31 min
011: Roth IRAs May be the Greatest Tax Benefit to Retirees Retirement Equals Freedom
-
- Investing
You’ve heard it before: Timing is everything. On this episode of The Retirement = Freedom Podcast we’re learning about the ins and outs of the Roth IRA and why it’s such a fantastic savings tool, so long as it's executed correctly. Host Josh Bretl gets into the finer points of tax-deferred versus tax-free distributions, what conditions must be met to make Roth contributions and the peace of mind that can come from leveraging the option. It’s one of the few vehicles that we can count on to maximize savings while minimizing future tax burden.
Like all things financial planning, the timing of when to contribute is highly individualized and has to be part of a broader strategic approach. With help from his fearless sidekick, Dave Schmidt, Josh teases out some of the specific benefits Roth IRAs confer, even after death, and also how they work as a potential investment opportunity in down markets like the one we’re in today.
Finally, you’ll learn why the Roth IRA offers a tremendous hedge against future taxes and why income earners who plan now can enjoy peace of mind (and generous post-tax distributions) later on in retirement. (And, no, Dave. It’s not the same thing as hoarding TGI Fridays rewards points that actually belonged to the friends who paid for your high school burgers and fries!)
Click here to learn more about or listen to previous episodes of The Retirement = Freedom Podcast. And don’t forget to join our new private Facebook group, which you can find here.
Ready to blast off with some high-octane (and delicious!) Cometeer Coffee? Click here to get $25 off your first order. It’s the greatest!
Click here to explore the services that FSR Wealth Strategies offers and schedule a discovery call with one of the team’s CPAs. When it comes to living your best life, it’s never too early to get started!
You’ve heard it before: Timing is everything. On this episode of The Retirement = Freedom Podcast we’re learning about the ins and outs of the Roth IRA and why it’s such a fantastic savings tool, so long as it's executed correctly. Host Josh Bretl gets into the finer points of tax-deferred versus tax-free distributions, what conditions must be met to make Roth contributions and the peace of mind that can come from leveraging the option. It’s one of the few vehicles that we can count on to maximize savings while minimizing future tax burden.
Like all things financial planning, the timing of when to contribute is highly individualized and has to be part of a broader strategic approach. With help from his fearless sidekick, Dave Schmidt, Josh teases out some of the specific benefits Roth IRAs confer, even after death, and also how they work as a potential investment opportunity in down markets like the one we’re in today.
Finally, you’ll learn why the Roth IRA offers a tremendous hedge against future taxes and why income earners who plan now can enjoy peace of mind (and generous post-tax distributions) later on in retirement. (And, no, Dave. It’s not the same thing as hoarding TGI Fridays rewards points that actually belonged to the friends who paid for your high school burgers and fries!)
Click here to learn more about or listen to previous episodes of The Retirement = Freedom Podcast. And don’t forget to join our new private Facebook group, which you can find here.
Ready to blast off with some high-octane (and delicious!) Cometeer Coffee? Click here to get $25 off your first order. It’s the greatest!
Click here to explore the services that FSR Wealth Strategies offers and schedule a discovery call with one of the team’s CPAs. When it comes to living your best life, it’s never too early to get started!
31 min