Countdown to Retirement with Gregg MacInnis Gregg MacInnis

The so-called “4% Rule” on how much to take out of retirement accounts has been around for decades. But does it still hold true in this day and age of inflation, market volatility and life longevity uncertainty? In this episode of Countdown to Retirement, Gregg MacInnis explains how guaranteed income can help make sure your basic expenses in retirement are covered.

Do-it-yourself investing can be rewarding.  But sooner or later, it can fall prey to market volatility, speculation and emotion.  At GMac Family Financial, Greg MacInnis and his team aim to take out those factors out of the equation and lower your risk.  Joining Gregg on this episode of Countdown to Retirement is Tom Fincher, Director of Operations for WhiteStone Wealth Advisors.

Many who are just starting out in their retirement planning are shocked to discover that – beginning in their 70s – they will have to fork over a portion of their savings in pretax accounts to Uncle Sam.  It’s because the government wants its money!  In this episode of Countdown to Retirement, Gregg MacInnis explains how to lessen that hit and why the next year is very critical.

It’s a safe bet that neither presidential candidate this year will address the ‘Social Security Problem.’  Its trust fund is projected to go dry as early as 2035.  If Congress does nothing to fix it, benefits could be slashed up to 25%.  In this episode of Countdown to Retirement, Gregg MacInnis offers ways to protect your income in case that happens.

Pensions used to feed retirement incomes with a guaranteed monthly paycheck for life.  While many government employees still have pensions, they have nearly vanished for the rest of us.  Yet, retirement savers are expressing a desire to replace that check from their jobs.  In this episode of Countdown to Retirement, Gregg MacInnis explains how he can help you create your own “personal pension.”

Maybe you’ve noticed ads on some financial websites and magazines asking whether you’ve taken advantage of the $16,728 Social Security “bonus.”  Before you suffer the fear of “missing out,” Gregg MacInnis sets the record straight in this episode of Countdown to Retirement.  And he offers ways to maximize your Social Security benefits in ways you may not have thought about.