Chat with Nat: Caregiving, Money, Finances, and Support for Caregivers

Natalie Kime
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Caring for aging parents or loved ones while managing your career, finances, and your own life can feel overwhelming, isolating, and financially stressful.  balancing work, and feeling overwhelmed by financial decisions, Chat With Nat is your trusted resource.  Chat with Nat, a caregiving podcast focused on caregiver support, financial planning for caregivers, and navigating the real-life challenges of balancing care, money, and well-being. Nat dives into the caregiving topics that matter most, caregiving strategies, emotional support, financial planning, budgeting tips, and real‑world solutions that help you care with confidence without sacrificing your own future. From practical episodes on how to pay for care, plan ahead financially, avoid burnout, and navigate family caregiving challenges, to honest conversations with experts, caregivers, and advocates — this show gives you the clarity, community, and tools you need to protect your money, your time, and your wellbeing. Whether you’re newly caring for a loved one or have been at it for years, Chat With Nat is here to help you care smarter, not harder. Hosted by Natalie (Nat), this show brings honest conversations and practical guidance to help you manage caregiver stress, avoid burnout, and feel more confident in both your caregiving role and your financial decisions. Each episode explores: Caregiver support and strategies for everyday challengesFinancial planning, money management, and the cost of caregivingCaregiver burnout, mental health, and setting boundariesBalancing caregiving with work, family, and personal lifeSupporting aging parents and navigating complex family dynamics Whether you’re a family caregiver, supporting an aging parent, or planning for the financial and emotional impact of care, you’ll find relatable stories, expert insights, and actionable advice you can actually use. If you’re looking for guidance on caregiving and finances, without the fluff, this podcast will help you feel supported, prepared, and less alone.

  1. 6D AGO

    The Identity Shift: Who You Become When Caregiving Changes Everything

    Tell Natalie what you love about this episode, text here! Caregiving changes more than your schedule. It changes your identity. In this deeply personal solo episode of Chat with Nat, Natalie opens up about the emotional, mental, and financial shifts that happen when caregiving becomes your daily reality. From managing medications and hospital equipment to grieving the freedom and spontaneity of life before caregiving, Natalie shares the truth so many caregivers quietly carry: I do not even recognize myself anymore. But she also reminds listeners that caregiving can create resilience, purpose, perspective, and strength unlike anything else. This episode is an honest conversation about grief, guilt, burnout, financial pressure, and the importance of protecting your own future while caring for someone you love. What you will hear: The identity shift caregivers experience and why no one prepares you for itHow caregiving changes relationships, routines, priorities, and freedomThe emotional reality of grief, resentment, exhaustion, and guiltWhy caregivers must still protect their financial future and emergency savingsHow caregiving builds resilience, patience, leadership, and emotional intelligenceThe importance of support groups, community, and being seen by others who understandWhy you are allowed to still have dreams, goals, joy, and personal growth while caregivingHow Natalie balances caregiving, business ownership, and prioritizing familyIf you are a caregiver, supporting a caregiver, or preparing for a future season of caregiving, this episode will help you feel less alone and more understood. This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    26 min

  2. MAY 6

    Are You Carrying the Full Weight of Caregiving Alone?

    Tell Natalie what you love about this episode, text here! In this episode of Chat With Nat, Natalie Kime speaks directly to unpaid caregivers carrying the full weight of caregiving without consistent support. Drawing from her own experience caring for her mother, Nat explores the emotional, financial, and physical toll of solo caregiving, including lost income and depleted savings. She offers practical advice on building support systems, creating structured routines, and embracing micro-breaks for self-care. Natalie validates caregivers' feelings of isolation while encouraging them to ask for help, accept small gestures of support, and protect their own well-being — because caregiving is love in action.  What you'll hear: Challenges faced by unpaid caregivers, including emotional, financial, and physical tolls.The lack of support systems and backup for caregivers.Financial impact of caregiving, including personal savings and lost income.The emotional weight and feelings of isolation experienced by caregivers.The concept of the "sandwich generation" and planning for long-term care costs.Importance of building support systems and asking for help.Strategies for organizing caregiving responsibilities, including documentation and routines.The necessity of self-care and taking micro-breaks for caregivers.Encouragement for caregivers to share their experiences and seek supportive communities.Reframing caregiving as an act of love while emphasizing the need for personal well-being.This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    31 min

  3. APR 29

    Loving Through the Slow Goodbye: Embracing Grief and Growth in Caregiving

    Tell Natalie what you love about this episode, text here! In this heartfelt episode of Chat with Nat: Conversations that Count, Natalie opens up about anticipatory grief—the experience of mourning a loved one while they're still alive. Drawing from her personal journey caring for her declining mother, Nat explores the emotional weight of caregiving, including guilt, identity shifts, and finding sacred moments amid heartbreak. She also emphasizes the critical importance of financial preparation, noting that caregivers spend an average of $17,000 annually out of pocket. Natalie reminds listeners that while money can't erase grief, removing financial stress allows caregivers to remain present and love well during life's hardest seasons. What you'll hear: Anticipatory grief and its emotional complexitiesPersonal experiences of caregiving and the impact on identityThe importance of financial preparation for caregiversCommon financial burdens faced by caregiversEmotional challenges such as guilt and anxiety in caregivingThe duality of grief and gratitude in caregiving situationsStrategies for finding meaning and connection during difficult timesThe rapid changes in a loved one's health and its effects on caregiversThe significance of being present and emotionally available while caregivingEncouragement and support for caregivers navigating similar experiencesThis podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    31 min

  4. APR 22

    Are You Financially Prepared for the True Cost of Caregiving?

    Tell Natalie what you love about this episode, text here! In this deeply personal episode of Chat With Nat, Natalie shares her five-month journey caring for her mother, revealing over $15,000 in out-of-pocket caregiving expenses — excluding lost income and emotional costs. From medical equipment to monthly supplies and respite care, Nat highlights how unprepared most families are for these financial realities. She emphasizes that traditional retirement planning is incomplete without caregiving strategies, advocating for liquid funds, income protection, long-term care planning, and living benefits. Natalie's message is clear: prepare while you're healthy, because caregiving doesn't wait. What you'll hear: Personal experience of caregiving and its financial impactSignificant out-of-pocket expenses associated with caregivingUnpreparedness of families for caregiving costsTypes of caregiving-related expenses (medical equipment, supplies, respite care)Physical, emotional, and mental toll of caregivingImportance of financial preparedness beyond retirement planningStrategies for financial preparedness (liquid access to funds, income protection, long-term care planning)Challenges of navigating caregiving while managing work and personal healthLimitations of traditional insurance and Medicare in covering caregiving costsEncouragement to review and adjust financial plans to include caregiving considerations This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    23 min

  5. APR 15

    Transitioning to Bedbound Care - The Decision No One Prepares You For

    Tell Natalie what you love about this episode, text here! In this episode of Chat with Nat, Nat shares her personal caregiving journey with her mother, who has vascular dementia and has rapidly declined over six months. She candidly discusses the emotional and practical challenges of transitioning from mobile to bed-bound care, reframing it not as giving up, but as an act of love. Nat offers practical advice on recognizing when care must evolve, navigating specialized equipment costs, and involving healthcare professionals. She closes with a heartfelt reminder that prioritizing safety, comfort, and kindness is the truest expression of love in caregiving. What you'll hear: Transitioning from caring for a mobile loved one to providing bed bound carePersonal caregiving experiences and challenges faced by the hostEmotional and practical difficulties of caregiving for someone with declining healthImportance of recognizing when to shift care approaches for safety and comfortPlanning for specialized equipment and home modifications for evolving care needsInvolvement of healthcare professionals in providing support and guidanceEmotional complexities, including guilt and fear, associated with the transition to bed bound careSigns indicating the need for a change in caregiving approachFinancial implications of caregiving, including costs of equipment and suppliesFinding meaning and connection in the caregiving journey, emphasizing kindness and presence This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    33 min

  6. APR 8

    The Real Costs of Caregiving: Navigating Emotional, Physical, and Financial Challenges with Nat and Steve Kent

    Tell Natalie what you love about this episode, text here! In this episode of Chat with Nat, Nat and guest Steve Kent tackle the often-overlooked topic of caregiving costs — financial, emotional, and physical. Steve shares his deeply personal journey caring for both parents, who spent their savings on long-term care, leaving little behind. Nat reflects on her own experience as a full-time caregiver for her parents. Together, they discuss why caregiving must be part of every financial plan, the importance of trusts, legal directives, and financial tools like life insurance with long-term care riders. Their message is clear: plan early, have honest conversations, and never navigate caregiving alone. The significance of incorporating caregiving into retirement and financial planning.The high costs associated with caregiving, including nursing home and in-home care expenses.Emotional challenges faced by caregivers, including guilt and decision-making stress.The prevalence of unpaid caregivers in the U.S. and the financial impact of caregiving on families.The importance of having open conversations about caregiving plans and preferences with aging parents.The role of legal documents, such as trusts and advance directives, in ensuring parents' wishes are honored.Financial tools available for long-term care planning, including life insurance with long-term care riders and annuities.The potential consequences of not having a caregiving plan, including Medicaid challenges and family conflicts.The reality of caregiver burnout and the need for support systems.The personal impact of caregiving experiences on financial planning and family relationships.This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    59 min

  7. APR 1

    How Can Caregivers Prioritize Their Health While Supporting Others?

    Tell Natalie what you love about this episode, text here! In this episode of Chat With Nat, Nat sits down with certified health and wellness coach Tess Cheng to explore the vital connection between health and wealth, particularly for caregivers. Tess, who holds a master's in clinical nutrition from NYU, shares her journey from growing up in Hong Kong with whole-food values to becoming a holistic wellness coach. Together, Nat and Tess discuss practical self-care strategies for caregivers, including hydration, breathwork, meal prep, sleep, and social connection, reminding listeners that self-care isn't selfish — it's essential for showing up fully for those who need you most. What you'll hear: Importance of health as a form of wealth for caregivers.Strategies for preventing burnout through sustainable habits.The significance of self-care for caregivers while supporting others.Tess Cheng's background in nutrition and wellness coaching.The role of whole foods and nutrition in health.The emotional challenges and identity shifts associated with caregiving.Practical tips for caregivers, including hydration, meal prep, and breathwork.The value of social connections and maintaining relationships for emotional support.The impact of sleep and stress management on overall well-being.Encouragement to start with small, manageable changes for better health.Reach out to Tess: https://glowithtess.com/ This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    41 min

  8. MAR 24

    Imposter Syndrome - It's Costing You More Than You Think | With Shelley Martinez

    Tell Natalie what you love about this episode, text here! In this episode of "Chat with Nat: Conversations That Count," Nat welcomes Shelley Martinez, a life coach and psychotherapist, to discuss imposter syndrome and its impact on confidence, finances, and decision-making—especially for high-achieving women. Shelley shares personal stories and practical strategies for overcoming self-doubt, emphasizing the importance of recognizing accomplishments and reframing negative beliefs. Together, they explore how imposter syndrome holds women back and offer actionable tips to build confidence, embrace success, and stop playing small. Listeners are encouraged to acknowledge their achievements and rewrite their internal narratives for lasting growth. What you'll hear: Definition and explanation of imposter syndromePrevalence of imposter syndrome among women, particularly high-achieving womenImpact of self-doubt on confidence, decision-making, and financial well-beingPersonal stories illustrating the effects of financial ignorance and self-doubtThe role of confirmation bias in reinforcing feelings of inadequacyDifferences between confidence and arrogance, and the importance of healthy humilityStrategies for overcoming imposter syndrome, including tracking successes and reframing thoughtsThe significance of soft skills and emotional intelligence in measuring competenceThe relationship between imposter syndrome and broader life areas, such as career growth and relationshipsThe importance of legacy and the impact of overcoming imposter syndrome on future generations.Shelley’s special offer :  The Imposter Breakthrough: 3 steps, with practical tools, to keep you from feeling like a fraud, and help you start believing in your own worth. subscribepage.io/aeOa5D This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future. Get my FREE Financial Check-up Guide Connect with me on: Facebook Instagram LinkedIn The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.

    58 min
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4.8
out of 5
21 Ratings

About

Caring for aging parents or loved ones while managing your career, finances, and your own life can feel overwhelming, isolating, and financially stressful.  balancing work, and feeling overwhelmed by financial decisions, Chat With Nat is your trusted resource.  Chat with Nat, a caregiving podcast focused on caregiver support, financial planning for caregivers, and navigating the real-life challenges of balancing care, money, and well-being. Nat dives into the caregiving topics that matter most, caregiving strategies, emotional support, financial planning, budgeting tips, and real‑world solutions that help you care with confidence without sacrificing your own future. From practical episodes on how to pay for care, plan ahead financially, avoid burnout, and navigate family caregiving challenges, to honest conversations with experts, caregivers, and advocates — this show gives you the clarity, community, and tools you need to protect your money, your time, and your wellbeing. Whether you’re newly caring for a loved one or have been at it for years, Chat With Nat is here to help you care smarter, not harder. Hosted by Natalie (Nat), this show brings honest conversations and practical guidance to help you manage caregiver stress, avoid burnout, and feel more confident in both your caregiving role and your financial decisions. Each episode explores: Caregiver support and strategies for everyday challengesFinancial planning, money management, and the cost of caregivingCaregiver burnout, mental health, and setting boundariesBalancing caregiving with work, family, and personal lifeSupporting aging parents and navigating complex family dynamics Whether you’re a family caregiver, supporting an aging parent, or planning for the financial and emotional impact of care, you’ll find relatable stories, expert insights, and actionable advice you can actually use. If you’re looking for guidance on caregiving and finances, without the fluff, this podcast will help you feel supported, prepared, and less alone.

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