29 min

203 - Caroline Pt. 2 "How Much Should You Have In Your Emergency Fund with a Growing Family?‪"‬ Future Rich with Barbara Ginty, CFP®

    • Investing

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!
Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated.
In this episode they discuss...
The differences between a 401A and 403B What a 72T is when it comes to early withdrawals from 401Ks and other early retirement rules Housing goals when retiring early How much you should have in your emergency fund with a growing family 
*FYI! This episode will be split into two parts! Pt. 1 is Episode 201, which was released last week on 5/19/23.
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.


Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

In today’s episode, CFP Barbara Ginty interviews the lovely Caroline!
Caroline is 36, lives in Colorado with her husband, and works in the financial industry. They have one child and a baby on the way. She has a healthy budget but worries that she and her husband didn’t do enough in their 20s. She wants to ensure that they're doing all the right things now that their family is growing and their budget has become more complicated.
In this episode they discuss...
The differences between a 401A and 403B What a 72T is when it comes to early withdrawals from 401Ks and other early retirement rules Housing goals when retiring early How much you should have in your emergency fund with a growing family 
*FYI! This episode will be split into two parts! Pt. 1 is Episode 201, which was released last week on 5/19/23.
Thank you to Athletic Greens for sponsoring Future Rich. If you want to give it a try and directly support the podcast, Athletic Greens is going to give you a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE travel packs with your first purchase. All you have to do is visit athleticgreens.com/futurerich.
Again, that is athleticgreens.com/futurerich to take ownership over your health and pick up the ultimate daily nutritional insurance!
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes!
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment’s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.


Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

29 min