The Karat Podcast Karat Financial

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@JustKiddingNews cofounders Bart Kwan and Joe Jitsukawa grew up working in gangs in the "pharmaceutical industry" - but wanted to be better and make good. In 2007 - they started the Just Kidding YouTube empire.

17 years later - despite fellow creators quitting & AdSense dropping - they're still going strong- and today share the secret to their success.
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Follow Karat at
https://www.instagram.com/trykarat/

Now available on Spotify
https://open.spotify.com/episode/

Follow Eric Wei at
https://www.instagram.com/erictway/

Follow Bart Kwan here:
 @BartGeo 
 @barbellbrigade 
https://www.instagram.com/bartkwan/

Follow Joe Jitsukawa here:
@JoeJitsukawa
https://www.instagram.com/joejitsukawa/

Follow JustKidding News here:
@JustKiddingNews
https://www.instagram.com/justkiddingnews/
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0:00 - Intro
2:09 - Troubled youth to Youtube stars
4:29 - Bart's special high school program
5:45 - How did Bart get KICKED OUT of military school
7:49 - Joe's story of being in a street gang at 15
11:25 - He went to college to buy w**d with financial aid money
11:57 - Why he decided to assimilate into society
16:26 - How would their lives be different if they had Youtube in High School
19:23 - How MMA brought them together
23:55 - How he maintained a 4.0 GPA after being in a gang
24:32 - How Just Kidding Films started
25:56 - How did Bart shift from Marine Corp/Doctor to Youtube?
29:35 - How did Joe get to where he is now & shifting priorities to JK media
37:58 - When did they realize JK media was a business?
42:21 - Did money change their business?
42:54 - Their Youtube EMPIRE: Rise and Fall
50:23 - Their businesses outside of JK media
54:32 - How being a dad CHANGED him
57:08 - The unique experience all Asian Americans share
58:15 - Bart and his family relationship
1:04:00 - Struggling to fill a void in life
1:05:22 - Why have they stayed friends after all this time?
1:09:15 - Eric's strange relationship with his cofounder
1:10:37 - How they each drive each other crazy
1:14:17 - A moment when they needed each other
1:15:46 - What is the secret to their success

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 @realadamrose  never had a normal life - from playing Robin William’s son at just 9yrs old, starring in an Oscar nominated film, to going viral during the pandemic and landing a Fortnite brand deal.

Today Adam talks about the secret to gaining 150 MILLION views monthly online and how he’s returning to Hollywood to produce his first film.
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Follow Karat at
https://www.instagram.com/trykarat/

Now available on Spotify
https://open.spotify.com/episode/

Follow Eric Wei at
https://www.instagram.com/erictway/

Follow Adam Rose at
https://www.instagram.com/realadamrose/
 @realadamrose 
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0:00 - Intro
1:14 - Why he started using a FAKE name
2:21 - His childhood struggle with disease
4:55 - He Co-Starred with WHAT actor?
6:23 - He recently sold his OWN movie?
9:57 - How Fortnite made him go viral
12:40 - The future of acting is TikTok
16:46 - Adam's most PASSIONATE moment
20:35 - Adam was a DELINQUENT
23:00 - What is it like having money?
25:17 - How a "Dead End" brought him to LA
26:43 - How was he so successful as a child actor?
31:58 - What's the dream now?

Sign up for free access to Karat Insights: https://link.trykarat.com/yt-insights

@steezykane is done. He's quitting his Youtube channel with over 3 million subscribers. Steezy Kane was a fake persona created by Isaiah Shepard to get famous. Now, Isaiah is moving onto Hollywood. Today he discusses his collaboration with The Weeknd, his new show "Views" that will change Youtube, and why he's afraid of AI.
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Follow Karat at
https://www.instagram.com/trykarat/

Now available on Spotify
https://open.spotify.com/episode/

Follow Eric Wei at
https://www.instagram.com/erictway/

Follow Isaiah Shepard at
https://www.instagram.com/steezykane/
@steezykane
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Timestamps:

0:00 - Intro
1:17 - How Isaiah got chased during the eclipse
2:48 - Why he lost motivation to post videos
3:28 - Why Steezy Kane is DEAD
6:57 - Why he stopped making content for views
9:45 - His $32,000 FAILURE
15:49 - Classic films that started off as failures
21:30 - How Smosh tanked their channel
24:30 - Why TikTok is investing in AI influencers
26:20 - Why is Isaiah afraid of AI?
32:21 - What is his dream for his content?
33:46 - His sketch he made for The Weeknd
38:47 - Does he feel burnout on projects outside of his YouTube channel?
41:38 - Why did he start "Steezy Kane"
44:54 - Why Steezy Kane is a poor YouTuber?
46:46 - Isaiah describes his BAD financial situation
48:47 - How the pier jump saved his life
51:41 - Why is he crying in his YouTube channel picture?
54:44 - He didn't talk until high school.
57:47 - Why are so many creators quitting?
59:41 - Why he thinks shorts will fail?
01:02 - What does he want to make now?

Sign up for free access to Karat Insights: https://link.trykarat.com/yt-insights

@michaelamostly voiced Toph in Avatar. Then she quit acting to go to Yale and become a doctor and live what she thought would be a "normal" life- but that's not what happened.
Today she shares what post-Avatar life looks like, how she really feels about Netflix's Avatar, and her own creative dreams.
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Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric Wei at
https://www.instagram.com/erictway/

Follow Michaela Murphy at
https://www.instagram.com/michaelamostly/
@michaelamostly
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Timestamps:
00:00 - Intro
02:50 - Michaela's thoughts on drugs
04:16 - How Michaela feels about being public
05:44 - Being "that theater kid" in school
06:38 - The real reason Michaela's returning to YouTube
09:49 - The best social platform for actors
12:11 - Making the shift from actor to content creator
12:44 - Hustling with 5 jobs in a year
13:55 - Michaela sets the record straight
17:42 - Is Michaela moving away from Toph?
21:23 - Michaela's honest thoughts on Netflix's Avatar
23:52 - Playing Azula in 2024
24:33 - Why Michaela scares her dates away
28:19 - Shoot your shot
29:24 - Do people know they're dating Toph?
30:37 - What is Tinsel with Toph?
31:04 - A 10yr career plan at 5yrs old
37:38 - Working with her dream director
41:57 - PSA: FaceTime your dates
45:23 - How to boost your creator career
48:24 - Toph is Turning 30...FINALLY
53:22 - Supporting local artists at comic con
56:10 - Michaela's biggest life saver
57:49 - Why she'll never go behind the camera
59:48 - The hardest part of her career
1:02:30 - One year later...what's changed
1:05:56 - Outro

Sign up for free access to Karat Insights: https://link.trykarat.com/yt-insights

@jubilee produces crazy videos - like 'Speed dating 30 people IRL' or 'Flat Earthers vs Scientists' - now meet Jubilee's founder Jason Y. Lee on *why* and Jubilee's real mission to spread empathy.

Today Jason shares why he's focused today on love & relationships - and why Jubilee just launched its new relationships app!
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Check out Jubilee's new relationships app at
https://apps.apple.com/us/app/nectar-love-compatibility/id6476018063

Follow Karat at
https://www.instagram.com/trykarat/

Follow Eric at
https://www.instagram.com/erictway/

Follow Jubilee
@jubilee
https://www.instagram.com/jubileemedia/

Follow Jason Y. Lee at
https://www.instagram.com/jasonylee_/
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Timestamps:
0:00 - Intro
2:51 - How Jubilee media started
4:53 - Why making a video measuring men's 🍆 is important
7:19 - Why Jason started making content
10:23 - Jesus would have been a YouTuber
10:37 - Why controversial debates are so important
14:34 - Jason's message for Jubilee copycats
16:12 - How Jubilee deals with guests they don't agree with
16:42 - Episodes Jason wasn't comfortable making
19:10 - The one rule for ALL Jubilee guests
21:17 - Why Eric is spiritual himself
21:54 - Did Jason feel loved growing up religious?
26:22 - How Jason hasn't burnt out after 15 years
28:47 - The goal of Jubilee
34:02 - What his parents taught him about love
34:59 - The moment he realized he would marry his wife
37:45 - Jubilee's new app!
40:25 - How personality types play into a relationship
45:06 - How he plans to change the way people love
46:07 - The new app might poke holes in friendships
50:53 - Is cheating a dealbreaker?
52:55 - His wife's Dad said NO to them marrying each other
55:13 - Why Jason won't take credit for Jubilee

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@humphrey became a millionaire by working normal jobs - and saving money - before taking giant risks like starting his own business and YouTube channel. Today - he shares how to beat the system and follow his footsteps.

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Follow Karat at
https://www.instagram.com/trykarat/Available now on Spotify

Follow Eric at
https://www.instagram.com/erictway/

Follow Humphrey Yang at
@humphrey
https://www.instagram.com/humphreytalks/

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Timestamps:
0:00 - Intro
1:39 - Gen Z trusts Humphrey more than Warren Buffet
2:59 - Entrepreneur vs YouTuber
3:39 - He had his own business at a 9yrs old
6:33 - A boomer's perception of wealth
11:05 - How much is Humphrey net worth?
11:32 - Financial creators don't talk about this
13:47 - The secret to get 1M followers on TikTok
15:08 - The habit that's keeping millennials "poor"
16:47 - Why financial creators won't post their losses
18:39 - Humphrey breaks down his portfolio
25:34 - Middle class DOSEN'T exist anymore
28:27 - Humphrey's earnings in GameStop 2021
31:29 - They best way to get a higher salary
35:26 - Do this trick to get a pay raise early in your career
38:09 - Running a meme page on the side
40:54 - Humphrey made 6-figures selling posters
47:34 - Good gamers = successful entrepreneurs
51:38 - What Humphrey is investing in next
52:25 - Things we should unlearn
53:27 - Chasing views is never a good mindset
55:08 - The Humphrey "Brand"
57:41 - When to use clickbait
59:56 - Why SVB failed?
1:05:48 - Meeting viewers IRL
1:06:31 - Making the move from financial to life advise content
1:08:20 - How often Humphrey meditates
1:12:01 - outro