In the know Lucas Fettes Financial Planning

In this episode, Neil Clarke discusses the current and future state of the financial markets with Henrietta Walker.



The key topics include:



- interest rates in the US vs the UK;

- inflation;

- the current appeal of fixed interest options; and

- opportunities in the equity markets.



Henrietta is Head of the Investment Specialist Team at Brooks Macdonald, who are one of our trusted investment panel.


To find out more about Brooks Macdonald, please visit their ⁠website⁠.



Visit our website for more content: ⁠https://lffinancialplanning.co.uk/⁠



Important information



The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Josh Cushion and Paul Thurston discuss the changes to pension rules which came into effect from April 2024 and how this could impact you.



Within their conversation, they cover:




the removal of the Lifetime Allowance;
the new Lump Sum Allowance and Lump Sum Death Benefit Allowance;
how both allowances are tested; 
who may need to apply for a Transitional Tax-Free Amount Certificate; and
what you may need to consider after these changes to pension rules.


Visit our website for more content: ⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠



Important information


The contents of this podcast do not constitute financial advice. The impact of taxation (and any tax relief) depends on individual circumstances. This has been prepared based on our current understanding of UK Law, Taxation and HMRC practice, all of which could be subject to change in future. The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns. This podcast constitutes a financial promotion.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Neil Clarke discusses the current and future state of the financial markets with Janet Mui.

Key themes from the episode include:


the markets' reaction to the recent Spring Budget;
the struggling UK economy; 
how the UK and US equity markets compare over the long-term;
the trajectory of interest rates; and
why the result of US election might not be overly important.

 

Janet is Head of Market Analysis at RBC Brewin Dolphin, who are one of our trusted investment panel.


Visit our website for more content: ⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠

Important information



The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Neil Clarke and Shaun Braybrook discuss the retirement planning considerations that you must take into account to live the life you wish to once you retire.

Within their conversation, they cover:


why the State Pension is unlikely to be enough;
why you may need to plan for a longer retirement than you think;
why your retirement plan is unique to you and must include lifestyle considerations; and
why early planning is best practice.

Visit our website for more content: ⁠⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠⁠

Important information



The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Ian Robinson talks through some of the topical financial news stories from the month.

The stories discussed in this episode include:


mortgage lenders beginning to reduce rates;
the postmasters scandal;
potential changes to Inheritance Tax; and
optimism in the financial markets.

This episode is hosted by Josh Cushion.

Visit our website for more content: ⁠⁠⁠https://lffinancialplanning.co.uk/⁠⁠

Important information



The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.

In this episode, Neil Clarke discusses the current and future state of the financial markets with Richard Carter.

Key themes from the episode include;


the influence of political elections;
inflation and interest rates;
fixed interest;
equities; and
the economic outlook moving forward.



Richard is Head of Fixed Income Research at Quilter Cheviot, who are one of our trusted investment panel. 


Visit our website for more content: ⁠⁠https://lffinancialplanning.co.uk/⁠


Important information



The value of investments can fall as well as rise and it may not always be possible to receive back the sum initially invested. Past performance is not necessarily a guide to future investment returns.



Lucas Fettes Financial Planning® is a registered trading name of Lucas Fettes & Partners (Financial Services) Limited, who are independent financial advisers authorised and regulated by the Financial Conduct Authority (FCA number: 146279). Financial Conduct Authority regulation applies to certain regulated activities, products and services, but does not necessarily apply to all tax planning activities and services.