Money Wisdom Joel Johnson

Have you ever chuckled at the antics of Michael Scott on 'The Office' and thought, "What does this have to do with my financial future?" Well, it turns out, quite a bit! On the latest episode of the Money Wisdom podcast, hosts John Stillman and Matt Pastor, a Retirement Income Certified Professional on our team, take you on a delightful journey where sitcom laughs meet serious financial strategy.
 
Here’s some of what we discuss in this episode:
Why you shouldn’t rely solely on the internet for financial advice. What approach should advisors take when it comes to communicating with clients. Financial jargon is the inside jokes of the financial world and we don’t want to keep clients out of the loop. How do you manage life away from work and the people you’ve spent so many hours of the day with.  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 

We’re in the middle of another election year in our country and regardless of your politics, there’s always a little concern over the uncertainty of who will take office and how will markets react. People ask all the time about the impact election years have on investing and whether they should be looking to make changes. We are all driven by emotion as humans so it comes as no surprise that this can be a volatile time, but will it be?
In this episode of the Money Wisdom podcast, Heath Grossman, CFP® puts the emotions aside to take a look at what history shows us about returns when different parties are in office.
 
Here’s some of what we discuss in this episode:
Put aside bias and emotion and let’s look at the reality of financial returns during election years. What should investors focus on in an election year as it relates to investments? The noise surrounding elections heightens anxiety so we want to try and block that out. We can’t predict what the market will do but we can prepare for every outcome to put you in the best position possible.  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 
 
 

The bond market is often touted as a haven for investors seeking stability and safety. Yet, as with any investment, it is fraught with nuances that can make the difference between a secure addition to one's portfolio and one with unexpected downside. To help provide clarity on bonds and how they play into an investment portfolio, Jake Doser, CFP® joins the podcast to provide a foundational understanding for investors looking to harness their potential.
 
Here’s some of what we discuss in this episode:
Bonds can mean many different things so how do we define it? The difference between individual bonds and bond funds. How do bonds lose money and why did things get so bad in 2022?  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 
 
 

Financial planning for retirement is a crucial process that requires a strategic approach to ensure long-term security. All too often, however, people will get in their own way and make mistakes that were completely avoidable. In this week’s podcast, we’re going to talk about the most common examples of this with the guidance of Eric Hogarth, CFP®.
 
Here’s some of what we discuss in this episode:
Getting caught up in the greed and fear cycle of the stock market and chasing more money than you need to. Why people make bad investment choices just to save money in taxes in the short-term.  People will leave too much money in cash because they put off making a decision on what to do with it. Are you overthinking your financial plan to the point that you fail to make decisions at all? Don’t blindly trust financial advice from people that aren’t financial professionals.  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 
 
 

We’re in the middle of tax season and many people are still getting their paperwork together and wondering about ways to save money on last year’s taxes. The good news is there are ways to potentially save on your taxes even though we’re in a new year, and today we’re going to talk about how with Matt Pastor, RICP® on our latest podcast. This conversation is particularly beneficial for individuals who have just realized their oversight in contributing to their Individual Retirement Account (IRA).
 
Here’s some of what we discuss in this episode:
Why it’s common for people to not be aware of this IRA option and what you need to know about contribution amounts. Should you put money into those retirement accounts or is it better to use elsewhere? How significant could the tax savings be over time? Where do you find the balance between liquidity and adding to retirement accounts?  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 
 
 

When you find yourself amidst a career transition, be it by choice or circumstance, the path forward can seem fraught with financial uncertainty and healthcare coverage concerns. It's a time when the right advice can make a world of difference, which is why we brought Jake Dozer, CFP® onto the podcast to help navigate this stressful time.
Whether you're considering a shift to a new industry, pondering semi-retirement, or stepping into the realm of self-employment, it's essential to have a strategy that supports both wealth and health, and we’ll cover that in this episode.
 
Here’s some of what we discuss in this episode:
The workforce changes we’ve seen in Connecticut over the past 18 months. The trends we’ve seen from our clients as it relates to work in retirement. Weighing the option to become self-employed. What health insurance options do you have when you’re in between jobs. Is this a good time to do a 401k rollover?  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/