Credit is always a hot topic here in the United States! It has ruled over us, and honestly we need to start thinking differently about it. Look if you're not good with your finances, put the credit down. If you don't like paying people back, you definitely do not need a credit card. Here are a few of my thoughts about credit-use it or not; it will cost you! There are ways to leverage your personal credit; however, so many people need help with basic finances. WE need to budget, avoid spending emotionally, and establishing our emergency funds!
It's a credit thang babbbyyy! Let's talk about it and be about it!
What do you choose? Credit or cash? or dare I say both (aren't you a risk taker! lol)!
Let's talk about it: what are your thoughts?
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