252 episodes

Welcome to the 5 Talents Podcast - How To Build Wealth Through Real Estate. Your host Abel Pacheco interviews real estate investors, wealth managers, syndicators, operators, and other wealth management strategists. If you’re a top earner in your field, an accredited investor and focused on building wealth through real estate... then this podcast is for you. Abel served his local church for nearly 10 years as a deacon and finance board member and now combines his passion for real estate investing, professional successes, faith, leadership, and core beliefs to serve his investment community.  If you want to learn what other multi-millionaires, wealth managers, and surrounding industry experts are doing to build and preserve wealth... then this podcast is for you. www.5Talents.Capital 

5 Talents Podcast - How To Build Wealth Through Real Estate Abel Pacheco

    • Business
    • 5.0 • 93 Ratings

Welcome to the 5 Talents Podcast - How To Build Wealth Through Real Estate. Your host Abel Pacheco interviews real estate investors, wealth managers, syndicators, operators, and other wealth management strategists. If you’re a top earner in your field, an accredited investor and focused on building wealth through real estate... then this podcast is for you. Abel served his local church for nearly 10 years as a deacon and finance board member and now combines his passion for real estate investing, professional successes, faith, leadership, and core beliefs to serve his investment community.  If you want to learn what other multi-millionaires, wealth managers, and surrounding industry experts are doing to build and preserve wealth... then this podcast is for you. www.5Talents.Capital 

    Mark Myers - The Top 3 Tax Strategies That Your CPA Doesn't Know About

    Mark Myers - The Top 3 Tax Strategies That Your CPA Doesn't Know About

    Do you dread tax season? Feel like you're leaving money on the table when that tax bill arrives? In this episode, Abel Pacheco sits down with Mark Myers, founder of Peak Profit Solutions and self-described "tax savings architect." If you're eager to gain insider knowledge on how the top 1% navigates the complex tax code, don't miss this conversation. You'll come away with actionable steps to legally minimize taxes and avoid overpaying Uncle Sam. The savings could be life changing. It’s time to get strategic and unleash the full potential of what Mark calls "the profit center hiding in your tax return."


    [00:00 - 15:59] - Opening Segment
    Mark introduces himself as a tax savings architectOutlines his role in reducing taxes legally without replacing CPAsDiscusses ideal clients like high income W2 earners and business ownersMore income provides more opportunities for tax savings[15:60 - 30:45] - The Importance of Being Strategic With Taxes
    For business owners selling assets, do pre-sale planningShift income assignment to more tax efficient entitiesAllows for continuing tax deferral compared to owing at sale[30:45 - 32:51] - Tax Savings “Coupon #1”
    Use the "Augusta rule" to rent primary residence to your businessCreates up to $40k in tax-free rental income each year[32:51 - 37:35] - Tax Savings “Coupon #2”
    Donate appreciated assets to charity to get a larger deductionDeduction can be 4x your cost basis in the donated assetLimited to 30% of AGI for these types of donations[37:35 - 41:34] - Tax Savings “Coupon #3"
    Invest in solar projects to get 50-60% tax creditsPlus accelerated depreciation and cash flow from energy paymentsOverall can get back more than invested in tax savings[41:35 - 47:47] - Final Thoughts
    Emphasizes being proactive, not reactive with tax planningHave a consultation on strategies for future years

    Key Quote:
    "My goal is always to reduce my client's taxes by at least 25%, but sometimes I can reduce it by as much as 80%." - Mark Myers


    Connect with Mark through his Website!
    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com


     5 TALENTS CAPITAL | ABEL PACHECO
    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.
    Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 
    Support the show

    • 47 min
    Sandhya Seshadri - From Two Suitcases to $140 Million Under Management

    Sandhya Seshadri - From Two Suitcases to $140 Million Under Management

    In this episode, host Abel Pacheco interviews Sandhya Seshadri, a Dallas-based apartment syndicator and founder of Engineered Capital and ACE Operators. They discuss Sandhya's journey from arriving in the US with just two suitcases to managing over 140 million in multifamily assets. Sandhya provides insights on multifamily asset management, operations, and key performance indicators (KPIs).


    [00:00 - 09:52] - Sandhya’s “Origin” Story
    Introducing Sandhya Seshadri to the showSandhya's journey from arriving in the US to managing over $140M in multifamily assetsSandhya's companies Engineered Capital and ACE Operators[09:53 - 22:38] - Build Wealth Through Consistency and Leveraging Strengths
    Success requires consistent daily effort over months and yearsSpend focused time daily to build skills and momentumLeverage your strengths like specialized local market knowledgePartner to fill experience gaps[22:39 - 31:00] - How To Excel At Asset Management
    Balance lender requirements with unexpected operational challengesMaintain open communication with lendersProvide an exceptional resident experience for higher retentionIncentivize staff based on renewals over new leases[31:01 - 49:06] - Monitoring Key Performance Indicators
    Track total monthly revenue collections closelyReview variance reports on operating expensesMaintain high occupancy rate per lender requirementsGive yourself deadlines and take structured action



    Key Quotes: 
    "It's a lot of consistent daily tiny incremental steps towards that goal and not being distracted." - Sandhya Seshadri
    "Whatever it is that you want to do in real estate … give yourself a deadline and have a structured approach to it." - Sandhya Seshadri




    Connect with Sandhya through LinkedIn, Instagram, & Website!


    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com


     5 TALENTS CAPITAL | ABEL PACHECO


    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.
    Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 
    Support the show

    • 49 min
    Joseph Bramante - The Pivot from Acquisitions to Ground-Up Development

    Joseph Bramante - The Pivot from Acquisitions to Ground-Up Development

    Joseph Bramante shares his inspiring journey from corporate engineer to real estate entrepreneur who now leads a company with over 1500 units and $230M+ in assets. He discusses how he bought his first property at only 25 while living overseas, motivated by a desire to take control of his financial future. He also provides an inside look at pivoting into ground-up multifamily development, explaining the increased complexity versus acquiring existing properties.


    [00:00 - 07:52] - Getting Started in Real Estate Investing
    Saw managers buying rentals, decided to do the sameBought first property at 25 while overseas just to accelerate retirementDidn't fully understand at first but knew he had time and would figure it out[07:53 - 16:12] - Pivoting into Multifamily Development
    Lower cap rates made new construction attractive starting around 2016Shorter duration deals allow faster capital recycling and higher returnsSpeed is crucial - changes can significantly impact projects[16:13 - 19:23] - Different Objectives: Development vs Cash Flow
    Development focused on faster growth and capital appreciationCash flow investors prioritize ongoing passive incomeDifferent investors suited for each strategy[19:24 - 41:21] - Tips for New Investors & Market Analysis
    Take action even if it seems difficult - did first deal from overseas at 25Be bold and jump in - you'll figure things out as you goIgnorance can help you push forward before overthinking the risks

    Key Quote:
    "I recognized I needed to do something different … I never thought to start a business or had this big master plan that I was going to have all of these units. I just started with one." - Joseph Bramante
    _________________________________
    Connect with Joseph on his Website!
    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com
     5 TALENTS CAPITAL | ABEL PACHECO
    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.
    Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 
    Support the show

    • 41 min
    Curtis May - Unpacking Personal Finance Principles

    Curtis May - Unpacking Personal Finance Principles

    How do you create wealth using the velocity of money? In this episode of the 5 Talents Podcast, Abel welcomes Curtis May. Curtis is the principal of Practical Wealth Advisors LLC., He helps families and business owners learn to plan wisely for the future and to achieve financial independence. He discusses personal finance principles such as saving, investing, and minimizing losses. He shares his own story of growing up in a self-employed family and learning money management from his father.
    Tune in now as Curtis dives into understanding wealth transfer processes, the accumulation theory, assets versus liabilities, and reading financial statements to build wealth!


    [00:00 - 02:54] Unpacking Personal Finance Principles
    Introducing Curtis to the show!Curtis is the principal of Practical Wealth Advisors, LLC.Most people don’t have a money problem, they have a philosophical problem  [02:55 - 10:22] From Self-Employed Family To Business Major
    What are the four things that you can do with money?Focus on cash flow and understanding the tax codeAlign your interests with those of the governmentPersonal development is key to increasing income[10:23 - 32:31] Understanding The Principles of Velocity, Cashflow Leverage, and Balance Sheet Neutrality
    Maximum protection: Disability, Life Insurance, Umbrella Coverage, Entities, and WillsWhat is the concept of “Velocity of Money”?Numbers tell a story, but you must look at them to understand itInvest in real estate for capital gains and use accelerated depreciation to reduce tax liability[32:32 - 42:06] Closing Segment
    Curtis shares his understanding of wealth transfer processes and reading financial statements to build wealth!  See the links below to connect with Curtis!

    Quotes:
    “The ideal financial plan is it has to work no matter what... You want to transfer the wealth to your family and charities and the plan must work under all circumstances.” - Curtis May


    “All successful people operate by principles because if you don't have principles, every time you come across a new thing, it's like seeing it for the first time. So, what are your money rules that you won't violate?” - Curtis May


    Connect with Curtis through his Website & LinkedIn!
    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com


     5 TALENTS CAPITAL | ABEL PACHECO


    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.Support the show

    • 42 min
    Cameron Christiansen & Anthony Faso - How Infinite Banking Transforms Financial Futures

    Cameron Christiansen & Anthony Faso - How Infinite Banking Transforms Financial Futures

    Have you ever considered a high cash value, whole life policy as an alternative to traditional banking?
    In this episode, Anthony Faso and Cameron Christensen dive into Infinite Banking, how the process of Cash Cycle for Investors works, and how a high cash value, whole life policy can be used as an alternative to a bank. They include details on the benefits of using this type of policy and provide advice on investing in infinite banking.
    Listen in to better understand the concept of Infinite Banking and how it can benefit your financial future. Tune in now to learn more about this innovative strategy!

    [00:00 - 09:42] Unlocking the Power of Infinite Banking
    • Anthony and Cameron of the Infinite Wealth Team discuss Infinite Banking
    • Cameron breaks down the Cash Cycle for Investors
    • How to build wealth by buying assets and reinvesting cashflow


    [09:433 - 17:05] The Benefits of Infinite Banking
    • How you can earn a much higher rate of return
    • The compound interest curve is not broken when you borrow from the policy
    • Do your research and make sure the insurance company is reliable and trustworthy

    [17:06 - 25:42] The Backbone of the Economy & a Safe Place to Keep Your Cash
    • Insurance companies are the backbone of the economy and have very few failures
    • Mutual insurance companies have been profitable even during the Great Recession
    • Start with goals and get back into the right account that will help achieve those goals

    [25:43 - 33:20] Overcome Your Fear of Investing
    • How Anthony and Cameron do the math to show if Infinite Banking is right for you
    • How Cameron and Anthony started working together and merged
    Their approach to personal finance
    [33:21 - 41:21] Closing Segment
    • Get educated, take action, and don't be afraid to take risks


    Quotes:
    “With infinite banking, we don't want to change what you're doing. We just want to change slightly how you're doing it.” - Anthony Faso
    “You got to store your capital somewhere. And there's many advantages to store it inside a whole life policy versus a bank.” - Anthony Faso
    “If you do a little bit of research, you're going to realize that the best place that you can keep your cash is with a mutual insurance company in a properly designed policy.” - Cameron Christiansen

    Want to connect with Cameron & Anthony? Visit Infinite Health Consultants to build cash flow, grow wealth, and achieve freedom!


    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com


    5 TALENTS CAPITAL | ABEL PACHECO
    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one-on-one with Abel Pacheco. Register for our investor portal here investor portal. Once registered, you can review some of our past deals and receive alerts for upcoming investment opportunities.
    Support the show

    • 41 min
    Andy McMullen - Exploring Opportunities In Real Estate

    Andy McMullen - Exploring Opportunities In Real Estate

    How do you take advantage of potential opportunities in real estate investing? In this episode of the 5 Talents Podcast, Abel welcomes Andy McMullen. Andy is the Founder and Manager of Legacy Acquisitions. He has been focusing on multifamily and built-to-rent for the last four years. Andy values his long-standing personal relationships with brokers, operators, institutional lenders, and private equity firms. 
    Tune in now as Andy shares how to navigate current challenges in the industry and find out how you could take advantage of potential opportunities in real estate investing!

    [00:00 - 03:06] Opening Segment
    Introducing Andy to the show!Andy is the Founder and Manager of Legacy Acquisitions[03:07 - 13:07] Navigating Through Real Estate Obstacles And Hardships
    Facing challenges and setbacks along the waySurround yourself with a team that shares the same values and passionReal estate has been consistently profitable over any 10-year term[13:08 - 28:10] Exploring Opportunities In Real Estate
    Opportunities exist in commercial real estate, even if NOI or cap rate goes downLook holistically at properties and consider negotiating with banksBuild-to-rent side of real estate has been a great hindsight[28:11 - 43:46] Closing Segment
    Andy shares knowledge on how to anyone take advantage of potential opportunities in real estate investing!  See the links below to connect with Andy!Quotes:
    “ The building in itself is probably the last thing that you should be looking at and the cost of the rent's a little bit low considering all these factors the actual building how it's performing is almost secondary right in the long run.” - Andy McMullen


    “Many people would argue now's the best time to be paying your mortgage. Because you're paying less of that, dollar for dollar.” - Andy McMullen


    Connect with Andy through his Website & LinkedIn!


    Connect with me:
    www.5talents.capital
    LinkedIn
    Instagram
    Watch 5T CRE on YouTube
    Leave us a review and receive your free ebook
    Email us --> abel@5tcre.com


     5 TALENTS CAPITAL | ABEL PACHECO
    If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:
    View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.Support the show

    • 43 min

Customer Reviews

5.0 out of 5
93 Ratings

93 Ratings

TimFSU33 ,

Awesome Podcast!

Abel knows how to ask the right questions and guide the conversation to bring out the best insights from his guests. Always a good listen!

bradchandlercoaching ,

This podcast is informative, entertaining, and thought-provoking.

I stumbled upon this podcast, and it’s been a game-changer. The content
is not only informative but also entertaining, making my drive a joy.

JeffMan001 ,

Great Podcast

Abel does a great job of interviewing his fantastic guests. You can learn soo much from these. He is always gracious to the guests.

Top Podcasts In Business

The Ramsey Show
Ramsey Network
Money Rehab with Nicole Lapin
Money News Network
The Diary Of A CEO with Steven Bartlett
DOAC
NerdWallet's Smart Money Podcast
NerdWallet Personal Finance
Planet Money
NPR
The Money Mondays
Dan Fleyshman