In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.
More on this episode from WalletHub:
- Credit Card Landscape Report
- Best Credit Card Rates
- Best 0% APR Credit Cards
- Best Balance Transfer Credit Cards
- Credit Card Payoff Calculator
- What Is a Good APR for a Credit Card?
- Historical Credit Card Interest Rates
If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.
Information
- Show
- Channel
- FrequencyUpdated Weekly
- PublishedFebruary 10, 2026 at 2:00 PM UTC
- Length19 min
- Season5
- Episode10
- RatingClean
