267 episodes

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

Afford Anything Paula Pant

    • Investing
    • 4.7, 2.3K Ratings

You can afford anything, but not everything. We make daily decisions about how to spend money, time, energy, focus and attention – and ultimately, our life. Every decision is a trade-off against another choice.

But how deeply do we contemplate these choices? Are we settling for the default mode? Or are we ruthlessly optimizing around a deliberate life?

Host Paula Pant interviews a diverse array of entrepreneurs, early retirees, millionaires, investors, artists, adventurers, scientists, psychologists, productivity experts, world travelers and regular people, exploring the tough work of living a truly excellent life.

Want to learn more? Download our free book, Escape, at http://affordanything.com/escape

    Ask Paula: Can I Quit My Job Before I'm Financially Independent?

    Ask Paula: Can I Quit My Job Before I'm Financially Independent?

    “Burned Out in Boston” wants to reach financial independence.
    But she’s not sure she can stick it out in Boston much longer.
    She and her husband want to move to an area that doesn’t have many job prospects, and they want to make this leap soon, ideally before they reach FI. How do they know when it’s the right time to jump ship to their dream location?
    We tackle this topic, plus four other questions about stock market and real estate investing strategy, on today's Ask Paula episode.
    Enjoy!
    For more information, visit the show notes at https://affordanything.com/episode258

    • 59 min
    PSA Thursday: Quick Weekly Update

    PSA Thursday: Quick Weekly Update

    Hey there!
    We're in the middle of enrollment week for our course, Your First Rental Property, which is occupying our time and attention, so unfortunately we won't be airing a PSA Thursday episode this week. Bummer!
    But don't worry!! We'll be back next week with an "Ask Paula" episode on Monday, a PSA Thursday episode about charitable giving, and an interview with business leader Michael Hyatt that'll air the following Monday.
    We also have two new blog posts -- which you can read here (link) and here (link) -- both of which describe the 2020 housing market. Are we due for a real estate crash? These articles elaborate.
    Finally, our flagship online course, Your First Rental Property, is open for enrollment THIS WEEK ONLY! It's a 10-week online course that walks you, step-by-step, A-to-Z, through everything you need to know as a beginner rental property investor. You can learn all about it (and check out our detailed FAQ's) at affordanything.com/enroll.
    That's the update this week. Have an awesome weekend ... and hopefully I'll also see you in class!
    - Paula

    • 6 min
    How to Stop Screwing Up Our Finances, Even in a World That Leads Us Astray -- with Dr. Dan Ariely

    How to Stop Screwing Up Our Finances, Even in a World That Leads Us Astray -- with Dr. Dan Ariely

    #257: “The checking account is like the trash can of personal finance.”
     
    Today’s podcast guest, the famed behavioral economist Dr. Dan Ariely, is not a fan of checking accounts. Or supermarket end caps. Or anything that distracts us from our financial goals.
     
    In this episode, he explains why.
     
    Dan Ariely is one of the world’s most renowned behavioral economists. He’s the James B. Duke Professor of psychology and behavioral economics at Duke University.
     
    His TED Talks have been viewed more than 15 million times. In 2018, he was named one of the 50 most influential living psychologists in the world.
     
    He’s the New York Times bestselling author of many books, including Predictably Irrational, a book that challenges our assumptions about our ability to make rational decisions. He also wrote Dollars and Sense, a book about our cognitive biases, and The Honest Truth About Dishonesty, a book about how we lie to everyone, including ourselves.
     
    For more information, visit the show notes at https://affordanything.com/episode257

    • 1 hr 1 min
    PSA Thursday: How Can I End 2020 in a Stronger Position Than I Started It?

    PSA Thursday: How Can I End 2020 in a Stronger Position Than I Started It?

    How can you find business and investment opportunities in today’s tough pandemic bear market?
    What should you do to emerge from 2020 stronger than you started?
    We cover 7 specific, immediate actions that can set you up to succeed in this recession. Here's a peek: think about hiring a team, create an original piece of work, take online classes, and keep your plans intact (even if that means quitting an unfulfilling job).
     
    For more information, visit the show notes at https://affordanything.com/psathursday

    • 31 min
    Ask Paula: Bonds Are Tanking. Should I Switch to Real Estate Instead?

    Ask Paula: Bonds Are Tanking. Should I Switch to Real Estate Instead?

    #256: Jon is wondering if now is a good time to move his RRSP into a tax-free savings account, given the market downturn. He knows you can’t time the market, but the opportunity is tempting. What should he do?
    Laurel’s question revolves around the CARE Act and early withdrawal from a 401k. She needs to rebalance her 401k and wants to buy a rental. Instead of selling stocks, should she sell bonds as a form of rebalancing and to withdraw for a rental property?
    After seeing so many businesses experience financial hardship, Rebecca and her husband are curious: why don’t companies have emergency funds?
    Salome sees the stock market downturn as an opportunity for tax-loss harvesting, but does this hold if you’ve held stocks for less than a year?
    Sheena has the option to purchase company stock at a 15 percent discount through an Employer Stock Purchasing Plan. However, it’s volatile right now. Should she contribute the maximum amount, or nothing?
    My friend and former financial planner Joe Saul-Sehy joins me to answer these questions. Enjoy!
    For more information, visit the show notes at https://affordanything.com/episode256

    • 1 hr 19 min
    PSA Thursday: How Is The Pandemic Affecting the Housing Market?

    PSA Thursday: How Is The Pandemic Affecting the Housing Market?

    Before the pandemic, the U.S. housing market was strong. Home prices were at historic highs. Borrowers were more qualified than ever, with two-thirds of mortgage originations going to borrowers with excellent credit. As of January 2020, delinquencies (borrowers more than 30 days late on a payment) reached a 20-year low.
    How has the pandemic affected the market? Are we due for another spate of foreclosures? What's going to happen to housing supply? What about demand? Are buyers still buying? Are sellers still selling? And if you're thinking about buying a home -- either as an owner-occupant or as a rental property investor -- what do you need to know about the new pandemic landscape?
    We dig into depth in this short, researched-packed PSA Thursday episode.
    For more information, visit the show notes at https://affordanything.com/PSAThursday

    • 19 min

Customer Reviews

4.7 out of 5
2.3K Ratings

2.3K Ratings

Bethee1023 ,

Thank you, Paula..

Thank you, Paula, for your pleasant voice and for teaching me about money and investing. Although, I THOUGHT I was financially responsible, I realized I had so much to learn! I’ve been listening to this podcast for about a year and am so glad. I have cleaned up MOST of my credit card debt, have a very small student loan left, paid off my car and have a solid amount in emergency savings. Now, during a global pandemic and even though my job is essential, I find myself out of work because I do not have childcare. And guess what? I’m not worried at all about money. I know I have solid ground to fall back on. Thank you Paula for teaching me the way!

emree8 ,

Thanks, Paula, for your authenticity!

I look forward to listening to Paula weekly. Not only does she have interesting guests and is a great resource for all things F.I., she has an admirable & authentic character. During a challenging time in my life, I listened to the Afford Anything episode “How to create an authentic life” on weekly basis. Hearing her personal history and challenges really resonated with me.
Paula asks great questions too! Whether it’s to her guests, audience, or herself, the questions are always so thoughtful.
Thanks for being a great personal resource and not just in personal finance.

hoodsbooks ,

I just heard the best stock market tip ever!

Paula Pant has a very rational way of thinking and speaking. She breaks down ideas to very digestible bites and one can really learn loads from her pod cast. Her PSA bonus episodes included a very well researched perspective on stockmarket crashes and how they affect personal wealth. The best tip ever? Panic selling doesn’t feel like panic selling when you are doing it- you will have a rational sounding reason for selling but really you will just be realizing paper losses. She gave great -practicable- advice about dealing with that rationalized panic and I really loved her take. Thanks Paula for giving rational advice that comforts in “these uncertain times”. She has moved from one of my podcasts to one of my favorite podcasts.

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