Welcome to A Life Well Lived: Grow, Preserve and Transfer Your Wealth with Ken Ouellette CPM® Certified Portfolio Manager and founder of Orca Wealth Management. Managing wealth in today’s complex financial world can sometimes seem like an impossible task like boiling the ocean. Join Ken as he tempers the fierce waves of finance and provides suggestions and ideas about building, preserving, and transferring your wealth all while helping to overcome life’s heated and oftentimes, tidal size financial obstacles. Ken will provide easy-to-follow steps to help you plan through your financial ebbs and flows. Don’t risk a lifetime of work and savings in today’s rip current financial environment without a clear strategy in place.
Navigating the Waves of Fixed Income: Strategies for a Secure Financial Voyage
Navigating the Waves of Fixed Income: Strategies for a Secure Financial VoyageEmbark on a financial journey with Ken Ouellette and Orca Wealth Management in this episode of "A Life Well Lived." Today's captivating topic, "Principles to Successful Fixed Investing," dives into the often overlooked world of fixed income. Discover the keys to making fixed income investing exciting and how it can serve as the secure foundation of your investment portfolio.Key Points:* Understanding Fixed Income: Explore the concept of fixed income as the bedrock of your investment portfolio, akin to the secure foundation of your home.* The Importance of Fixed Income: Uncover why fixed income is crucial in moderating portfolio volatility and reducing overall risk.* Historical Perspective: Delve into the historical performance of fixed income investing and why it has lost its luster in recent years due to low-interest rates.* Yield Curve Insights: Learn about the yield curve and how it plays a pivotal role in fixed income strategies, offering opportunities to hedge bets and maximize returns.* Risks in Fixed Income: Examine the three major risks associated with fixed income – reinvestment risk, opportunity loss, and pricing dynamics.* Professional Guidance: Understand the significance of working with a financial professional with expertise in fixed income markets to optimize your investment strategy.Discover how fixed income, often overshadowed by equities, can be a powerful tool in achieving your financial goals. Join Ken and his guest, Don, as they share valuable insights, personal experiences, and practical advice on navigating the complexities of fixed income investing.
Navigating Key Retirement Milestones: Planning Your Financial Journey
Navigating Key Retirement Milestones: Planning Your Financial Journey Welcome to Orca Wealth Management's podcast. In this episode, join Ken Ouellette, CPM Certified Portfolio Manager and founder of Orca Wealth Management, as he delves into the critical financial milestones leading up to retirement. Ken brings over three decades of experience to guide you through the intricacies of building, preserving, and transferring wealth, providing actionable steps to plan through life's financial challenges. From catch-up contributions to maximizing Social Security benefits, this episode offers insights and strategies to empower your financial journey.In this episode, Ken and Don engage in a dynamic discussion on key retirement milestones, exploring financial avenues and demystifying complexities for a typical investor approaching retirement. They delve into various segments, unraveling the essential steps and considerations at each stage.Key Points Covered:* Maximizing retirement savings through catch-up contributions at age 50.* The significance of age 55 in terms of penalty-free withdrawals from retirement accounts.* The advantages and considerations of starting Social Security at age 62.* Navigating the tax implications and benefits of delaying Social Security up to age 70.* Essential insights into Medicare eligibility and its impact on healthcare costs at age 65.* Maximizing Social Security benefits by waiting until full retirement age (66-67).* Understanding required minimum distributions (RMDs) and their penalties at age 73.Gain valuable insights and strategies to optimize your financial decisions leading up to retirement. Discover actionable steps and key considerations to enhance your retirement savings, plan for healthcare costs, and make informed choices regarding Social Security and required minimum distributions.Have questions or thoughts to share? Reach out to Ken Ouellette and the Orca Wealth Management team for personalized financial guidance.Tune in to this episode for expert insights, actionable advice, and a roadmap to navigate the critical milestones on your path to a secure and prosperous retirement. Let's embark on this journey together, ensuring a life well lived through thoughtful financial planning.Connect with Ken Ouellette:* Orca Wealth Management (https://www.orcawealth.com/)* Book An Appointment (https://outlook.office365.com/owa/calendar/OrcaWealthManagement1@OrcaWealth.com/bookings/)* LinkedIn: Ken Ouellette (https://www.linkedin.com/in/kenneth-ouellette-3a822225)* Facebook: Ken Ouellette (https://www.facebook.com/ken.ouellette.5682) * Twitter: Ken Ouellette (https://twitter.com/orcawealth) * Instagram: Orca Wealth Management (https://www.instagram.com/orcawealth/?fbclid=IwAR2FCDL9aIXA9a3Fe72MzXOl5sg1L8B0aM2F-UePcoQE-htkT90VvBWmzvM) * YouTube: Orca Wealth Management (https://www.youtube.com/channel/UCT4QYrrQNEJM5uhMB_v8vbQ)
Navigating The Medicare Maze With Chris Bracciale (Ep.16)
Are you thinking about signing up for Medicare or Medicaid insurance? In this episode, Ken Ouellette speaks with Chris Bracciale, a Medicare insurance agent about Medicare insurance. Chris covers a variety of information, from emphasizing how important thinking about Medicare in advance is, to explaining the difference between Medicare and Medicaid, and the various plan … Continue reading Navigating The Medicare Maze With Chris Bracciale (Ep.16) →
9 Key Points You Need To Know About A Recession (Ep.15)
Is America in a recession right now? How can investment portfolios be prepared for one? There are many questions about America’s current economic state and the possibility of a recession, so let’s start off with the basics. In this episode, Ken Ouellette educates listeners on 9 important pieces of information about recessions and shares his … Continue reading 9 Key Points You Need To Know About A Recession (Ep.15) →
The What, Why, and How of Tampa Bay’s Real Estate With Tanner Tillung (Ep.14)
Are you looking to buy or sell a house? Tampa Bay’s real estate market is hot right now! In this episode, Ken Ouellette speaks with Tanner Tillung, one of the top real estate agents in West-Central Florida, about Tampa Bay’s current real estate market. Tanner reports what the current market looks like, compares the current … Continue reading The What, Why, and How of Tampa Bay’s Real Estate With Tanner Tillung (Ep.14) →
9 Estate Planning Mistakes and How to Avoid Them (Ep.13)
Have you started your estate planning? Without the help of a specialist to guide you through the planning process, it’s possible to make some mistakes along the way. In this episode, Ken Ouellette identifies nine estate planning mistakes and shares some advice on how you can avoid them. Ken discusses: How estate taxes have changed … Continue reading 9 Estate Planning Mistakes and How to Avoid Them (Ep.13) →
A Proven Plan
The key to Ken Ouellette’s philosophy of investing is having a plan that can face all eventualities. My wife and I have been with Ken for a few years now and I can say that not only does the plan work, but it gives great peace of mind in times like we’re having now. Ken is also a big believer in educating his clients and because of this we not only have peace of mind but we now understand the positive side of corrections and bear markets. As he said in his latest podcast, this is the time to buy stocks on sale in order to be well-positioned for the future. And it was his plan and expertise that had him retain a sizable portion of cash to be able to do just that. Knowledge is power and Ken’s podcasts, newsletters, and especially direct communication has really given us peace and confidence as we begin retirement.
No nonsense, just helpful informatiin
This series of podcasts are very helpful. Sure, Orca has a business to grow, but Ken focuses on information that can help any investor, whether you use his team or not.
I highly recommend these podcasts, and Orca Wealth Management!