Australian Property Investment Podcast Aaron Christie-David

Why have property prices increased despite 13 interest rate rises? Can I get a loan while I’m on probation? Why is housing affordability so bad? These are just some of the questions we answer in a new format of the Australian Property Investment Podcast, where we host a roundtable with our Mortgage Brokers at Atelier Wealth. 

This episode busts common myths and unveils powerful strategies to unlock your financial potential.

Would you like to buy through your Self-Managed Super Fund (SMSF)? How did Damien Walker scale up a property investor's portfolio when their last broker couldn’t? 

Our expert team of mortgage brokers tackles common questions and explores ways to help you become a 1% property investor. 

Key Takeaways:

Mortgage myths debunked: probationary periods, credit cards, and more!
Innovative investment strategies: explore SMSFs for property investment
Maximise your borrowing capacity and understand market trends

Want to learn how to get pre-approved for a mortgage faster? Hit the like button, subscribe for more financial tips, and turn on notifications!

Timestamps 

00:00 - Intro 
00:58 - Housing Affordability
04:17 - The Impact of HECS Debt on Borrowing Capacity
09:27 - Debunking the Myth of Probation and Loans
11:50 - SMSF is the Flavor of The Year
13:51 - Case Study: Structuring Your Loan for a Long-Term Investment Play
18:45 - The Golden Rule
20:00 - Commsec State Performance
23:15 - The Power of Multiple Valuation
31:41 - The Bucket System
33:06 - Outro

About Atelier Wealth: 

Today, Atelier Wealth is a multi-award-winning mortgage brokerage. Our passion, experience, and dedication are key ingredients in helping us maintain our position as one of Sydney’s leading mortgage brokers.

We will do everything in our power to help our clients on their property journey. We work with a variety of clients with differing personal and financial circumstances. Some of our clients may be struggling to secure a loan for any number of reasons.

No matter what your property goal is, we can help. At Atelier Wealth, we find it incredibly rewarding to assist our clients to secure finance. We work in partnership with our clients to make their property dreams come true. Together we’ll make it happen.

Resources: 

Commsec State of the States report: https://bit.ly/44mAhaE
About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Looking to achieve financial independence and build wealth through property investment? Join Natasha Etschmann as she shares her inspiring journey to financial freedom. Even without any financial support for her property purchase, Natasha's determination led her to acquire her first property at a young age. Learn from her 'getting rich slow' philosophy, emphasising sustainable, long-term investing strategies. Gain actionable tips on managing finances, automating savings, and avoiding lifestyle inflation.

Discover the keys to financial empowerment with Natasha Etschmann's practical advice. Her journey showcases the power of strategic property investment in attaining long-term wealth and independence. Take control of your financial future today!

Timestamps

00:00 - Intro
02:51 - Personal finance and investing for long-term wealth
07:25 - Avoiding overspending, and maintaining a healthy relationship with money
10:13 - Saving and investing for property ownership
15:32 - Avoiding lifestyle inflation and saving for the future
18:47 - Debt management and financial safety nets
22:20 - Financial independence, retiring early, and saving for property in Australia
28:18 - Investing and achieving financial freedom through practical strategies

About Natasha:

Natasha Etschmann is a personal finance enthusiast and blogger who shares her journey toward financial freedom. She started her financial education at 18 and purchased her first apartment by 22, working diligently to build her net worth.

Through her blog and social media platforms like TikTok and Instagram, she offers practical advice on saving, investing and making money. Natasha is passionate about helping others understand and manage their finances without sacrificing their lifestyles.

Connect with Natasha:

Follow Natasha on LinkedIn:
https://www.linkedin.com/in/natasha-etschmann-17b05a180/

Follow Natasha’s Facebook:
https://www.facebook.com/profile.php?id=100064022020052

Follow Natasha’s Instagram account:
https://www.instagram.com/tashinvests/

Visit Natasha’s website:
https://tashinvests.com/


About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Dream of retiring early with passive income from property? Our guest, Rob Flux, has helped 70+ people achieve financial freedom through property development!

In this interview, Rob unveils, you'll discover powerful strategies to make early retirement a reality. Rob shares his proven methods used to help over 70 people achieve financial freedom. Learn how property development can accelerate your path to financial independence and unlock the secrets of generating passive income through smart investments.

Explore successful development approaches like subdivisions and townhouses, and master Rob's unique 16-Driver Framework to identify high-potential properties with guaranteed demand. Plus, develop the winning mindset needed to thrive in the property development game and get actionable steps to kickstart your early retirement journey with property!

Timestamps

00:00 - Intro
00:46 - Definition of property development and differences from buy and hold
10:49 - Choosing scalable development strategies like subdivisions and townhouses
16:58 - Determining financial goals and regularly assessing investment performance
28:44 - Rob Flux's framework of 16 market drivers to understand demand
33:10 - Assessing deals quickly through education and experience
39:23 - Mindset being 50% of property development success
47:44 - Current market opportunities from low supply and high population growth
51:00 - Steps to get started in property development through education and community

About Rob Flux:

Rob is a dynamic figure in property development, education, mentoring and public speaking, with a passion for helping others in the property market. He adds value to properties through development rather than relying solely on market forces.

Having attained financial independence through property, Rob dedicates much of his time to guiding others through education and mentorship via Developer Network Pty Ltd. His personal mission is to liberate over 1000 individuals from financial constraints by 2030 through his Financial Freedom Club, which requires members to generate income from property investing.

Connect with Rob Flux:
Follow Rob on LinkedIn:
https://www.linkedin.com/in/robflux/
Follow Rob’s Facebook:
https://www.facebook.com/rob.flux
Visit Rob’s website:

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Feeling the pinch? The cost of living crisis is hitting everyone hard. But talking about money can be awkward! This episode equips you with the tools to have open and honest conversations about finances, how to break the money silence and initiate healthy conversations with loved ones, friends, and even colleagues. Learn how to navigate budgeting, expenses, and financial goals during challenging times as Vanessa Stoykov shares the secrets to mastering effective money management and financial education.

Through her personal journey and extensive experience, Vanessa talks about the crucial balance between income and savings, with her mantra "It's not what you earn, but what's left over" that truly matters.

Join us as we explore Vanessa's unique approach to money, making this touchy subject both accessible and empowering.

Timestamps

00:00 - Intro
0:27-0:50 - Vanessa’s Personal and Professional Journey
1:15-2:07 - Financial Decisions and Conversations in Mid-Life   
2:08-4:12 - Wealth Creation, Property Investment, and Financial Planning
7:05-7:50 - Discussion on Delayed Gratification and Expectations
16:09-16:38 - Seeking the Right Financial Advisor
34:45-35:00 - Government Implications for Property Intervention
38:51-39:47 - Accepting You Can Be A Renter

About Vanessa Stoykov:

Vanessa Stoykov is all about making money matters simple and relatable for Australians. With over 20 years of experience, she understands the importance of talking openly about money to achieve financial freedom.

Leading Evolution Media Group for 22 years, Vanessa has become skilled at explaining complex financial topics in ways everyone can grasp. Through storytelling, TV production, and writing, she helps people make smarter money choices.

Connect with Vanessa:

Follow Vanessa on LinkedIn:
https://www.linkedin.com/in/vanessa-stoykov/

Follow Vanessa’s Facebook:
https://www.facebook.com/vanessastoykovbrand

Follow Vanessa’s Instagram account:
https://www.instagram.com/vanessastoykov/

Visit Vanessa’s website:
https://vanessastoykov.com.au/
About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Can money buy happiness? How do you manage your time? What if there was a way to buy your happiness through investing your time and money better? This is exactly the formula that financial expert Kate Campbell shares on this episode! Find the balance between financial security and a fulfilling life through this episode as she talks about: 

- Research backed ways to boost your happiness
- Actionable ways to kickstart your investing journey
- Strategies to use your time with intention
- Tips for having tough money conversations
- How to set money goals you’re excited about
- Understand your relationship with money better
- Guide to overcoming analysis paralysis
Timestamps

00:00 - Intro
00:39 - Efficient Use of Time and Money
01:59 - The Role of Relatable Financial Stories in Educating Others
03:17 - Relatability in Financial Goal Setting
05:28 - Kate’s Personal Finance Journey
07:48 - Misconceptions About Finance Professionals
10:21 - Money as a Learned Behaviour
13:32 - Teaching Children About Money
19:54 - Small Financial Changes Making Big Differences
29:51 - Exploring the Concept: Can Money Buy Happiness?
38:43 - Property Investment and Buyer’s Remorse

About Kate:

Kate Campbell is a passionate financial educator known for her candid discussions about money management. As the host of Australia's popular finance podcast, "The Australian Finance Podcast," she engages with over 80,000 monthly listeners, sharing insights on personal finance and investing.

Kate's expertise extends to the written word as well, with her book "Buying Happiness: Learn to Invest Your Time and Money Better" offering practical advice on achieving greater satisfaction through mindful financial decisions.

Connect with Kate:

Follow Kate on LinkedIn:
https://www.linkedin.com/in/katecampbellonline/
Follow Kate’s Instagram account:
https://www.instagram.com/katecampbellaus/
Buy Kate’s Book, Buying Happiness:
https://buyinghappiness.com.au/
Resources from Kate:
https://howtomoney.online/start-here/
https://howtomoney.online/how-t
About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au

Who makes a good life coach? What does a life coach do?

The answers are unpacked in this episode of the Australian Property Investment Podcast where we interview Jaemin Frazer. He is an award-winning author and life coach and as you listen to this episode, he’ll learn more about his thoughts on why swapping out self-discipline for giving ourselves permission can lead to real success and happiness. He talks about the challenges and rewards of looking at life differently, especially when you hit midlife.

Jaemin gives listeners easy-to-follow advice on trusting themselves more and relying less on others' approval. Tune in to hear Jaemin's unique take on making personal breakthroughs and finding fulfillment in ways you might not expect.

Timestamps

00:00 - Intro
01:54 - Addressing Exhaustion and the Need for Change
07:02 - Challenging the Self-Discipline Paradigm
10:12 - High Performance and Gentleness with Oneself
12:30 - The Role of Self-Sabotage and Self-Love
22:02 - Preventing Burnout and Embracing Change
28:28 - Redefining Personal Discipline Through Self-Permission
34:17 - The Danger of Following Misaligned Goals
41:27 - Addressing Childhood Narratives and Self-Trust
52:01 - The Four Key Areas for Midlife Upgrade

About Jaemin:

Jaemin is an award winning author, TEDx speaker, and the founder of The Insecurity Project. He specialises in providing thought leadership for entrepreneurs, leaders and business owners on the subject of eradicating hidden and unresolved insecurity. 

He is widely recognised as one of Australia's best life coaches and a leading voice globally on the subject of personal insecurity.

Connect with Jaemin:

Follow Jaemin on LinkedIn

Follow Jaemin’s Facebook

Follow Jaemin’s Instagram

Visit Jaemin’s website


About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:
Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au