The critical importance of credit in real estate cannot be overestimated. It is literally the lever that keeps people investing, constructing, buying, rehabbing and selling. But what happens when things in the market aren’t so good? The whole nation has been there before in 2008. Jason Bible himself incurred a whopping loss during Hurricane Harvey in 2017. What we are seeing now during COVID-19 is – whether you like the word or not – unprecedented. Conversing with co-host Robert Orfino in this episode, Jason notes now private money lenders are reporting high percentages of nonperforming loans and defaults waiting to happen. They discuss the several factors that may be causing this slew of credit problems in the real estate world during this time of crisis. The commercial loan world is changing right before our eyes. This conversation might help you make some sense out of it.