Market Pulse Equifax

Our all-female panel of financial experts answer your burning questions about consumer credit, loan performance, and economic trends shaping affordability. Our panelists including Amy Crews Cutts, president and chief economist at AC Cutz & Associates, and Equifax’s own Maria Urtubey, Anna Fisher, and Mariette de Meillon address questions submitted during the March Market Pulse webinar.
 
In this episode:
Deep dive into credit trendsCredit scores and loan performanceUtilization and delinquenciesInsights on delinquent loans and consumer profilesPandemic impact and consumer spendingStudent loan debt and consumer behaviorStrategies: Adapting credit models post-pandemicInnovative approaches in credit risk management

Join the Risk Advisors Group at Equifax as they discuss the current state and future trends of interest rates and their profound impact on the U.S. economy. The conversation delves into the Federal Reserve's strategies in response to inflation and economic shifts, exploring how these changes affect various sectors including banking, mortgages, and auto financing. 

Scott McMahon, alliance manager for Automotive Partnerships at Equifax, leads a panel discussion on current trends, the rising challenge of fraud in the automotive space, and the industry's outlook, with a special focus on consumer affordability and the evolving electric vehicle (EV) market. His esteemed panel includes Steve Greenfield, general partner at Automotive Ventures; Marguerite Watanabe, president of Connections Insights; and Jeremy Robb, senior director of Economics and Insights at Cox Automotive. 
 
In this episode:
Growing concerns and types of fraud in the automotive industryThe transition of the automotive industry into a more digital realmAnalysis of current economic factors influencing the auto marketPredictions on short-term consumer behaviors and market trendsEV market trends and future prospectsResources:
 CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts, and analysis.Register for Market Pulse webinars to get relevant economic and credit insights to help your business make more confident decisions.Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com

We’re joined by Jeff Richardson from VantageScore to discuss how inflation is impacting households. We dig into factors contributing to rising delinquencies, the expected continuation of this trend, and the impact on different consumer segments. Additionally, we address the role of stimulus on credit scores and the strategies that organizations should have in place for confident decision-making. 
 
In this episode:
 
·      Overview of VantageScore
·      Factors contributing to rising delinquencies
·      Two different consumer segments
·      Impact of stimulus on credit scores
·      Credit decisioning strategies
·      Incorporating AI into decision making
·      Opportunities of differentiated data
 
Jeff hosts the SCORE podcast where he interviews the new leaders shaping the credit industry, like journalists, academics, and researchers. So be sure to check that out.
 
Resources:
CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
  
Register for Market Pulse webinars to get relevant economic and credit insights to help your 
business make more confident decisions.
Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
 
 

The Equifax Risk Advisory practice explores various aspects of risk management, from evaluating and mitigating risks to implementing strategies that align with institutional goals and risk tolerance. This episode is a must-listen for professionals seeking to deepen their understanding of risk management in today's complex economic landscape.
 
In this episode:
 
·      Role of the Equifax chief risk officer
·      The focus on delinquencies
·      Role of risk manager for cards
·      Implementing policies to manage credit risk for credit card issuers
·      Role of risk analyst
·      How economic challenges like a rise in delinquencies impact risk analysis
·      Role of chief collection officer
·      How the changing economic landscape impacts the chief collection officer
·      Biggest challenges for chief risk officer
·      Go-to competitive advantages of credit risk manager
·      Fulfilling the business goals and targets of an organization
Resources:
CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
  
Register for Market Pulse webinars to get relevant economic and credit insights to help your 
business make more confident decisions.
Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com
 

Host Dave Sojka and the Equifax Risk Advisors team delve into the intricacies of affordability in the current economic landscape. The discussion covers a range of topics, including the impact of rising debt, inflation, and changing consumer behaviors on consumers' ability to afford housing, automobiles, and insurance. 
 
In this episode:
·      Consumer holiday spending
·      Consumer spending spikes
·      Consumer Price Index and inflation
·      Auto market
·      New home and rent affordability
·      Insurance affordability
·      Consumer health by generation
Resources:
CreditForecast.com is a joint venture between Equifax and Moody’s Analytics. Get actionable consumer credit, economic and demographic data, forecasts and analysis.
  
Register for Market Pulse webinars to get relevant economic and credit insights to help your 
business make more confident decisions.
Learn more about our Market Pulse podcast, and contact us at marketpulsepodcast@equifax.com