1,853 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    05.30.24 The Magic Number For Retirement / Investing: A Cautionary Tale

    05.30.24 The Magic Number For Retirement / Investing: A Cautionary Tale

    How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary.

    How Much Do You Need To Retire?: Segment 1

    Ask Clark: Segment 2

    Risky Investment Pitches: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    The “Magic Number” Needed to Retire Comfortably Is More Than You Think

    Americans Believe They Will Need $1.46 Million to Retire Comfortably According to Northwestern Mutual 2024 Planning & Progress Study - Apr 2, 2024

    Retirement crisis looms as Americans struggle to save

    How to Start Investing: 10 Steps (Clark.com)

    How To Save Money: Spend Less & Build Your Savings

    Warning: Here’s What Those Debt Settlement Companies Don’t Tell You

    Clark Howard's 2024 Credit Card Debt Elimination Strategy

    6 Things To Know Before Contacting the National Foundation for Credit Counseling

    Best 529 College Savings Plans By State

    How To Open a Roth IRA

    The AJC: Atlanta hedge fund manager charged in $10M fraud scheme

    Best Financial Advisors in 2024

    Should You Make Your Child an Authorized User on Your Credit Card?

    Best Credit Cards for Students: Top Picks for 2024

    Travel Archives - Clark Howard

    4 Ways To Get Your Free Credit Score


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

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    • 34 min
    05.29.24 Update: Big Bank Savings Rates / Small Business Loan Warning

    05.29.24 Update: Big Bank Savings Rates / Small Business Loan Warning

    Clark discusses the big bank response to higher savings rates and spells out your options to make the most of your savings. Also today - small business owners are stuck between a rock and a hard place when it comes to borrowing money. Beware “quick” loans. Clark has a better way.

    Maximize Your Savings Rate: Segment 1

    Ask Clark: Segment 2

    Legal Loan Sharks Plague Small Business: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Banks pay savers more as ‘higher-for-longer’ rates hit interest income

    Clark.com - Best High-Yield Online Savings Accounts

    Montway Auto Transport: Top-Rated Auto Transport Company

    uShip Review: 5 Things To Know Before You Use the Shipping Service

    Facebook Marketplace Scams: Everything You Need to Know

    Small businesses are still struggling to get financing, a year after bank failures

    Best Small Business Credit Cards: Top Picks for 2024 (Clark.com)

    Best Cash Back Credit Cards With No Annual Fee in 2024

    Best 2% Cash Back Credit Cards: 8 Options in 2024

    Warning: Why You Should Never Buy Visa Gift Cards

    Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members

    How To Get the Best Price Possible Shopping Online

    Clark Deals - Today's Best Deals of the Day

    How To Spot a Fake Online Store in 6 Easy Steps


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    05.28.24 Continuity Of Healthcare / Arrival: Self-Driving Trucks

    05.28.24 Continuity Of Healthcare / Arrival: Self-Driving Trucks

    Today - you may have heard that Walmart is closing its health centers. With the failure of this healthcare option, along with the state of the clinic attempts made by Walgreens & CVS, there’s an important healthcare takeaway to be prepared for. Also, are you ready to see a driverless tractor-trailer on the road? Are they safe?

    Your Primary Care Physician: Segment 1

    Ask Clark: Segment 2

    Autonomous 18 Wheelers: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    NYTimes: Walmart Is Shutting Health Centers After Plan to Expand

    Walmart to close its 51 health centers, virtual care service

    Walmart says it will close its 51 health centers and virtual care service

    My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do?

    Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank?

    Why Are Retailers Adding an Additional $1 Charge on My Credit Card?

    How Many Bank Accounts Should You Have? - Clark Howard

    Self-driving trucks are ready to roll

    Want To Guard Your Privacy Online? Search the Web With DuckDuckGo

    DuckDuckGo - Get Email Protection: More Privacy, Same Inbox


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 31 min
    05.24.24 Clark Answers His Critics on Clark Stinks / Paying For Adult Children

    05.24.24 Clark Answers His Critics on Clark Stinks / Paying For Adult Children

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic,  linked here and we invite you to share thoughts on financially supporting adult children.


    Clark Stinks: Segments 1 & 2

    Paying For Adult Children: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Streaming TV - Clark.com

    Do I Really Need To Put Premium Gasoline in My Vehicle?

    How to Get Your Kids to Step Off the Gravy Train

    60% of Parents Pay Bills For Adult Children. Do You?

    When it’s time to financially cut off your adult children

    Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 33 min
    05.23.24 Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule

    05.23.24 Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule

    Clark has never been a fan of brand names, and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property. 

    Private Label Store Brands Vs Big Brand Names: Segment 1

    Ask Clark: Segment 2

    Buying Investment Property: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Consumers Fed Up With Food Costs Are Ditching Big Brands

    Barrons: Walmart Is the Nation’s Largest Grocer. Why It Added a New Private Label Food Brand.

    Walmart Takes On Trader Joe’s and Whole Foods With New Premium Brand - WSJ

    How to Save Money on Groceries: 22 Clever Ways - Clark.com

    Are Airbnbs banned in Hawaii? New law seeks to crack down on short-term rentals -USA TODAY

    What Is a 1031 Exchange? Know the Rules


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 28 min
    05.22.24 An Update On Series I Savings Bonds / No-Show Fees

    05.22.24 An Update On Series I Savings Bonds / No-Show Fees

    Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it. 

    UPDATE - Series I Savings Bonds: Segment 1

    Ask Clark: Segment 2

    Cancellation & No-Show Fees: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Barrons: Treasury Sets New Rate of 4.28% for I Bonds as Inflation Ebbs

    6 Things To Know About Series I Savings Bonds

    The Era of ‘No-Show’ Fees Is Here—and It’s Going to Cost You - WSJ

    Should You Stay With Vanguard Despite the New Fee Announcement?

    NolahMattress - Is It Legal to Sell a Used Mattress? A State-by-State Guide

    The Best Place To Buy a Mattress

    How Can I Get Rid of My Old Mattress Cheaply?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 30 min

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