21 min

078 - How Should You Diversify the Bond Part of Your Portfolio‪?‬ Real Personal Finance

    • Investing

In this podcast episode, we have a listener question:
Since interest rates are so low and the bond market is so much bigger than the equity market, what are a good mix of bonds for a portfolio with a lot of bonds?  Should it only be high quality corporate or should it be some TIPS, CMO, or anything else?  There are a lot of options for bonds.
Planning Points Discussed
Interest Rates, Credit Rating & Terms of Bonds Treasury Inflation-Protected Securities  Government Bonds vs. Corporate Bonds vs. Collateralized Mortgage Obligations How to keep your purchasing power Other issues (i.e. risk tolerance, danger of yield chasing, inflation)  
Timestamps:
2:05 - What types of bonds should I invest in?
2:30 - What is a bond?
4:30 - Mortgage Terms (30 year, 20 year, 15 year)
8:30 - Qualified Tax Treatment
9:43 - Bond Yields
12:30 - Where do I start when trying to figure out what’s right for me?
15:30 - The Purpose of Holding Bonds in a Portfolio
20:00 - The Danger of Yield Chasing
 
LET'S CONNECT!
James
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Scott
Facebook Twitter Website
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Leave us a review on iTunes.
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In this podcast episode, we have a listener question:
Since interest rates are so low and the bond market is so much bigger than the equity market, what are a good mix of bonds for a portfolio with a lot of bonds?  Should it only be high quality corporate or should it be some TIPS, CMO, or anything else?  There are a lot of options for bonds.
Planning Points Discussed
Interest Rates, Credit Rating & Terms of Bonds Treasury Inflation-Protected Securities  Government Bonds vs. Corporate Bonds vs. Collateralized Mortgage Obligations How to keep your purchasing power Other issues (i.e. risk tolerance, danger of yield chasing, inflation)  
Timestamps:
2:05 - What types of bonds should I invest in?
2:30 - What is a bond?
4:30 - Mortgage Terms (30 year, 20 year, 15 year)
8:30 - Qualified Tax Treatment
9:43 - Bond Yields
12:30 - Where do I start when trying to figure out what’s right for me?
15:30 - The Purpose of Holding Bonds in a Portfolio
20:00 - The Danger of Yield Chasing
 
LET'S CONNECT!
James
Facebook LinkedIn Website
Scott
Facebook Twitter Website
ENJOY THE SHOW?
Don’t miss an episode, subscribe via iTunes, Stitcher, Spotify, or Google Play.
Leave us a review on iTunes.
Have a money question you want us to answer? Submit one here

21 min