29 min
244: Mortgage Insurance 101 with Lindsey Johnson The Real Estate Way to Wealth and Freedom
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- Investing
Linsdey Johnson currently serves as the President of U.S. Mortgage Insurers (USMI). USMI is the nation's leading private mortgage insurance companies in the country. As president os USMI, Lindsey works with member companies to advance the value of private mortgage insurance (MI) to borrowers and taxpayers and to promote a sustainable housing finance system backed by private capital.
Lindsey previously served as a Director on PwC’s public policy team. Prior to joining PwC, Lindsey was a former member of the Senate Banking Committee staff as the Republican Staff Director for the Senate Banking Committee’ s National Security and International Trade and Finance ( NSITF) Subcommittee, and as a Senior Policy Advisor to Senator Mark Kirk ( RI Illinois ), focusing on noteworthy banking, housing finance reform, and insurance legislation.
Key Points
Private Mortgage Insurance (PMI) - what it is and why it's important to you
Low down payment mortgages - the 20% down payment myth
Conventional vs. FHA loans
How Government Sponsored Enterprises (GSEs), namely Fannie Mae and Freddie Mac, regulatory responsibilities are changing.
Resources
USMI.org
LowDownPaymentFacts.com
Mortgage Bankers Association
Visit Audible for a free trial and free audiobook download!
Linsdey Johnson currently serves as the President of U.S. Mortgage Insurers (USMI). USMI is the nation's leading private mortgage insurance companies in the country. As president os USMI, Lindsey works with member companies to advance the value of private mortgage insurance (MI) to borrowers and taxpayers and to promote a sustainable housing finance system backed by private capital.
Lindsey previously served as a Director on PwC’s public policy team. Prior to joining PwC, Lindsey was a former member of the Senate Banking Committee staff as the Republican Staff Director for the Senate Banking Committee’ s National Security and International Trade and Finance ( NSITF) Subcommittee, and as a Senior Policy Advisor to Senator Mark Kirk ( RI Illinois ), focusing on noteworthy banking, housing finance reform, and insurance legislation.
Key Points
Private Mortgage Insurance (PMI) - what it is and why it's important to you
Low down payment mortgages - the 20% down payment myth
Conventional vs. FHA loans
How Government Sponsored Enterprises (GSEs), namely Fannie Mae and Freddie Mac, regulatory responsibilities are changing.
Resources
USMI.org
LowDownPaymentFacts.com
Mortgage Bankers Association
Visit Audible for a free trial and free audiobook download!
29 min