Your Credit Coach Kristi will share with you her years of experience in analyzing credit reports and share with you thoughts, tips, and knowledge on how to optimize your credit score and maximize your credit understanding. Listen to the guidance of someone who has deep insight into the world of credit and credit scores. Visit creditkristi.com
or email email@example.com
What can I negotiate on my Credit Card?
Did you know there are certain things you can negotiate on your credit card terms? From the date your bill is due to be paid to your APR, there are several things you can control when it comes to your credit card.
Listen in to learn some tips and pointers from your credit coach.
@Credit Kristi on all social media platforms
Changes to Credit Reports for Mortgage Loan Approval
Big changes coming into the arena for credit profiles when it comes to what is reported and HOW it is viewed with the scoring model. If you are working towards becoming a homeowner in the near future, listen in! In less than 5 minutes, you will learn 2 major changes taking place right now in the mortgage world when it comes to viewing credit.
What is Ultra FICO?
Have you heard of Ultra FICO? It's in a "pilot" phase right now but is taking an interesting twist to create a credit score for you if you have no credit or very little credit reflecting on your credit profile. With an estimated 53 million Americans that don't have enough credit established to generate an accurate credit score, this could benefit them. Are lenders accepting this Ultra FICO score? And what do you have to do to be part of it? Listen in as your Credit Coach, Credit Kristi shares some information about this program.
What About Credit Repair Companies?
I am asked about credit repair companies quite often. In full disclosure, I haven't personally worked with them. I just know that MOST credit reports I see don't require hiring a credit repair company. In most cases, it's a matter of paying off or making right some past wrongs, getting on time payments and current debts reflecting on your report and cleaning up some inaccuracies that might appear. It's a HUGE industry making a ton of money so listen it to see if credit repair is something you need to pay for. You might be able to correct and improve some things on your own.
5 Things I Wish I Knew Earlier In My Life
Being in my 40s, I can tell you some lessons we have to learn the hard way, and some we CHOOSE to learn the hard way because we just don't always listen to those wiser and more experienced. I wish I had someone teaching me and guiding me financially and with my credit decisions so it didn't take me years to bail out of my poor money choices.
Listen in as you credit coach discusses 5 things she wished she learned earlier in life. Maybe you can avoid a lesson learned the hard way!
Interview with a Bankruptcy Attorney- Shawn Yesner of Crushing Debt Podcast
Shawn Yesner is an attorney in the Tampa Bay area specializing in Bankruptcy and Foreclosure Law. Tune in as I ask Shawn some questions regarding how much debt should you be in to consider a bankruptcy, what about student loans, your home, and even IRS debt? He covers that! And check out his podcast called Crushing Debt and his website, Yesnerlaw.com.
Contact Kristi at firstname.lastname@example.org
This is an awesome show!
Always amazing content and the host is an incredible person!
Most Knowledgable Real Estate Financing Professional
Kristi you have always been the most knowledgable real estate financing professional I have ever met. You first helped out my family in 2006 when I was deployed and my wife was one of a couple hundred teachers that temporarily lost their positions in our county. You were able to help us when nobody else could. Thank you. Now as a real estate sales professional I have been sharing your content and learning from you every post, video, and podcast. Thank You again.
Credit Coaching by Kristi
I work in the world of finance where I help clients achieve their goals. This podcast has been a key reference and referral for me to my clients for several reasons. Kristi makes complex subjects easy and simple to understand. She helps breakdown not only what to look for, but also why so listeners can apply it to their life. These podcasts are an easy listen, and this is a MUST for anyone to listen who’s trying to gain more knowledge in their financial picture. I refer this podcast to clients through all walks of life, and it has been a value add and a beneficial resource to anyone who’s listened.