Hi, I’m David Hays, Founder of Comprehensive Financial Consultants and your host for 2025 The Final Drive podcast based on my book, 2025 The Final Drive: What You Need to Win. You can purchase this book at by visiting our website at www.cfci.us. This podcast will help you avoid the biggest risks that will affect your long-term retirement by planning. Much of this planning needs to be done by the year 2025, before taxes go up for good. I will teach you about the impact of our parents’ tax planning and how to break that cycle and create wealth for your retiree income, the risks associated with retiring during bad markets, and how to effectively plan for your longevity.
Recap Discussion with Martin James Part 2/3
Join David and his Guest Martin James as they embark on a 3-part series, this is part 2 or 3.
Martin, a recovering CPA, has also projected tax changes coming at the end of 2025 due to our Marginal Tax System.
How will this affect our current bracket rates?
Have you ever thought to yourself:
What is Stealth tax?
How does this affect me?
What is the history?
Recap Discussion with Martin James Part 1/3
Bloomington roots grow deep when these 2 individuals get to talking.
Join David and his Guest Martin James as they embark on a 3-part series, this is part 1 of 3.
Martin James is a recovering CPA now turned Fly Fishing Instructor.
Martin is a Charter Member in the Ed Slott's Elite Group with David.
This episode begins with discussions about previous Final Drive episodes on managing your taxes: Medicare Premiums, Roth Conversions, tax changes coming, and more.
2025 The Final Drive - E24 - Reduce Your Medicare Premiums
Prescribing a Roth to reduce Pre-Medicare Premiums – or maybe eliminate the cost all together.
Listen to David as he discusses a real-life scenario where a client saved money doing this exact thing!
You're too old to Convert? Think Again!
Am I too OLD to do a ROTH Conversion?
Join David as he describes why you're NEVER too old for conversions.
Avoid Tax Penalty and Rolling Company Stock in 401K
Little known ways to get money out of your retirement plan, before age 59 ½, without a tax penalty.
Do you have company stock in your 401K?
Don’t miss out on one of the littlest known opportunities to potentially pay no tax on that Stock.
Unintended Consequences of Retirement Growth
So you think you’ll be in a lower tax bracket when you retire?
The narrative of getting a deduction when you put money into your retirement account, grow tax deferred, and pay the tax when it comes out, has been flipped!