16 min

115 | 5 Smart Financial Moves to Make Home Buying Easier Money Files: Wealth Over Now

    • Investing

Are you considering buying a home in 2024? Whether you are just starting to think about  buying a home or you’re already working hard to save a down payment, there are five essential steps you need to take before committing to a mortgage.

This episode is part two of my financial spring cleaning series, and today, I want to focus on preparing to become a homeowner. From getting into the right mindset and overcoming money insecurities to exploring finance options, I share the five-part framework I used to buy my first home. Saving for a down payment is important, but there is so much else you need to do to prepare for homeownership. If buying a home is one of your goals in 2024, this episode is for you!

Stay tuned for insights on these topics:

[01:40] Shifting your mindset

[05:30] Step 1: Create a budget of current expenses

[06:20] Step 2: Create a home budget

[10:20] Step 3: Explore financing options

[13:25] Step 4: Build a relationship with a realtor

[14:25] Step 5: Revisit your home budget

Tune into this episode of Money Files to learn five essential steps you should take to prepare for homeownership.

Get full show notes and the episode transcript: https://wealthovernow.com/5-smart-financial-moves-to-make-home-buying-easier/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

Are you considering buying a home in 2024? Whether you are just starting to think about  buying a home or you’re already working hard to save a down payment, there are five essential steps you need to take before committing to a mortgage.

This episode is part two of my financial spring cleaning series, and today, I want to focus on preparing to become a homeowner. From getting into the right mindset and overcoming money insecurities to exploring finance options, I share the five-part framework I used to buy my first home. Saving for a down payment is important, but there is so much else you need to do to prepare for homeownership. If buying a home is one of your goals in 2024, this episode is for you!

Stay tuned for insights on these topics:

[01:40] Shifting your mindset

[05:30] Step 1: Create a budget of current expenses

[06:20] Step 2: Create a home budget

[10:20] Step 3: Explore financing options

[13:25] Step 4: Build a relationship with a realtor

[14:25] Step 5: Revisit your home budget

Tune into this episode of Money Files to learn five essential steps you should take to prepare for homeownership.

Get full show notes and the episode transcript: https://wealthovernow.com/5-smart-financial-moves-to-make-home-buying-easier/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

16 min