Central PA Real Estate Podcast with Dave Hooke

Dave Hooke

If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Real Estate Agents.

  1. 05/05/2022 · VIDEO

    How Bob and Tam Serve Our Community

    I speak with local business owners Bob and Tam of Serafin Family Dentistry. Today I’m pleased to be speaking with some of my favorite local business owners: Bob and Tam from Serafin Family Dentistry. If you don’t know about them, they aren’t like your typical dentist’s office. We’ll discuss their business, what they do for their community, and more. Let’s get into it!  So guys, can you remind everyone what you do at Serafin Family Dentistry? We’re a husband and wife dental practice and your friendly local dentists. We see everyone from little kids to seniors, and our goal is to comprehensively serve our patients.  You guys have been working with me for a while, and I couldn’t be happier with your service. What’s the No. 1 question you are asked by your customers? The most common question we receive is about how we participate with different insurances. We try our best to get our customers the benefits they need, but as insurances change over time, we’ve adapted by creating an in-house benefit program that makes it much easier to work directly with us. “Bob and Tam truly care about their customers’ needs. ” That’s awesome; I’m sure a lot of people will appreciate that. Looking forward to the next couple of years, what are you guys most excited about? We want to focus on prevention and teach our customers simple things they can do to prevent bigger issues down the road. Major dental problems can be painful and costly, so it’s better to nip things in the bud.  If someone hasn’t been to the dentist in a while, what’s the best way for them to reach you?  During office hours, the best way to get in contact with us is to give us a call at 717-243-3335. This way, a live person can talk through your concerns and answer your questions. However, you can always visit our website, serafinfamilydentistry.com, if you want to set up an appointment or have your questions answered.  Finally, I want to thank you guys both so much. My entire family, most of my real estate team, and a good chunk of our clients work with you, and we all feel how much you care about your customers’ needs. We all look forward to working with you in the future! If you have questions about anything real estate related, please call 717-216-0860 or email dave@davehooketeam.com. I look forward to hearing from you!

  2. 03/25/2022 · VIDEO

    Business Spotlight: Black’s Water Conditioning

    Spotlighting a great water quality business, Black’s Water Conditioning. In today’s Brand Ambassador video, I sat down with Jason Black of Black’s Water Conditioning to learn more about what services his business offers.  When it comes to issues of water quality, whether those be about hard water, iron levels, or the pH balance, Black’s Water Conditioning is the place to call. The most common issue that Black’s deals with here in the Cumberland Valley is hard water; they can provide water softeners to reduce the amount of soap, scum, and other residues that can build up in your pipes over time. Beyond that, they provide UV light tests to see if the water you’re consuming has harmful bacteria in it. That’s especially important if you’re using well water. “Black’s Water Conditioning is the company to call if you have issues with water quality.” Black’s Water Conditioning also offers free consultations where an expert can come out to your home and do tests to determine what issues are present and how to solve them. If the issue requires lab testing, they work with a couple of excellent facilities that can do the necessary tests to find out what’s happening. If you need water conditioning services or would like to schedule a consultation, give Black’s Water Conditioning a call at (717) 486-5033 or visit blackswater.com.  If you know of any local, family-owned businesses in Central Pennsylvania that deserve to shine under our business spotlight, don’t hesitate to give us a call at (717) 216-0860 or send us an email at dave@davehooketeam.com. We’d love to hear about them.

  3. 03/08/2022 · VIDEO

    What Sets the Tuckey Companies Apart?

    Shining my Business Spotlight on the Tuckey Companies and all they do. Today I’m so excited to sit down with Matt and Nathan Tuckey from the Tuckey Companies, a multigenerational, family-owned local business. They do many different things, so for today’s Business Spotlight, I thought it would be good to have a conversation with them to learn more about their services and how they’ve impacted the community. The Tuckey Companies is actually a family of three different companies: Tuckey Mechanical Services, Tuckey Restoration, and Tuckey Metal Fabrication. They all operate with a shared focus on serving their neighbors and neighborhoods and have done so since 1986. “Whether it’s commercial or residential, if you have an issue with your property, just give Tuckey a call.” They offer a wide scope of services, but they have deep roots in the construction industry. If it’s not something that they’re uniquely positioned to do, they can also act as a resource to connect you with someone who can. Whether it’s commercial or residential, if you have an issue with your property, just give Tuckey a call—I’ve found that 99% of the time, they can help in some way. Though the past year has been challenging, they’ve worked hard to assemble a locally-focused team that is proud to serve the south-central Pennsylvania area. In the coming year, they’re excited to implement some new back-end systems that will enhance their customers’ experiences by streamlining the clarity of their communication. Systems are something I’m passionate about—if you’re willing to invest resources, time, and money into great systems, you can enrich your client relationships and keep them better informed than you would otherwise. If you need to contact the Tuckey Companies, give them a call anytime at (717) 249-3733 or visit their website at www.Tuckey.com. As it’s almost springtime, it’s a great time to get your air conditioning units serviced; if you call them to schedule an appointment within the next few months and mention that you saw this video, you’ll be given 25% off your first preventative maintenance visit for 2022. As always, if you have questions for my team about anything real-estate related, please call us at 717-216-0860 or email at Dave@davehooketeam.com. We look forward to hearing from you.

  4. 02/28/2022 · VIDEO

    Tax Season 2022 Tips With Cohick & Associates

    This Brand Ambassador is the perfect guest for tax season. It’s tax season! If you’ve been stressing about filing your return on time or if there are any extra pandemic-related tax forms you need to fill out, I’m back once again to highlight another awesome Brand Ambassador who can help.  Today we’re with Chris Farrandas at Cohick & Associates to answer the No. 1 question he’s been hearing from his clients lately: “What do I need in regards to my stimulus or child tax credit so that my return is recorded properly?” “Cohick & Associates is one of the best organizations with which we work.” In the spring of 2021, there was a letter mailed out by the IRS with form 144c. That form would be super helpful to bring to your tax accountant this year to ensure your stimulus is recorded properly. Additionally, if you have children, there’s a letter called 6419, which would ensure the advanced child tax credit is calculated properly on your return. Cohick & Associates is a small accounting and tax office that handles bookkeeping, payroll, and tax services for individuals and small businesses. They’re excited to kick tax season off and make it through April 18 before a nice, relaxing summer. They’ve given us great tax advice, prepared our payroll, helped many of our clients, and are one of the best organizations that we work with. If you have any tax-related questions or needs they can assist with, don’t hesitate to reach out via phone at 717-249-5321 or on their website at cohickassociates.com. They would love to help. If you have any real estate-related questions for me, don’t hesitate to reach out via phone 717-216-0860 or email at Dave@DaveHookeTeam.com. I look forward to hearing from you soon.

  5. 02/11/2022 · VIDEO

    How To Tell Which Price Range Is Best for You

    Four things that can help you determine how much house you can afford. How much home can you afford? A lot of people ask us what their purchase price should be, and to answer that, you really have to go over four specific things: 1. Credit. Your credit will determine the interest rate that your lender gives you, and the interest rate determines your monthly payment. The first thing to do is talk to a trusted lender about your credit. 2. Down payment. If you have a lot of money saved up to put down, your loan will be smaller, which means you can afford more. If not, you’ll have to finance more, and it may affect your buying power. 3. Debt-to-income ratio. This is the amount of debt you have divided by your income. Your lender uses this to determine your affordability, and most of them will want to be below a 40% to 42% debt-to-income ratio. “Just because you’re approved up to a 42% debt-to-income ratio doesn’t mean you should take advantage of that.” That means that they want all of your debt plus your projected monthly mortgage payment to be less than 40% of your income. If it does exceed that point, they won’t approve you for a loan. Your pre-approval will be for a price that would put you at the 40% mark, but personally, I prefer to stay below that amount because it feels like it stretches people too far. 4. Payment and financial plan. Just because you’re approved up to a 42% debt-to-income ratio doesn’t mean you should take advantage of that. In the 80s, a lot of people said you should only go up to a 25% ratio so that you have more money to do what matters to you. That more expensive house might seem new and shiny for the first few months, but after that it just feels like more space to clean. If you have any questions about these four things or real estate in general, call us at (717) 216-0860 or email us at Dave@DaveHookeTeam.com. We would love to have a conversation and give you the guidance you need to make a great decision.

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Real Estate Agents.