Catholic Money Mastermind - Financial Planning conversations with Catholic CFP® Practitioners Catholic Financial Planners Network

Sarah Kang is a Certified Financial Planner with UAK Diversified, a firm she runs with her husband. With a focus on the personal side of financial planning, Sarah brings her experience as a music teacher to planning in a way that allows her to break things down in a way that just makes sense. In this episode, Ben and Sarah discuss how helping people can be meaningful and how, even with uncertainty ahead, we can always create a plan, we just may need to pivot. If you’re looking for a light conversation about what it means to be a planner, this is the episode for you.


Key Takeaways:
How a love for music led to a love for finances.Financial planning is about peace of mind.How Sarah finds meaning in helping people with financial planning.How to plan for uncertainty (and keep it updated).Why it’s important to work as a team.How to keep your financial goals realistic.

Mentions
🌐 Website: https://uakdiversified.com/ 
👉🏼 LinkedIn: https://www.linkedin.com/in/pianist2/ 


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.

With 9 years in the finance industry, Michael Acosta returns to the show with some insights on homeownership. Michael is driven to work for his clients with the guidance of his tag line “Prepare, Perform, Prosper”. Questions discussed in this episode include: Should you pursue homeownership? Is a home a good investment? And is renting bad? All that, and more on this episode of Catholic Money Mastermind.


Key Takeaways:
What makes renting is a good decision.When it can be worth it to buy instead of rent.What makes your home an investment?Why you may not want to look at your home as an investment.What variables to consider when deciding whether to rent or buy.How much should you be spending on your home?

Mentions
👉🏼 Michael Acosta: https://wealthtender.com/financial-advisors/michael-acosta-cfp-chfc/ 
📚 Resource Name: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html 


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.

Bryan Smalley is a Certified Financial Planner (CFP) with a BA from the University of Toledo and an MA from Bowling Green State University. With a focus on “taking the scary out of retirement planning”, Bryan helps his clients focus on all the joys of retirement. Living in New Jersey with his wife and their 4 children, Bryan brings to this episode his perspective on having a single income household, homeschooling, and how these decisions impact your financial life. Of course, there’s more to life than just money, which Ben and Bryan discuss in this episode.


Key Takeaways:
Things to know before becoming a single income household.The benefits of one parent staying at home.Some surprising cost savings come with a reduction to a single income.How to test run a single income and prepare with a cushion.How private, public, or home schooling can factor into your decision.

Mentions
🌐 Website: https://corient.com/find-an-advisor?search=bryan&advisor=Bryan+Smalley 
👉🏼 LinkedIn: https://www.linkedin.com/in/bryandsmalley/ 
📚 Is It Better for Moms to Stay at Home? | Deb Meyer: https://www.catholicfinancialplanners.com/is-it-better-for-moms-to-stay-at-home-deb-meyer-podcast/ 


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.

With over 30 years of experience as a financial planner, Lance is one of the most experienced people in the Catholic Financial Planners Network. Lance is the Founder and CEO of Nautical Star Financial, whose name echoes Lance’s time in the Navy. In this episode, Lance tells Ben how he brings a Christian approach to financial planning - even praying with clients! If you’re looking for deeper insight on what it means to be a Catholic financial planner, this is the episode for you.


Key Takeaways:
How your financial advisor’s perspective will affect your planning.What it means to be a steward of your resources.How to find an advisor with the Christian mentality you’re looking for.How Lance involves prayer in his financial practice.Why everyone should know the regulations followed by their advisor.

Mentions
🌐 Website: https://www.catholicfinancialplanners.com/members/tylerdrexeldayfinancial-com/
🌐 Website: https://www.nauticalstarfinancial.com/ 
👉🏼 LinkedIn: https://www.linkedin.com/in/lancepeters/ 
📚 The Mission of My Life by Saint John Henry Cardinal Newman: https://www.dioslc.org/documents/139.pdf?v=20210308133704
📚 The 4 Pillars of Catholic Social Teaching | Tyler Hackenberg: https://www.catholicfinancialplanners.com/the-4-pillars-of-catholic-social-teaching-tyler-hackenberg-podcast/ 
📚 A Mission of My Life PDF: https://drive.google.com/file/d/1NY7HdrAJuYqBtUYDwJpD_GvNMEpsEBR8/view


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.

Anthony specializes in holistic family planning with focus on early career and family, retirement transition, tax preparation, and real estate investing. Having always wanted to help as many people as possible, Anthony became a Certified Financial Planner (CFP) helping his clients with financial literacy - regardless of their wealth. In this episode, Ben and Anthony discuss holistic life planning, expanding beyond finances to touch on mental, emotional, spiritual, and relational health. If you’re looking to live a more fulfilling life and develop the financial skills to do it, this is a great place to start!


Key Takeaways:
Financial planning involves more than just money. Good financial planning starts with holistic life planning.In what do you find meaning in life?Anthony’s “Examination of Conscience”.What types of people you want to surround yourself with, as a sort of board of directors, to give a balanced approach to life.How to adopt your own “rule of life”.

Mentions
🌐 Website: https://www.pioneerwealth.com/ 
👉🏼 Anthony: https://www.catholicfinancialplanners.com/members/anthonypioneerwealth-com/ 
📚 George Kinder: https://www.georgekinder.com/ 


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.

Phil joins us from Foundation Wealth Planning in Salina, Kansas. He’s also a member of the Catholic Financial Planner Network, integrating his faith with his financial practice. With 8 years experience at a large financial firm, Phil left to start his own practice about 2 years ago. One of his major focuses has been to help families and businesses break the paycheck to paycheck cycle by tackling debt obligations, living expenses, and saving for the future. 


In this episode, Ben and Phil discuss how to change your perspective on your finances, a variety of budgeting solutions, and how surprised you might be by your expenditures once you start budgeting. Phil highlights a few ways you can get the ball rolling, motivating you to keep going. If you’re wondering where your paycheck is going and want to learn how to get out of this cycle, this episode is for you.


Key Takeaways:
Take ownership and honestly consider your financial reality.Your situation isn’t always as bad as you might think - there’s a way out!The only way to know how much you’re spending is to track it.How keeping a budget can help you adjust to the rising cost of living.You need a plan for cutting expenses AND earning more money.How to use your resources to advance your financial goals.

Mentions
🌐 Website: https://www.foundationwealthplanning.com/ 
👉🏼 LinkedIn: https://www.linkedin.com/in/phil-francois1/ 
📚 Vertex 42: https://www.vertex42.com/ 
📚 EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar
📚 Monarch: https://www.monarchmoney.com/ 
📚 Tiller: https://www.tillerhq.com/ 
📚 YNAB: https://www.ynab.com/ 
📚 WalletWin: https://walletwin.com/ 
📚 Catholic Compass: https://compasscatholic.org/ 
📚 Catholic Financial Planners: https://www.catholicfinancialplanners.com/ 


More of Catholic Money Mastermind:
https://www.catholicfinancialplanners.com/


Catholic Money Mastermind Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Are you looking to hire an advisor? Browse our members.

Are you a Financial Advisor who is serious about the Catholic Faith? Join our network.