2,011 episodes
Optimal Finance Daily Optimal Living Daily
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- Business
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4.5 • 1.2K Ratings
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Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.
Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.
Listen now, and become an OLD friend--your optimal life awaits...
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[Part 1] We’re Mortgage Free! Our 10 Steps to Get a $500,000 Paid Off House in 5 Years by Andy Hill of Marriage Kids and Money
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode number: 2695
Andy Hill shares his triumphant journey to financial freedom in "We’re Mortgage Free! Our 10 Steps to Get a $500,000 Paid Off House in 5 Years" on MarriageKidsAndMoney.com. With a combination of strategic planning, family teamwork, and intentional living, Andy and his wife Nicole have not only freed themselves from the burden of a mortgage but have also laid down a legacy of debt-free living for their children, showcasing the power of financial independence and the joy it brings.
Read along with the original article(s) here: https://marriagekidsandmoney.com/how-to-pay-off-your-mortgage-early-in-10-not-so-easy-steps
Quotes to ponder:
"After years of focus and partnership with my wife Nicole, we’re mortgage-free and thrilled about the future ahead of us."
"We were intentional, determined, and ready to do something incredible for our family."
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How Do I Budget with a Variable Income? by Laura Gariepy of Women Who Money on Personal Financial Planning
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2694:
Laura Gariepy, through her collaboration with WomenWhoMoney.com, offers practical and actionable strategies for individuals dealing with the complexities of budgeting on a variable income. Her guidance illuminates a path toward financial stability by focusing on essential expenses, optimizing savings, and strategic account management, proving that with the right approach, managing fluctuating finances can lead to successful budgeting and peace of mind.
Read along with the original article(s) here: https://womenwhomoney.com/budget-variable-income/
Quotes to ponder:
"Successful use of a budget gets your money working for you so you can attain your financial goals."
"Improperly managed variable income can lead to severe financial stress. However, by working through the steps in this article, you can find stability using a budget."
"Knowing both your real bottom line or threshold and your preferred bottom line will establish (and maintain) financial priorities."
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Customer Reviews
Love the content, hate the advertising
As much as I love this podcast, I will stop listening until the current rotation of ads stop. I do not want to be told to “take a whiff of those pits and toes” first thing every morning. C’mon.
Content is great, introduced ads not so much
I like the OFD podcast. I’m one of those recently introduced to the show and am listening from the earliest available episodes, working my way chronologically to the present.
And I fully respect that they went from ‘ad-free free’ to ‘free with ads’ to monetize and pay for their efforts. Nothing wrong with honest capitalism. But I do resent when the old episodes (I’m only to the beginning of 2017 now nearly six years behind but catching up) are re-engineered. Podcasters may have agreements with sponsors or just decide to ‘update’ old episodes with the ad content, but it kills my library and listening. Now I have two versions of each episode (the smaller ad-free clean one I’ve already downloaded) and an unloaded version with the ads that will only play if I’m on wifi (immediately after the downloaded one).
In my curated library, I’d have to delete the show, redownload the newly-updated archive, and continue listening. Until the show runners decide to change out who their sponsorship is and re-re-engineer the archived shows and I’m stuck with the same issue again. Podcasters - it’s bad enough that Apple will only keep your library archive going back a few hundred episodes - but now any refresh of my library will cause duplication or failed indexes where show episodes once downloaded are no longer available. Yes, the fruit company is partly to blame, but can you find a way to NOT mess with prior episodes? Please?
Be more honest about episode repeats!
This show has a fair amount of good original content. However, I have noticed a lot more in the last year either (a) the podcast replays previously aired episodes (without mentioning this in the intro) or (b), airing very outdated podcasts some mentioning the Great Recession of 2008 going on, some still mentioning “while now in the middle of the pandemic” or stats and figures like “last year, in 2014”…
To not waste a listeners time, it would be nice if like other podcasts, they would mention if it was not a new episode or if first the time being played and it’s older, say “here is a new episode we haven’t featured from 2016”, etc. Otherwise I feel like I’m being played lol.
Thanks!