Something More with Chris Boyd J. Christopher Boyd

Retirement: Income and Taxes – Almost 20% of people over sixty-five are still
working. In this episode, Chris Boyd and Jeff Perry discuss the various financial and
emotional reasons that retirees continue to work beyond the typical retirement age. The
conversation continues with a detailed dialogue about how working before and after
Social Security’s full retirement age is treated for income tax purposes. Related issues of
Roth conversions, IRA required minimum distributions (RMDs), and legacy planning
come into play and how all these subjects are key components of the financial planning
process.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr
 

Gary Quinzel on Markets, Economy, and Election – Chris Boyd welcomes Gary
Quinzel who is the Vice President of Portfolio Consulting with Wealth
Enhancement Group. Gary offers his commentary on the recent strength of the
stock market and economy, including digging into recent inflation data and the
direction of interest rates. Jeff Perry joins and asks how an investor should think
about “Black Swan” events and geo-political concerns. Chris and Gary explore
issues of proper asset allocation and diversification. Gary offers his thoughts on
the upcoming 2024 election and what it might mean for the market and taxes.

For more information or to reach Chris Boyd or Jeff Perry, click the below
link:https://www.wealthenhancement.com/s/advisor-teams/amr
 

Behavioral Wealth and Personal Finance – Behavioral Wealth Specialists Cohen
Taylor and Wendell Clarke join Chris Boyd and Jeff Perry for a lively discussion on how
financial planners can best serve their clients. Cohen and Wendell explain how the
qualitative aspects of wealth management in a framework around emotional and
behavioral components of financial goals and concerns are all connected. Cohen and
Wendell share their thoughts on why attentive listening, mediation, assessment, and
intervention skills are key to a successful financial planning process. Cohen outlines the
6 Elements of Wealth, and only one of them is about money!
For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr
 

Pensions – Chris Boyd and Jeff Perry explore the various issues surrounding pension
decision options. The in-depth dialogue starts off with a discussion a recent client was
facing and how a range of factors influence what is best for each individual. At the 25-
minute mark the conversation moves to how the Massachusetts state and municipal
pension system operates and the variety of options available to retiring government
employees. Related subjects discussed are survivor benefits, life insurance, and how
everything best fits together in a comprehensive financial plan. Chris extends an offer
for a complimentary guidebook on special needs trusts.

For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr
 

Is Inflation Easing? – Brian Regan joins the episode with Chris Boyd and Jeff Perry to
review the inflation data from the past week, including the Consumer Price Index and the
Producer Price Index, both of which show signs of a recent lower rate of inflation. Brian
offers detailed commentary of the specifics beyond the headlines and which data points
investors should primarily focus on. Brian and Chris dig into Federal Reserve Chairman
Powell’s press conference and what it means for the markets. Jeff asks Brian and Chris if
the Fed should be concerned about rising unemployment data and if election year politics
could be a factor in the Fed’s decision to lower interest rates.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:

https://www.wealthenhancement.com/s/advisor-teams/amr
 

In this episode, Chris Boyd CFP®, CASL, CEPS catches up with Bob Powell CFP®, RMA® to discuss the pressing issue of financial exploitation, focusing on scams and schemes.
Bob Powell highlights the prevalence of financial scams, particularly those targeting elderly individuals, with statistics showing significant financial losses and many cases going unreported.
Common Scams- The discussion covers various scams such as AI-generated deep fakes, phishing emails, romance scams, and "pig butchering" investment scams, illustrating the sophistication and creativity of modern scammers.
Risk Factors- Identifying factors that increase vulnerability to scams, including cognitive decline, social isolation, low financial literacy, and lack of a financial advisor.
Protective Measures-Emphasis on education, awareness, and proactive planning. 
https://www.thestreet.com/retirement-daily/
https://www.linkedin.com/in/powellrobert/
https://www.linkedin.com/in/j-christopher-boyd-b932169/