Fintech for the People

Accion
  • 5.0 (4)
  • 创业
  • 一周一更

Fintech has the power to build a more inclusive world. Fintech for the People is about the innovators who are developing fintech solutions that reach the people who’ve been left behind. In each episode, we’ll hear from innovators who are creating financial solutions that provide people with the financial tools they need to grow their business, support their family, and build their community. Together, we’ll learn how fintech looks different in spaces and places where basic financial services are a luxury — and how solutions to address these challenges require a different level of creativity, empathy, and execution. Fintech for the People is an Accion podcast hosted by Amee Parbhoo, Managing Partner of Accion Ventures — which deploys capital in early-stage inclusive fintech. Episodes will be released in seasons, on a weekly schedule.

  1. Driving Digital Financial Inclusion for Pakistan’s Truckers

    10月21日

    Driving Digital Financial Inclusion for Pakistan’s Truckers

    Fintech for the People Season 8, Episode 5 featuring Sheryar Bawany, Co-founder and CEO of Trukkr  Amee Parbhoo, Managing Partner of Accion Ventures, welcomes Trukkr’s Co-founder and CEO, Sheryar Bawany, to the podcast this week for an in- depth discussion of Pakistan's $35 billion road freight market, an industry critical to the economy yet held back by manual processes and financial instability. Sheryar begins by recounting his unique journey from banking to becoming a trucker himself, an experience that gave him a firsthand look at the severe pain points in the industry. This led to the creation of Trukkr, a platform designed to solve these deep-rooted challenges by merging logistics technology with embedded finance.  Sheryar explains the critical cash flow challenges that keep small truck owners "constantly broke," trapped in a cycle of high upfront costs and long payment delays. Trukkr tackles this by providing essential working capital and digitizing the entire supply chain. For corporate shippers, the platform offers unprecedented transparency, efficiency, and data analytics, transforming a chaotic, paper-based system into a streamlined digital workflow. For truckers, it provides access to fair and timely financing, breaking their dependence on high-interest loan sharks. Sheryar’s vision is for Trukkr to become the central ecosystem for the industry, making logistics in Pakistan more efficient and financially inclusive for everyone involved.  Episode highlights:  Digitizing Pakistan's massive, yet inefficient, road freight and logistics industry. Addressing the critical working capital and cash flow challenges faced by small truck owners. Providing corporate shippers with transparency, data analytics, and operational efficiencies. Streamlining the entire logistics process, from sourcing trucks to invoicing and payment. Integrating embedded finance to provide truckers with access to capital and insurance products. Overcoming adoption hurdles in a traditionally manual and price-sensitive market. Creating a digital ecosystem that benefits both shippers and carriers. The future of truck-tech and the importance of a combined technology and finance model.  To learn more about Trukkr, visit their website. Learn more about Accion Ventures on our website and LinkedIn.

    22 分钟
  2. Cultivating Prosperity: Verqor Aims to Revolutionize Agricultural Finance in Mexico

    10月14日

    Cultivating Prosperity: Verqor Aims to Revolutionize Agricultural Finance in Mexico

    Cultivating Prosperity: Verqor Aims to Revolutionize Agricultural Finance in Mexico  Fintech for the People Season 8, Episode 4 featuring Valentina Rogacheva, Co-founder of Verqor  Amee Parbhoo, Managing Partner of Accion Ventures, sits down with Valentina Rogacheva, Co-founder of Verqor, to explore the ways her company is tackling the significant gap in financial services for Mexico’s agricultural sector. Valentina shares the journey of identifying the deep-seated challenges farmers face, from the inefficiencies of traditional banking to the lack of products tailored to their needs. She explains how these obstacles push farmers towards informal credit and limit their potential for growth and economic mobility.  Valentina details Verqor’s innovative fintech model, designed specifically for the agricultural ecosystem. By offering cashless, digital credit that can only be used for approved agricultural inputs, Verqor ensures the financing is used productively. She discusses their B2B2C strategy, partnering with crop buyers and retailers to mitigate risk, gathering crucial data for their alternative credit scoring model, and creating a transparent, resilient supply chain. Verqor’s approach not only results in an impressively low default rate but also embeds services like climate insurance, empowering farmers to increase their yields, adopt sustainable practices, and achieve greater financial stability.  Episode highlights:  Addressing the financial exclusion of small and medium size farmers in rural Mexico. Providing fast, accessible, and cashless digital credit tailored for the agricultural sector. Embedding finance within the agricultural supply chain through a B2B2C model. Mitigating risk and maintaining low default rates through strategic partnerships with crop buyers and suppliers. Ensuring the productive use of credit by restricting it to the purchase of high-quality agricultural inputs. Promoting higher yields, increased income, and sustainable farming practices through better inputs and climate insurance. Building and motivating a team that bridges the gap between the traditionally non-digital agriculture industry and the innovative world of fintech. The future vision for Verqor as a comprehensive financial partner for the entire agricultural value chain.  To learn more about Verqor, visit their website. Learn more about Accion Ventures on our website and LinkedIn.

    19 分钟
  3. Magma's Fintech Fix for Factory Supply Chains

    10月8日

    Magma's Fintech Fix for Factory Supply Chains

    Fintech for the People Season 8, Episode 3 featuring Neal Thakker, Founder and CEO of Magma  Neal Thakker, Founder and CEO of Magma, joins Amee Parbhoo, Managing Partner of Accion Ventures, on the podcast this week for an exploration of  the massive opportunity that exists to modernize India's current manufacturing sector. Against the backdrop of a global supply chain shift, Neal explains how Indian factories are poised for huge growth but are often held back by traditional, inefficient practices. He shares his journey from working in supply chain management to founding Magma, a comprehensive platform designed to solve the core operational and financial challenges facing small and medium size factories.  Neal details how Magma functions as an end-to-end industrial solutions provider, moving beyond a simple marketplace model. The platform seeks to address critical pain points by bundling services like specialty raw material procurement, green energy solutions, waste management, and logistics. By embedding finance directly into these workflows, Magma helps factories overcome issues like blocked working capital and rigid minimum order quantities. This integrated approach not only improves day-to-day operations but also tackles the biggest challenge for any factory owner: improving capacity utilization. Looking ahead, Neal discusses his vision for expanding Magma's embedded finance offerings to include smarter credit underwriting and innovative insurance products tailored for the manufacturing industry.  Episode highlights:  The emergence of opportunities for India's manufacturing sector. Solving the key challenges for small and medium sized factories: unreliable supply chains, blocked working capital, and a lack of digitization. Magma’s model of bundling diverse services, from raw materials to waste management, - to become an integrated part of a factory’s operations. Using embedded finance to eliminate restrictive minimum order quantities and free up cash flow. Focusing on capacity utilization as the most critical metric for a factory's success. Building relationships that foster trust and drive digital adoption in a traditional industry. The future of embedded finance in manufacturing, including smarter underwriting and tailored insurance products. Building resilient teams by prioritizing deep industry expertise for key operational roles. Transforming India's industrial backbone to compete on a global scale.  To learn more about Magma, visit their website. Learn more about Accion Ventures on our website and LinkedIn.

    20 分钟
  4. Building a Better Financial Future for Small Businesses in the Construction Industry

    9月30日

    Building a Better Financial Future for Small Businesses in the Construction Industry

    Fintech for the People Season 8, Episode 2 featuring Fernando Olloqui, Founder of Licify In this episode of Fintech for the People, guest Fernando Olloqui, founder of Licify, dives into the massive yet deeply inefficient construction industry. He shares his firsthand experience with the financial challenges faced by subcontractors, a journey that led him from the brink of panic over unpredictable payments to building a fintech solution designed to solve these systemic problems. Fernando explains how Licify is seeking to bring an outdated industry into the digital age. Fernando details the nightmare of cash flow management for small contractors, where winning more business can paradoxically lead to financial ruin due to a severe negative cash flow cycle. Licify addresses this by embedding financial services directly into the construction procurement and payment workflow. The platform streamlines everything from bidding and compliance to billing and payments, reducing the time it takes for subcontractors to get paid from an average of two months to just two weeks. This creates a "win-win" for the entire supply chain, de-risking projects for builders and providing financial stability for contractors. Looking forward, Fernando shares his vision for Licify to evolve from a system of record to a "system of action," using AI to automate complex processes and further boost efficiency. Episode highlights: Addressing significant working capital challenges for subcontractors in the construction industry.Streamlining and accelerating payment cycles from months to weeks.Digitalizing the historically manual procurement and compliance processes in construction.Integrating embedded finance tools like invoice discounting directly into construction transactions.Connecting major contractors with a vast network of suppliers and subcontractors.Leveraging AI to automate administrative tasks and enhance operational predictability within the construction supply chain.Building resilient teams within challenging industry landscapes.Transforming the construction sector towards greater productivity and digitalization. To learn more about Licify, visit their website. Learn more about Accion Ventures on our website and LinkedIn.

    22 分钟
  5. Transforming Small Business Finance with Embedded Fintech

    9月23日

    Transforming Small Business Finance with Embedded Fintech

    Today’s episode of Fintech for the People marks an exciting new chapter, as hosts Amee Parbhoo and Rahil Rangwala, Managing Partners of the newly rebranded Accion Ventures, announce the successful close of a new $61.6 million fund. They also introduce the season's central theme: a deep dive into how verticalized embedded finance is dramatically increasing access to crucial financial services for small businesses in traditionally overlooked sectors globally. Listen now Expressing his enthusiasm for Accion Ventures' name change, Rahil feels that it reflects their decade of impact as a leading inclusive fintech investor. He and Amee note that the new fund targets innovations in AI, infrastructure, and embedded finance, aiming for vast opportunities in underserved communities. Our hosts also define verticalized embedded finance as contextualizing business transactions — goods, payments, and data interchange — with solutions that are specifically tailored to sectors like construction, agriculture, and logistics, addressing unique small business challenges. Episode Highlights: Accion Ventures rebranding.Successful second fund closure.Commitment to fintech for inclusion.Fintech's future with AI and embedded finance.Defining embedded finance.Verticalized financial solutions for specific industries.Importance of founder expertise.Expanding financial access for small businesses. To learn more about Accion Ventures, visit our website, and follow us on LinkedIn.

    14 分钟

  6. 2024/05/15

    Exploring Equitable AI and Financial Inclusion

    This episode of Fintech for the People is focused on the critical research around risks and bias in AI, explaining the importance of equitable AI and its impact on the financial ecosystem. Our guest, Alexandra Rizzi, Senior Research Director at the Center for Financial Inclusion, shares insights about various challenges, including bias and contextual differences, emphasizing the need for inclusive outcomes in financial decision-making processes. She highlights scenarios where seemingly neutral AI models may inadvertently perpetuate biases, underscoring the importance of understanding the context and nuances of different markets.  Exploring mitigation strategies, Alexandra Rizzi outlines a three-step approach focusing on understanding AI usage, identifying biases, and evaluating outcomes. She emphasizes the need for ongoing monitoring and governance mechanisms to address harmful biases effectively. Moreover, Alexandra sheds light on collaborative efforts involving stakeholders such as investors, operators, and regulators in refining ethical AI practices.    To learn more about the Center for Financial Inclusion, visit their website and download their report on Equitable AI for Inclusive Finance. And learn more about Accion Venture Lab on LinkedIn and X (Twitter).

    37 分钟

  7. 2024/05/08

    Applications of AI in Inclusive Fintech

    In this episode of Fintech for the People, Amee Parbhoo, Managing Partner at Accion Venture Lab, sets the stage for a deep dive into four key areas where AI can empower fintech companies to expand the reach and effectiveness of financial services to underserved populations: compliance, credit decisioning, customer engagement, and workflow optimization.    Starting with compliance, Amee discusses how AI streamlines customer screening and KYC compliance for thin-file or no-file customers with Ashok Hariharan, CEO of IDfy. Next Amee interviews Benjamin Njenga, Co-founder and Chief Customer Officer of Apollo Agriculture, who shares the insights on implementing AI in credit decisioning and underwriting for smallholder farmers in Africa. Later, Ananth Gudipati, Founder of Sukhiba, joins to discuss AI's role in customer engagement, particularly using conversational commerce for small retailers and wholesalers in Africa. Lastly, Amee Parbhoo talks to Nicolas Yepes, Co-founder and COO of Moffin, offers perspectives on using AI to optimize backend workflows for financial institutions.   00:00 – 13:40 – Ashok Hariharan, CEO of IDfy 13:40 – 24:30 - Benjamin Njenga, Co-founder and Chief Customer Officer of Apollo Agriculture 24:30 – 36:40 Ananth Gudipati, Founder of Sukhiba 36:42 – 44:25 Nicolas Yepes, Co-founder and COO of Moffin To learn more about IDfy, Apollo, Sukhiba, Moffin, please check their websites. And learn more about Accion Venture Lab on LinkedIn and X (Twitter).

    45 分钟

  8. 2024/05/01

    Transforming Fintech with AI

    In this episode of Fintech for the People, host Amee Parbhoo, Managing Partner at Accion Venture Lab, speaks to Jimena Pardo and Federico Antoni from Hi Ventures about the transformative role of AI in fintech. They explore the potential for AI to revolutionize financial services by streamlining operations for fintech companies, improving credit scoring, detecting fraud, and fostering financial inclusion.     Jimena and Federico share insights into their commitment to ethical AI implementation and the importance of minimizing biases in fintech solutions. They discuss Hi Ventures' dedication to empowering startups and driving positive change in the financial sector.    To learn more about Hi Ventures, visit their website. Learn more about Accion Venture Lab here and follow us on LinkedIn and X (Twitter).

    42 分钟
查看全部 43 集

评分及评论

5
共 5 分
4 个评分

关于

Fintech has the power to build a more inclusive world. Fintech for the People is about the innovators who are developing fintech solutions that reach the people who’ve been left behind. In each episode, we’ll hear from innovators who are creating financial solutions that provide people with the financial tools they need to grow their business, support their family, and build their community. Together, we’ll learn how fintech looks different in spaces and places where basic financial services are a luxury — and how solutions to address these challenges require a different level of creativity, empathy, and execution. Fintech for the People is an Accion podcast hosted by Amee Parbhoo, Managing Partner of Accion Ventures — which deploys capital in early-stage inclusive fintech. Episodes will be released in seasons, on a weekly schedule.

信息

  • 创作者
    Accion
  • 活跃年份
    2022年 - 2025年
  • 单集
    43
  • 分级
    儿童适宜
  • 版权
    © 2023-2025 Accion
  • 节目网站
    Fintech for the People