own right with shows of importance like ‘VH1’s Women First’ a series that profiled significant women in the music industry worldwide. 

She went on to make history as host of LATER w/ Cynthia Garrett for NBC Network making her the first woman of color to ever host a network late night show! Up for Emmy consideration multiple times by NBC for her interviews with everyone from singers to actors to filmmakers and politicians, she has amassed a body of work, too large to mention in short form. Cynthia has been the face & personality for daytime talk-shows like SONY Studios popular women’s daytime panel LIFE & STYLE, primetime series such as the CW Network’s CROWNED, HBO’s THE BUZZ featuring Cynthia Garrett, TV GUIDE Channel’s HOLLYWOOD INSIDER, as well as major red carpet events like the OSCARS for ABC Network. While hosting later and under contract to NBC, Cynthia also enjoyed much success sitting in with Regis Philbin on LIVE.

Finding God's POV in the Word saved Cynthia’s life in a prison cell in Italy where an abusive and deceptive first marriage turned into the grace that saved her and gave her, her son, Christian. Her personal story, as told in PRODIGAL DAUGHTER: A JOURNEY HOME TO IDENTITY, is one of childhood sexual abuse, rape, and addiction.  

re: How can you protect yourself against a loss of income, high medical bills. What if you are self-employed?

What happens if you become disabled due to accident or injury?  What if you lose your job?

Teresa and Matt take a very candid look at the state of income protection the average person has. The majority of disability needs do not come from an accident but from common illnesses like cancer. And most people just aren’t prepared for the double whammy of high medical bills combined with loss of income.

Joining us is Matt Mitchell, an independent insurance consultant and an expert on disability income insurance. He is licensed in all 50 states and helps people bridge the gap between the insurance industry and specific client needs. He’s here to break down the “why,” and how to find the best deals on quality disability coverage to protect our income.

You may have group coverage with your employer, but is that enough?  What are the potential gaps in coverage between an individual policy and a group policy? 

And, what if you are a self-employed contractor, home-based business owner, or entrepreneur?  Does business interruption insurance provide any coverage for disability?

The COVID-19 pandemic has made it apparent that a lot more people will be working from home in the future, so disability insurance is critical.   Find out now what you MUST know about disability insurance before you need it.

re: take control of your money by starting with your MIND.

Many Americans struggle with heavy debt loads that threaten their relationships, careers, and their mental and physical well-being.

Christine Luken joins Teresa to discuss why many people, especially single women, have problems addressing financial issues in their lives.

As the Founder of the Financial Dignity™ Movement, Christine has coached hundreds of high earning professionals.  She has helped those folks pay off staggering amounts of debt and massively increase their net worth.

Christine’s book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.

You can learn more about how to reduce, even eliminate your debt now and forever (and get a free copy of Christine's "Spending" course) by going here:  If you like Suze Orman or Dave Ramsey, you will love Christine.  If you DON'T like Dave Ramsey or Suze Orman, you will LOVE CHRISTINE, too.

https://register.gotowebinar.com/register/3118989445198056975

www.ChristineLuken.com

https://kokeshforpresident.com/

Join Teresa for a fascinating look at the presidential aspirations of popular LIbertarian commentator Adam Kokesh.   If you REALLY want to change things, says Adam, you have to do more than simply "drain the swamp."

🚀 Discover Great money tips!  Visit Teresa's sites: https://100yearsavingssolution.com/ 

https://www.livingwealthyfinancial.com