Fintech Garden

How Europe Won the Real Time Payments Race | Fintech Garden Episode 133

Igor Tomych sits with Dome Scaffidi, Member of the Bank of England Standard Advisory Panel and CEO of DS Payments, to talk about the state of real-time payments in 2025. The two fintech executives agree that real-time payments have shifted the entire banking industry towards a new trajectory. Dome highlights the role European regulators played in placing the EU at the forefront of the real-time payments world. As the host and guest predict the coming year in the industry, they come to an agreement that innovations such as CBDC and stablecoins are direct results of consumers’ need for better security.