Simply Stated - All Things Finance Conference of State Bank Supervisors (CSBS)
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- Government
Join us as we discuss the people, policies, and platforms driving financial regulation today. We speak with economists, regulators, industry, and subject matter experts to gain insights into where the nation's financial regulatory system is headed.
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Has the Interest Rate Pinch Finally Arrived?
Are we finally starting to see the long-awaited cooldown in economic activity? CSBS Chief Economist Tom Siems takes us along for a deep dive into interest rate data, market fluctuations, and the current state of commercial real estate and office lending. And, as always, we ask: what should regulators an the industries be looking out for in the current economic climate?
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How State and Federal Regulators Share Information
Regulators take confidentiality seriously. So, when regulators from different states, agencies, or industries need to communicate, how do they do it? As it turns out, regulators spend months (and sometimes years) carefully setting up the infrastructure and processes so that, when the need arises to communicate with one another, they know exactly what can be shared with whom and when.This week, Matt Lambert sits down with me to talk through these "information sharing agreements," why they matt...
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Positive Negativity - Community Banker Sentiment Rises to Start 2024
Community banker sentiment remains negative for a ninth straight quarter, but things are looking up; in the first quarter of 2024, the Community Bank Sentiment Index (CBSI) reached its highest level recorded since 2021. CSBS Chief Economist Tom Siems joins us today to look deeper into the driving forces behind community banker negativity, why their negative sentiment is trending toward positivity, and what regulators and compliance experts should take from this quarter's CBSI reading.
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What Goes Into Getting a Mortgage Broker License?
GuestRich Madison, Vice President, Credentialing and Accreditation ProgramsIn today's episode, we discuss:What a mortgage broker's license isWhat it means for your mortgage broker to be licensedWhere you can search for a licensed or registered mortgage brokerWho to contact if you have concerns
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The Making of NMLS: Epilogue - Lessons Learned and Wisdom from the Regulators
In the epilogue, we ask regulators to share their insights on the importance of NMLS, what we gain from a state-federal regulatory partnership and lessons learned from the NMLS development process.About "The Making of NMLS" SeriesThe Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS).In celebratio...