846 episodes

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartPodcasts

    • Business

Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Ask HTM - Max Car Rental Savings, Fun Money Convos with Partners, & Diversifying with REITs #844

    Ask HTM - Max Car Rental Savings, Fun Money Convos with Partners, & Diversifying with REITs #844

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
     
    1 - What’s the best way to have an impactful and fun money meeting with my partner?
    2 - Mortgage rates and home prices are keeping me from diversifying my portfolio – should I invest in REITs instead?
    3 - Should I pay off my mortgage or renovate my home?
    4 - Is it worth letting an insurance company track my driving in order to reduce my premium?
    5 - Re-shopping a rental car to save massive amounts of money!
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    During this episode we enjoyed a Bike Tour, which is a Helles Lager by Creature Comforts! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 46 min
    Friday Flight - Avoiding Upsells, HOA Hell, & Astrological Investing #843

    Friday Flight - Avoiding Upsells, HOA Hell, & Astrological Investing #843

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: putting rent on your credit card, the cheapest way to travel, online passport renewals, avoiding upsells, open-jaw flights, HOA hell, rising costs of home ownership, syndicated real estate investing, astrological investing, AI investing, the bubble of all bubbles, “spaving” your way to riches, the free trial trap, & schlepping ‘n shopping.
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 36 min
    Millionaire Mission w/ Brian Preston #842

    Millionaire Mission w/ Brian Preston #842

    “Who wants to be a millionaire?!” doesn’t quite have the same ring to it in the age of crypto, memestocks, and general inflation where everything costs way more than a few years ago. But t’s still a laudable goal that many folks should be working towards, and our guest today believes that anyone can become rich. Of course it doesn’t happen overnight but Brian Preston lays out a nine-step system for building wealth with the money you already have, in his new book Millionaire Mission. It’s a practical guide that will teach you how to level-up your finances, while simultaneously worrying less about money by focusing on what really matters to you. Millionaire Mission will do more than help you optimize your army of dollar bills - it will motivate you to be the best version of your financial self. We discuss everything from working as a UGA bus driver in college, to the messy middle stage of life when we have so many competing financial goals, to when it makes sense to hire a financial advisor, and plenty more in this convo today!
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    During this episode we thoroughly enjoyed a Savannah Banana Beer by Service Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 58 min
    Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841

    Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
     
    1 - Which of my parents’ debts will I be on the hook for once they (inevitably) pass away?
    2 - As a longtime FIRE adherent, how can I switch from a saver to spender mindset?
    3 - How should I factor gift cards into my budget in order to accurately reflect my spending?
    4 - What are some of the hidden costs of early retirement that I should be accounting for?
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    During this episode we thoroughly enjoyed a Community Connection by Creature Comforts and Dancing Gnome! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 52 min
    Friday Flight - Reverse ATMs, Rich Restaurants & The Best Investment on the Planet #840

    Friday Flight - Reverse ATMs, Rich Restaurants & The Best Investment on the Planet #840

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: refurb iPhone fail, public library win?, reverse ATMS, king credit card, the best investment on the planet, mortgage rate disparities, the medical industrial complex, rich restaurants, super-commuters, time is money, teen (e-bike) drivers, and the best high mileage cars.
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 33 min
    Make Money Without Having Any w/ Ciera Rogers #839

    Make Money Without Having Any w/ Ciera Rogers #839

    This is the episode for everyone out there who doesn’t want to work a soul crushing 9-5 job, specifically the kind of job where you’re being told what you can and can’t do, by someone else. This is an episode about entrepreneurship and starting your own business! Which even that phrase is potentially problematic, because what do some folks think of when they hear “launching a business”? Maybe they’re thinking of shows like Shark Tank, or of different rounds of funding, or proposing a business plan – and while that is how some businesses begin, the vast majority of small business owners won’t be running Fortune 500 companies nor will they be featured on the next episode of How I Built This. But those endeavoring individuals do have a great idea for a new product, or a way they can serve people who are willing to pay. And our guest today, Ciera Rogers, is here to share how she started her business: Babes, which is a women’s wear line that has been worn by the likes of Kim Kardashian and praised by Beyonce. Ciera recounts her journey in her new book “The Outsider Advantage” which comes out June 18th, how at the end of the day it’s all about solving problems, how she still is frugal at heart, and plenty more during today’s episode.
     
    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
    Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.  
    During this episode we “enjoyed” a Svitle by Obolon Brewery! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
     
    Best friends out!
    See omnystudio.com/listener for privacy information.

    • 48 min

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