Arista Wealth Podcast

Paul L. Moffat
  • 4.6 (22)
  • INVESTING
  • UPDATED BIWEEKLY

Building wealth seems harder than it actually is. This podcast is designed to be a roadmap, cutting through the clutter, to teach you about important topics that show you how invest in yourself and save money the right way. We will also be your life coach through important financial and educational topics, teaching you what is important and how to navigate each topic.

  1. 3D AGO

    Episode 83: Capital Gains and Loss Strategies for Smarter Tax Planning

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to discuss capital gains and loss strategies, and how proactive portfolio management can reduce taxes, increase flexibility, and improve long term outcomes. With taxes acting as a constant drag on investment returns, Paul and Jordan explain why having a clear strategy around gains and losses is essential for taxable accounts. They walk through how the IRS treats taxable, tax deferred, and tax free assets differently, and why timing matters when realizing gains. The conversation also explores strategic gain harvesting, capital loss harvesting, and how realized losses can offset income today and carry forward into future years. In addition, Paul and Jordan explain the importance of the step up in basis and how thoughtful estate planning can help minimize taxes for the next generation. This episode provides practical insight for investors looking to stay disciplined, prepared, and tax aware through both market ups and downs. In this episode:  ● How capital gains are taxed in taxable investment accounts  ● Strategic gain harvesting and the potential for reduced or zero capital gains tax  ● Using capital loss harvesting to offset income and future gains  ● How market volatility creates planning opportunities  ● The role of rebalancing in managing gains and losses  ● Understanding the step up in basis and its estate planning benefits  ● Why proactive planning matters before markets move The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    9 min

  2. JAN 29

    Episode 82: How Business Owners Can Reduce Taxes and Build Smarter Plans

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to discuss tax planning strategies designed specifically for business owners and entrepreneurs. After another year end filled with frustration around tax bills, Paul and Jordan walk through practical and proactive ways businesses can improve tax efficiency, simplify structure, and create better long term outcomes. They explore how proper entity structure lays the foundation for every strategy, along with tools such as the Qualified Business Income deduction, paying family members for legitimate work, bonus depreciation, cost segregation, research and development credits, and strategic gifting. The conversation also covers buy sell planning, exit strategies, and the importance of coordinating with tax and estate professionals. This episode provides a clear roadmap for business owners looking to reduce unnecessary complexity, retain more earnings, and plan confidently for the future. In this episode:  ● Why business structure is the foundation of effective tax planning  ● Common entity mistakes that create unnecessary complexity  ● Key deductions and credits business owners often overlook  ● How bonus depreciation and cost segregation can reduce taxable income  ● Strategies for paying family members and shifting income responsibly  ● Buy sell agreements and exit planning considerations  ● Coordinating tax, estate, and financial planning for better outcomes The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    10 min

  3. JAN 22

    Episode 81: Structuring Fixed Income for Stability and Tax Efficiency

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to explore bonds and fixed income strategies, and how investors can use them to manage volatility, generate income, and reduce taxes. While equities often dominate investment conversations, Paul and Jordan highlight the significant role fixed income plays for institutions, foundations, and high-net-worth investors focused on preservation and stability. They discuss how proper bond placement across taxable, tax-deferred, and tax-free accounts can improve after-tax outcomes, along with strategies for managing high-income years. The conversation also covers municipal bonds, tax equivalent yields, and deferral techniques that allow investors to maintain income while controlling adjusted gross income. This episode provides a practical framework for understanding how bonds fit into a well-structured and tax-aware portfolio. In this episode:  ● Why bonds play a critical role in income-focused portfolios  ● How tax efficiency impacts bond placement decisions  ● Strategies to manage high-income years using fixed-income tools  ● The benefits and tradeoffs of municipal bonds  ● Understanding tax equivalent yield and its importance  ● How tax-deferred accounts can reduce income volatility  ● Aligning fixed income strategies with long-term financial goals The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    8 min

  4. JAN 15

    Episode 80 Asset Allocation, Asset Location, and Smarter Investment Structure

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa for an in depth discussion on asset allocation, investment structure, and why proper asset placement can significantly improve long term outcomes. While many investors focus on returns alone, Paul and Jordan explain how taxes, account type, and disciplined portfolio management play an equally important role in building and preserving wealth. The conversation walks through how the IRS views investments across tax free, tax deferred, and taxable accounts, and why placing the right assets in the right accounts matters. They also explore active rebalancing, automation, tax efficient investing, and tax lot management, highlighting how thoughtful structure and strategy can reduce unnecessary tax drag and help investors stay aligned with their goals over time. In this episode:  ● The difference between asset allocation and asset location  ● How tax free, tax deferred, and taxable accounts are treated differently  ● Why placing the right investments in the right accounts matters  ● How active rebalancing supports long term goals while managing taxes  ● The benefits of automated investing and removing emotion from decisions  ● Why low turnover and tax efficient funds matter  ● How tax lot management can reduce future tax liabilities The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    10 min

  5. JAN 8

    Episode 79: Using the Augusta Rule to Create Tax Free Income

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to break down the Augusta Rule, a powerful and often overlooked tax planning strategy for business owners. Properly implemented, this rule allows qualified homeowners to generate tax-free income while their business receives a legitimate deduction. Paul and Jordan explain the history of the Augusta Rule, how it works under IRS Section 280A, and why documentation is critical to its proper execution. They walk listeners through the step-by-step process business owners should follow, including meeting requirements, fair market pricing, invoicing, and recordkeeping. This episode provides a practical roadmap for those looking to reduce taxes and improve cash flow using strategies already available in the tax code. In this episode:  ● What the Augusta Rule is and how it creates tax-free income  ● The history and intent behind IRS Section 280A  ● Who qualifies to use the Augusta Rule and why it matters for business owners  ● The six documentation steps required to properly implement the strategy  ● How to set reasonable rental rates using local comparables  ● Why coordination with your tax advisor is essential The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    7 min

  6. 12/31/2025

    Episode 78 Your Year End Financial Checklist for 2025

    In this episode, President and Senior Financial Planner Paul L. Moffat is joined by Director of Financial Planning Jordan Naffa to walk through ten critical actions investors should complete before the end of 2025. As the year closes, many financial opportunities disappear once the calendar turns, making proactive planning essential. Paul and Jordan outline a clear and practical checklist designed to help listeners stay organized, avoid costly mistakes, and position themselves for long term success. The conversation blends personal, financial, and tax planning priorities, covering everything from goal setting and beneficiary reviews to retirement contributions and tax strategies. With a mix of qualitative questions and quantitative action items, this episode serves as a year end roadmap for individuals and families who want to finish the year strong and start the next one with confidence. In this episode:  ● Reviewing personal and financial goals before year-end  ● Confirming beneficiaries after life changes  ● Prioritizing health, wellness, and financial readiness  ● Planning charitable contributions strategically  ● Ensuring emergency funds are properly funded  ● Understanding required minimum distributions and deadlines  ● Making timely IRA contributions  ● Using tax loss harvesting to manage tax exposure  ● Maximizing retirement plan contributions and catch up opportunities  ● Taking action before year-end deadlines expire 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    13 min

  7. 12/04/2025

    Episode 77: Five High Impact Planning Strategies That Add Real Value

    In this episode, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa break down five powerful financial planning strategies that help clients protect wealth, reduce taxes, and build long term financial security. With laws constantly changing and new opportunities emerging, many investors are unaware of the tools available to them. Paul and Jordan shine a light on the strategies that can make a meaningful difference in a client’s financial life. They cover topics ranging from real estate tax strategies and rebalancing to modern 529 uses, backdoor Roth contributions, and the step up in basis at death. Through real examples and clear explanations, they show how thoughtful planning can help cut unnecessary taxes, grow assets more efficiently, and support multigenerational wealth. In this episode:  ● How 1031 exchanges can defer taxes on investment properties  ● New ways 529 plans can support education and long term planning  ● Why rebalancing and asset location matter for growth and tax efficiency  ● How backdoor Roth IRA contributions create powerful tax free opportunities  ● The importance of the step up in basis and how it protects inherited wealth  ● Why proactive planning helps reduce taxes and maximize long term outcomes If you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970 Connect with Arista Wealth: Website: https://www.aristawealth.com Email: support@aristawealth.com The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    11 min

  8. 11/26/2025

    Guest Edition: Beyond the Basics, A Clear Guide to Medicare With Taylor Cole

    This episode of the Arista Wealth Management Podcast, host Paul L. Moffat is joined by former Major League Baseball pitcher and Medicare specialist Taylor Cole for a practical and easy-to-understand conversation on navigating Medicare. Whether you are turning sixty-five, already enrolled, or helping a family member through the process, this episode breaks down what Medicare covers, how the different parts work, and the choices that matter most when evaluating your options. Paul and Taylor explain how Parts A, B, D, Medicare Advantage, and Medicare supplement plans fit together, what costs to expect, and how recent rule changes affect retirees. They also discuss common misconceptions, including why Medicare is not completely free and when penalties can apply. With clear guidance on plan design, out-of-pocket costs, drug coverage, and doctor networks, listeners will walk away with the confidence to make informed healthcare decisions in retirement. In this episode:  ● What Medicare Parts A and B cover, how enrollment works, and what it costs  ● The differences between Medicare Advantage and Medicare supplement plans  ● How drug coverage and the new out-of-pocket caps function  ● When a zero-premium plan makes sense and when a supplement plan may be the better fit  ● How networks, referrals, and access to specialists vary by plan type  ● Why plan selection should be based on both medical and financial needs  ● When underwriting applies and why timing your decision matters If you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970 Connect with Arista Wealth: Website: https://www.aristawealth.com Email: support@aristawealth.com The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional. Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place. 🌟Get in touch with us by clicking the links below!🌟 Go to Aristawealth.com for other tools, tips, and resources. Website: https://www.aristawealth.com/ Facebook: https://www.facebook.com/AristaWealth/ LinkedIn: https://www.linkedin.com/company/arista-wealth-management/

    15 min
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4.6
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About

Building wealth seems harder than it actually is. This podcast is designed to be a roadmap, cutting through the clutter, to teach you about important topics that show you how invest in yourself and save money the right way. We will also be your life coach through important financial and educational topics, teaching you what is important and how to navigate each topic.

Information

  • Creator
    Paul L. Moffat
  • Years Active
    2020 - 2026
  • Episodes
    85
  • Rating
    Clean
  • Copyright
    © 2026 Arista Wealth Podcast
  • Show Website
    Arista Wealth Podcast