100 episodes

Bite-sized financial and retirement planning guidance from David Dickens in Kansas City. Dave Dickens is the President of KC Financial Advisors and is a Chartered Financial Analyst (CFA). He has more than 35 years of experience in the investment business.

Cover Your Assets KC Podcas‪t‬ David Dickens

    • Investing
    • 5.0 • 4 Ratings

Bite-sized financial and retirement planning guidance from David Dickens in Kansas City. Dave Dickens is the President of KC Financial Advisors and is a Chartered Financial Analyst (CFA). He has more than 35 years of experience in the investment business.

    Episode 114: Mailbag - Save Up for Rental Property or Pay Off House?

    Episode 114: Mailbag - Save Up for Rental Property or Pay Off House?

    This or that? Which is better? David answers three mailbag questions that ask what to do while trying to make wise investment decisions.
     
    Read more and get additional financial resources here: https://coveryourassetskc.com/episode-114-save-up-for-rental-property-or-pay-off-house/ 
     
    What we discuss on this episode: 
    0:26 - Feeling ready for spring?
    2:04 - Mailbag: Pay off the house or save for a rental investment property?
    10:28 - Mailbag: How many 401(k) funds should I have?
    17:29 - Mailbag: Should I use a robo-advisor tool to invest my HSA? 
    22:50 - What’s the most important thing to do financially when you’re young?

    • 26 min
    Episode 113: 5 Things to Know About Capital Gains

    Episode 113: 5 Things to Know About Capital Gains

    If you’ve ever invested, you’re at least familiar with capital gains, but do you understand how much they impact your future? Today we’ll tell you five things that you need to know about capital gains and how to account for them when investing.
     
    Read more and get additional financial resources here: https://coveryourassetskc.com/episode-113-5-things-to-know-about-capital-gains/ 
     
    What we discuss on this episode: 
    1:43 - What’s the difference between a short-term capital gain and a long-term capital gain?
    5:55 - Which one is better?
    6:22 - Does it change if you’re in a Roth IRA or traditional IRA?
    10:00 - What happens if you sell something at a loss?
    13:29 - What do you need to know about annuities? 

    • 17 min
    Episode 112: Types of Financial Risk to Watch Out For

    Episode 112: Types of Financial Risk to Watch Out For

    What risks might you encounter when it comes to your finances? How prepared are you for what may come? Find out more about the different types of risk and how to account for them in planning.
     
    Read more and get additional financial resources here: https://coveryourassetskc.com/episode-112-types-of-financial-risk-to-watch-out-for/ 
     
    What we discuss on this episode: 
    0:30 - Is David a risk-taker?
    1:59 - What are the different types of risk in finances?
    3:16 - Market risk
    7:47 - Interest rate risk
    12:10 - Inflation risk
    16:14 - Tax rate risk
    22:40 - Longevity risk 

    • 25 min
    Episode 111: The Story Behind GameStop Stock

    Episode 111: The Story Behind GameStop Stock

    What just happened with GameStop, causing a wild week on Wall Street? Today on the podcast, David gives an explanation of what GameStop is, why its stocks soared, and what we can learn from the situation.
     
    Read more and get additional financial resources here: https://coveryourassetskc.com/episode-111-the-story-behind-gamestop-stock/ 
     
    What we discuss on this episode: 
    0:29 - David shares what part of the country he’s visiting right now.
    2:29 - What lessons can be learned from GameStop?
    6:44 - What does Reddit and GameStop have to do with a short stock?
    10:18 - What made this become a big story in the news?
    14:54 - GameStop was only the beginning.
    18:47 - Were any of David’s clients impacted by that market volatility?

    • 24 min
    Episode 110: Financial Resolutions - Answering Your Questions

    Episode 110: Financial Resolutions - Answering Your Questions

    Have you started working on your financial resolutions yet? What kind of questions have delayed you from reaching your goals? Today we’ll provide answers to help you stay on track financially this year.  
     
    Read more and get additional financial resources here: https://coveryourassetskc.com/episode-110-financial-resolutions-answering-your-questions/ 
     
    What we discuss on this episode: 
    1:31 - Mailbag: How do I make a plan to address $30k in credit card debt?
    2:49 - What five steps will get you to where you want to be?
    12:24 - Mailbag: Should I be concerned about my retirement if my net worth didn’t grow last year?
    16:00 - Looking at the net worth statement gives you forward momentum.
    18:25 - Mailbag: Am I falling behind if I haven’t started saving for retirement at age 32?
    19:25 - What can you do if you don’t have a 401(k)?

    • 25 min
    Episode 109: SLY - Safety, Liquidity, and Yield

    Episode 109: SLY - Safety, Liquidity, and Yield

    Does your portfolio contain these three qualities? How can you create a balanced portfolio Today we’ll talk about some foundational principles that David’s business and financial security are built on.
     
    Show notes and additional financial resources: https://coveryourassetskc.com/episode-109-sly-safety-liquidity-and-yield/ 
     
    What we discuss on this episode: 
    0:41 - What are the three qualities of money?
    2:16 - What qualities do you want in a portfolio?
    3:26 - Why can’t I have all three qualities at once?
    6:27 - What’s a balanced portfolio look like?
    9:22 - What types of annuities could be considered?
    11:17 - What qualities does real estate have?
    14:34 - How does David help clients find the right balance?

    • 19 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

birdie0047 ,

No-nonsense financial straight talk!

This is a fantastic podcast that cuts through the nonsense to give clear explanation and analysis of complex financial topics that every day people encounter. David Dickens also gives great anecdotes that are helpful in thinking about my own financial situation in a more practical sense. These topics can be so confusing but David explains them in a very clear and helpful way. He is truly an expert! Great podcast, you won’t regret subscribing!

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