10 min

Annuities Will Do What You Contractually Need: Shootin' It Straight With Stan “Fun With Annuities” The Annuity Man Podcast

    • Investing

In this episode, The Annuity Man discussed: 
Don’t buy the dream 
Backtested numbers are not guaranteed
What an annuity is for 
 
Key Takeaways: 
Do not buy hypotheticals, dream sales pitches, or back-tested returns. Do not buy the annuity dream because you're going to own the contractual reality. 
There’s no such thing as a “guaranteed and back-tested” return. To say that it’s back-tested means that there are no guarantees. Buy an annuity for what it will do, not what it might do. 
If you want market returns, don’t buy an annuity of any type. Don’t buy a packaged product or anything that limits the upside. Buy an annuity only for Principal protection, Income for life, Legacy, and Long-term care. 
 
"I don't like the word hypothetical. I like the word guaranteed. You need to like the word guaranteed. You need to shun anything hypothetical. Walk away from the unicorns-chasing-the-butterfly sales pitch.  You can’t lock in a hypothetical, but you can lock in a contractual guarantee." —  Stan The Annuity Man. 
 
Connect with The Annuity Man: 
Website: http://theannuityman.com/ 
Email: Stan@TheAnnuityMan.com 
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

In this episode, The Annuity Man discussed: 
Don’t buy the dream 
Backtested numbers are not guaranteed
What an annuity is for 
 
Key Takeaways: 
Do not buy hypotheticals, dream sales pitches, or back-tested returns. Do not buy the annuity dream because you're going to own the contractual reality. 
There’s no such thing as a “guaranteed and back-tested” return. To say that it’s back-tested means that there are no guarantees. Buy an annuity for what it will do, not what it might do. 
If you want market returns, don’t buy an annuity of any type. Don’t buy a packaged product or anything that limits the upside. Buy an annuity only for Principal protection, Income for life, Legacy, and Long-term care. 
 
"I don't like the word hypothetical. I like the word guaranteed. You need to like the word guaranteed. You need to shun anything hypothetical. Walk away from the unicorns-chasing-the-butterfly sales pitch.  You can’t lock in a hypothetical, but you can lock in a contractual guarantee." —  Stan The Annuity Man. 
 
Connect with The Annuity Man: 
Website: http://theannuityman.com/ 
Email: Stan@TheAnnuityMan.com 
Book: Owner’s Manuals: https://www.stantheannuityman.com/how-do-annuities-work
YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g 
Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

10 min