Easy Prey Chris Parker

Many assume that scammers just target the more mature in age, but they go after everyone. Younger people who may have been manipulated may not have the same amount of money to lose, but that doesn’t mean they aren’t being targeted. 
Today’s guest is Kathy Stokes. Kathy is the Director of Fraud Prevention Programs with AARP. She leads the AARP social mission work to educate older adults on the risks that fraud represents to their financial security. She currently serves on the advisory council to the Board of International Association of Financial Crimes Investigators and on the advisory council to the Senior Issues Committee of the North American Securities Administrators Association.
Show Notes: [1:02] - Kathy shares her background, what she does at AARP, and what AARP actually is. [3:50] - AARP has had a Fraud Watch Network for a while, but its current form is different from years past. [5:29] - There is a concerted effort to bring the generations together to educate others in the community. [7:26] - It is a common misconception that older people are targeted more often than other age groups. [10:38] - The biggest barrier is something that is beginning to break down. It’s the shame and victim blaming. We are at a turning point. [12:50] - Unfortunately, police officers are not able to do much for financial crimes, but it is still important to report them. [16:01] - Most scams are considered “low ticket” items, even if it is several thousand dollars and that’s all you have. [18:08] - AARP has a resource for how to talk about scams with family members who have been a victim of a scam. https://www.aarp.org/saythis  [20:50] - Rewording how we talk to and about victims of scams is changing. [24:23] - You have to have a strong and unique password for literally everything. [25:27] - Even just one extra layer of protection in the form of two-factor authentication is helpful. [28:10] - No one will ever ask you for an authentication code over the phone. [30:20] - There’s got to be something we can do as a society to help victims with the money they’ve lost. [32:48] - We cannot trust incoming communication, including calls, emails, and texts. [36:45] - Education and continuing to talk about this will help keep the trend of less victim shaming going. [39:30] - Victims can change the verbiage as well. Report the scam and file a police report. [41:29] - You can and should also report scams you know about even if you did not experience a loss. [43:10] - A number to use to reach the Fraud Watch Network is 877-908-3360. [48:09] - If someone you know has been a victim of a scam, don’t get mad at them for “falling for it,” get mad that this was done to them. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest AARP: Say This Fraud Watch Network

Moving money has never been easier. We no longer need to go into a bank, fill out a slip, and hand it to a teller to receive our money. We can now transfer money instantly. Scammers are taking advantage of unfamiliar technology to either hack in and take our money or to deceive you into sending it to them yourself. Deciding if the bank is responsible for the loss is becoming more and more of a conversation.
Today’s guest is Uri Rivner. Uri has been fighting financial crime for 20 years working closely with the world’s largest banks on developing strategies against online fraud and scams. Prior to founding Refine Intelligence, Uri was co-founder and Chief Cyber Officer at BioCatch, the global leader in behavioral biometrics for fraud detection. Earlier, Uri served as Head of New Technologies at RSA. Innovations Uri spearheaded, such as risk-based authentication, are now saving the industry billions of dollars each year in fraud. 
Show Notes: [1:19] - Uri shares his background in fighting fraud for the last 20 years. [3:43] - The companies Uri has worked for, founded, and co-founded work with banks and financial institutions to help protect against fraud. [5:10] - In a fraud situation, people are tricked through social engineering to hand over their information, but the fraudsters move the money. [6:41] - Fraud is unauthorized. A scam is an authorized payment. [7:39] - Uri describes some of the history of frauds changing over to scams. [10:42] - Although there’s a difference between fraud and scams, the lines can be blurred. [14:10] - Remote access malware became a real problem. [17:13] - What are the differences between how the banks handle fraud and how they handle scams? [19:08] - Banks can look at data and account action to determine if a criminal moved money or if the victim did it for them. [20:36] - It is much more difficult for banks to detect scams. [23:29] - If banks see something unusual, they typically reach out to the customer to hear the reason. This doesn’t always work due to social engineering. [28:13] - Engaging customers is tricky because people don’t typically answer the phone or criminals are coaching the victim through what to say. [30:17] - This year, in the UK, banks will be held liable. [33:17] - By design, banks are supposed to know their customers. But that’s not the case these days. [36:48] - For banks, it is harder now to connect with customers to find out exactly what happened. [39:31] - Uri explains what happened with the US introduction of instant money transfers through Zelle. [41:50] - There is an increase in Zelle scams, but banks were able to offer some support and reimbursement. [43:59] - Scams are the most effective tools criminals have. [46:45] - Uri describes what we can look out for and how to best prepare ourselves to prevent scams. [49:19] - When money is moved from a bank account, it is the end of a chain of events that led to it. What is the responsibility of the platform that transferred it? Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Uri Rivner on LinkedIn

It sounds like an episode straight out of Criminal Minds. The FBI’s Highway Serial Killers initiative hunts for long-haul truckers behind at least 850 murders of mostly female sex trafficking victims along our nation’s highways.
Today’s guest is Frank Figliuzzi. Frank was the FBI’s Assistant Director over Counterintelligence. He served 25 years as an FBI Special Agent in assignments across the country. As the head of all espionage investigations, Frank frequently briefed the White House, the DNI, and the Attorney General. For the past seven years, Frank has been a national security analyst for NBC News and MSNBC. He’s the author of a national bestseller, The FBI Way: Inside the Bureau's Code of Excellence, and now Long Haul: Hunting the Highway Serial Killers.
Show Notes: [1:30] - Frank shares his background and what his role was in the FBI for 25 years. [3:52] - His most recent book is Long Haul: Hunting the Highway Serial Killers and is about the FBI’s Highway Serial Killers initiative. [5:57] - These cases go back several decades and remain unsolved. [7:13] - Trucking is a crucial part of our society, but there are different types of truckers and some are more likely to commit crime. [9:12] - The success of the initiative really relies on local police departments. [11:13] - Frank describes some of the things he learned from experts in street-level human trafficking. [14:27] - Frank gives examples of some of the things he did for research. [15:53] - The type of trucker that Frank is most concerned about are the ones with very little interaction with other people. [17:21] - There is more security and tracking of truckers in more corporate organizations. [18:44] - The corporate job is less attractive to someone who is motivated to commit crime. [20:03] - Frank was amazed at how high tech trucking is these days and the brains needed to understand it all. [23:03] - Frank describes his experience as he shadowed a trucker and immersed himself in the lifestyle. [26:43] - The number one profession for serial killers is a trucker. What is it about the job? Does it attract killers or make killers? [29:17] - Most people think that people they know would never be a victim of a crime like this. [31:06] - Human trafficking is most commonly initiated by someone the victim knows. [32:56] - Get rid of the notion that this can’t happen to your family. That’s dangerous in and of itself because you’ll never see it coming. [34:40] - Connecting with potential victims has moved online. [37:57] - Trafficking victims are often victimized more and treated like criminals themselves. [40:01] - What are the similarities between crime scenes in many of these cases? [42:42] - The 850 unsolved cases only account for the ones that are known. [43:46] - There is an organization called Truckers Against Trafficking (T.A.T.). Frank explains what they do and how they help. [46:48] - Technological advances are making a huge difference, particularly in DNA. [49:19] - These crime scenes are the worst Frank has ever seen even after his 25 years in law enforcement. [52:40] - Sometimes, a victim’s name is not known for many years if at all. It is hard to track the solve-rate of these crimes. [55:12] - There are DNA testing organizations that work with police departments. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Frank Figliuzzi’s Website

Scammers have gone from postal mail and faxes to email and phone calls where you never see the person, but now with AI, you can even have a live video call that seems completely real with deep fake technology. It’s no longer safe to just see a person, but there are other things you can do to know if you’re communicating with the individual they claim to be.
Today’s guest is Anna Rowe. Anna is the founder of Catch the Catfish and co-founder of LoveSaid. She is a Subject Matter Expert in Romance Fraud and Victim Support.
Show Notes: [0:55] - Anna shares her background as a teacher and describes how she was catfished in 2015.
[2:52] - How can you make genuine informed consent when someone is deceiving you at that level?
[3:45] - A therapist’s suggestion of researching narcissists and psychopaths started her healing journey.
[5:35] - Anna learned that this type of scam commonly comes from West Africa and the scammers are known as Yahoo Boys.
[7:44] - Romance fraud can be in person, like with Anna’s experience. But there are romance scams that are online only.
[9:32] - It is common for romance scammers to also be perpetrating other types of fraud at the same time.
[11:44] - Pig butchering includes another problem, where scammers themselves are also trafficked.
[13:59] - A lot of victims don’t realize they are interacting with a scammer for a long time because they aren’t asking for money.
[17:51] - In years past, Photoshopping an image to appear realistic wasn’t as easy as it is now with AI.
[19:26] - Blending a new face onto an existing photo can even be used in video.
[21:15] - Voice cloning is also often used and apps to do this are free.
[24:24] - Deep fake scammers use content on social media stories and live streams to record long pieces of video.
[26:20] - This technology is improving quickly, but Anna shares some of the ways you can tell if something is a deep fake.
[28:51] - There are simple things to check on profiles that you can notice as red flags before getting involved with someone.
[33:01] - Scammers also really like using cryptocurrency because it is unregulated.
[34:14] - Scammers build a reality typically by using the 5 C’s of reasons why their spouse is gone.
[37:30] - There are different strategies to look for certain things as you “become your own detective” on various social media platforms.
[40:57] - When scammers know that you are “onto them” they know what they can change.
[43:36] - Every decision a scammer makes is premeditated.
[46:50] - Scammers will keep you hooked and space away from them could get you in a space of trusting your gut.
[53:32] - Reverse image searches are extremely helpful.
[57:50] - Anna describes some of the ways she was able to determine what her scammer was doing.
[61:10] - Anna was put into an open relationship without her consent.
[63:05] - Future faking is common in narcissists and psychopaths.
[64:26] - These scams are really damaging and it is important to not use victim shaming language when discussing it.
Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
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Catch the Catfish
 

Many years ago, people chose to stay with the same employer for decades. Today, employees are changing jobs more regularly. Each company needs to have processes in place allowing access to systems needed to do their jobs, but there’s also a risk of when they leave that they may still have access to certain programs. 
Today’s guest is Craig Davies. Craig started in banking, holding many roles including CSO. As the CISO and the Executive Director of Gathid Ltd., he is passionate about helping organizations strengthen access management without completely overhauling their people, processes, physical infrastructure, and technology. Craig has spent more than 25 years in cybersecurity working with infrastructure operations, security architecture and software, web development and operations. He was the first CEO of Ost Cyber and at Atlassian he helped develop the security program for all aspects of their business, including security, cloud operations and protection.
Show Notes: [1:32] - Craig shares his background and what his roles are at Gathid. [4:52] - When bringing on new employees, there are several front-end issues that a company and employee can face. [6:22] - It can be really frustrating for a new employee when there are so many different programs to learn and manage. [8:18] - We have to think about the employee’s journey. [10:59] - In many cases, new employees receive a ton of access without learning the process during onboarding. [11:49] - Offboarding can be a nightmare because we don’t always think about all the things that are connected. [15:26] - We need to protect the person who is leaving. [18:06] - One of the challenges is knowing who should be responsible. [19:12] - There needs to be a list of all the programs and systems that an employee may have access to. [21:17] - Offboarding is not typically a priority but not focusing on it can be a huge risk. [24:43] - Smart use of control is important especially in onboarding and offboarding. [27:26] - Working remotely makes systems and access even trickier. [29:39] - There is a reason the large companies have large systems. [31:50] - Every company has the same problems. The ones that have a process in place have likely experienced a crisis. [34:57] - What are the challenges to the new ways of working post-pandemic? [36:26] - You can’t get rid of risk, but you can manage it. [44:50] - These processes all start with a conversation. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Craig Davies on LinkedIn Gathid Website

There are entire communities set up to fight fraud that use synthetic IDs as well as scammer gangs that are advancing their creative ways to use these documents. This is changing regularly as biometric authentication advances continue. 
Today’s guest is Stuart Wells. Stuart is the CTO of Jumio and is responsible for all aspects of Jumio’s innovation, machine learning, and engineering. He is an industry veteran with more than 30 years of tech experience. He was previously the Chief Product and Technology Officer at FICO, and held executive positions at Avaya and Sun Microsystems.
Show Notes: [1:18] - Stuart shares his background and what he does at Jumio as the Chief Technology Officer. [3:20] - The science behind document protection is literally decades old. [5:06] - Stuart describes the process of verifying a document at Jumio. [5:57] - What are the practical uses of synthetic IDs? [7:39] - There are large volumes of both fraudulent and honest individuals creating and using synthetic IDs. [9:25] - A lot of businesses are seeking verification from places like Jumio to protect themselves and their reputation. [11:49] - Biometrics as a tool to use against fraudsters has grown globally. [13:54] - Biometrics are very useful, but there are challenges. [15:31] - Stuart shares a recent story about a fake video interaction that cost the victim millions of dollars. [17:37] - At this point in the technology’s development, there are some signs of deep fakes that we can spot. [19:03] - How can this negatively impact an individual? [20:18] - Listen to your inner voice and check with another source before sending money. [22:52] - You don’t have to be a programmer to use these tools. The creators have made them easy to use and people are using them to do harm. [25:46] - The early versions of deep fake technology had a lot of easy-to-see abnormalities, but they are getting tougher to spot. [27:26] - Although these negative impacts are concerning, there is some excitement about the positive uses of these advances. [32:07] - What direction is verification headed when it comes to biometrics? [33:54] - Documents have anatomy and security measures in place. [36:43] - Most security systems are layered. [40:00] - This landscape is continuously changing. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review. 
Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Jumio Website