278 episodes

THE PODCAST ABOUT PERSONAL FINANCE & RACIAL ECONOMIC INCLUSION: From how we bank, to our how credit scores are calculated, to how we are kept in the dark about investing, to how we pay our taxes, the system is set up for us to get caught in a debt/poverty cycle and stay running just to tread water. The rules change all the time so the people on top stay on top. What if you not only knew the rules, but knew exactly how to apply it to your own financial situation? What if you were able to not only reverse your financial mistakes, but start making the rules work for you? If you're ready to See Change, tune in! Check out brunchandbudget.com for more resources • • • • • • • • • • • • • • • • • • • • • • • • DISCLAIMER: The information in this presentation provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Brunch & Budget, LLC (referred to as “Brunch & Budget”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. Brunch & Budget does not warrant that the information will be free from error. None of the information provided in this presentation is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Brunch & Budget be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Brunch & Budget or a Brunch & Budget authorized representative has been advised of the possibility of such damages. In no event shall Brunch & Budget, LLC have any liability to you for damages, losses and causes of action for accessing this site.Information on this site and in this podcast should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Brunch & Budget Brunch & Budget

    • Business
    • 4.7 • 41 Ratings

THE PODCAST ABOUT PERSONAL FINANCE & RACIAL ECONOMIC INCLUSION: From how we bank, to our how credit scores are calculated, to how we are kept in the dark about investing, to how we pay our taxes, the system is set up for us to get caught in a debt/poverty cycle and stay running just to tread water. The rules change all the time so the people on top stay on top. What if you not only knew the rules, but knew exactly how to apply it to your own financial situation? What if you were able to not only reverse your financial mistakes, but start making the rules work for you? If you're ready to See Change, tune in! Check out brunchandbudget.com for more resources • • • • • • • • • • • • • • • • • • • • • • • • DISCLAIMER: The information in this presentation provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Brunch & Budget, LLC (referred to as “Brunch & Budget”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. Brunch & Budget does not warrant that the information will be free from error. None of the information provided in this presentation is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering.The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Brunch & Budget be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Brunch & Budget or a Brunch & Budget authorized representative has been advised of the possibility of such damages. In no event shall Brunch & Budget, LLC have any liability to you for damages, losses and causes of action for accessing this site.Information on this site and in this podcast should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

    b&b245- PREACH: Has the Racial Wealth Divide Been Co-Opted?

    b&b245- PREACH: Has the Racial Wealth Divide Been Co-Opted?

    Has talking about the racial wealth divide become conversational quicksand, where we think that people talking about it are considering the problem in its totality and actually trying to solve it but they're actually applying a band aid to a gaping wound by saying the right words so we keep buying their products(looking at you Apple)?This week we're joined by Dedrick Asante-Muhammad for another PREACH episode and we took a deep dive into corporations and the racial wealth divide. We talked about authenticity, what systemic racism actually means, and how the feeling of being personally racist factors into all of this.

    Music Featured in This Episode:
    False Leadership by Knowlegin
    Bandwagon by A-Roy
    Real Recognize Real by Aleya

    • 52 min
    b&b244: The Unavoidable Tax Talk with Darren Liddell

    b&b244: The Unavoidable Tax Talk with Darren Liddell

    It's time for our annual tax episode! This year, we sit down with Darren Liddell, one of our See Change coaches and a seasoned tax preparer (he shows off his 10 year VITA pin on the show!) who breaks down taxes through a news lens. By the end of the episode, you'll learn how to take advantage of the tax changes during COVID (and make sure you get that stimulus payment!), how to maximize your deductions, the biggest tax mistakes people make, and why refunds are actually a total scam.
    Music Featured in this episode:
    Stay [Income Tax] feat illmac by OnlyOne
    Income Tax Party by BIG SUB OG
    Income Tax Money by Scrap Easy

    • 1 hr 8 min
    b&b243: It's Not that You're Lazy, It's That They're Lying to You

    b&b243: It's Not that You're Lazy, It's That They're Lying to You

    You know the Lazy Susan(tm)? The mini Gravitron where your sauces or spices turn for everyone at the table? Why is it lazy, and Why Susan? Markus Krajewski, professor of Media History at University of Basel, Switzerland, and author of The Server: A Media History from the Present to the Baroque says, "In all probability, Susan was a generic name rich homeowners addressed their maidservants with through the 18th century. "Laziness was a common complaint against servants (at the time), so ‘lazy Susan' must have been a usual term since the 18th century,"

    THESE ASSHOLES HAVE BEEN CALLING WORKERS LAZY AS LONG AS WE’VE HAD WORDS!!!

    "Villain" has origins in stereotyping farmhands as "lazy"
    Africans were enslaved because they were "lazy"
    Mexicans are paid lower wages because they’re "lazy"
    Nobody wants to raise the minimum wage for fry cooks because our financial system has a vested interest in seeing servants as "lazy" so we can justify becoming overseers.

    Placing ostensibly reasonable words over untenable practices is the same ol’ okey doke. This week we talk about the myth (yes MYTH) of Personal Responsibility. It’s not what you think it is.

    You are not lazy. You are not stupid. You are not alone.

    Music Featured in this episode:
    Lazy I by D Real
    Kein Stress! by Lazy L
    Pirata Sem Tesouro by Lazy

    • 58 min
    b&b242: Why We're Still A Segregated Nation

    b&b242: Why We're Still A Segregated Nation

    Why Desegregation Didn't Work

    They used to be lying, stealing, screaming f*ck your feelings
    Now they’re crying, pleading for unity and healing
    History is written by the richer, not the winners

    We’re seeing it happen as we tweet

    History tells us that desegregation fixed America
    It admits that separate was never equal
    As if separation was America’s only evil

    Racial discrimination is like a nuclear bomb
    Communities that aren’t destroyed by explosion
    Often end up dying by fallout

    The explosion was the sound of millions of white customers
    Ignoring Black businesses

    Even as Black customers shopped at white owned businesses
    With a sense of pride

    Because unity and healing

    Also the places you weren’t looking at didn’t desegregate
    Schools are the same place they were in the 60’s

    And it’s getting worse

    Music Featured in This Episode
    Los Regentes by  SimónSqualo & Pensamiento Colectivo
    Desegregation ft. Thee Tom Hardy by Actual Proof

    • 59 min
    b&b241: The Racist History of Insurance & Why You Need It Anyway

    b&b241: The Racist History of Insurance & Why You Need It Anyway

    Hey there,

    It's Black History Month, and we're always ready to call out some sh*t about the finance industry. Here's some f*cked up history for you:

    The history of insurance is racist.

    NY Life started in the 1800's by insuring enslaved Africans lives - if a slave died, the insurance company would pay the slavemaster for their life. Fastforward to the 80's and 90's when Walmart started buying "dead peasant" life insurance policies where if an employee died, Walmart got paid out. POC have always had a complicated relationship with insurance - it's an exploitative industry where salespeople are incentivized to take advantage of their clients. It's also one of the best ways to protect the wealth you've built and pass it on to the next generation. This week, we explore the racist history of insurance and why you need it anyway. By the end of the podcast, you'll know exactly what insurance you need to buy to protect your wealth at every stage of life.

    Music Featured in This Episode:
    Dead Peasant feat Sana Sana by PAN(D)EMIC
    R.I.P Disability [Rework] by Shawn Crutch
    Segregation by Ondaway

    • 58 min
    b&b240: Gamestop, Short Stocks & the Smoking Barrel

    b&b240: Gamestop, Short Stocks & the Smoking Barrel

    So what’s going on with this GameStop thing?
    Did Reddit take down a multi-billion dollar hedge fund?
    What’s a hedge fund?

    If you’ve been hearing about GameStop nonstop for the last few days and want to know all the drama and what it might mean for the stock market as a whole and your personal investments, join us today at 2pm EST to learn all about it. We invited back Kevin Matthews of Building Bread to help us break down what the heck happened, all the investment terms you need to know and discuss the cultural and economic significance of this event.

    Music Featured in This Episode:
    Sol Patches-Gamestop by Ians Party
    Stock Market by KIDD ISAIIAIH &and  PERK
    Grandma Got Run Over By a Hedge Fund by Live From Indoors!

    • 57 min

Customer Reviews

4.7 out of 5
41 Ratings

41 Ratings

aechjay ,

completely and utterly necessary

useful and practical advice intersected with real systemic and structural social issues that go overlooked by other financial advisors. thank you for this podcast 🙏🙏

Jaymie H. ,

Stop the music

Background music is too loud. Can’t enjoy the information being given

lovesit39 ,

Thanos Snap

Great practical analysis and fun convo

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