299 episodes

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

Debt Free in 30 Doug Hoyes

    • Investing
    • 4.1, 41 Ratings

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

    304 – Debt and Reasons for Optimism

    304 – Debt and Reasons for Optimism

    There are obvious reasons for pessimism, but there are a lot of reasons to be optimistic. On today's podcast, Doug and Ted share social and economics reasons for why we should be optimistic about the future and explain how we can use this new reality to our advantage. Lots of great thought-provoking commentary on this episode, so tune in!

    • 30 min
    303 – Savings, Debt & Modern Monetary Theory with Hilliard MacBeth

    303 – Savings, Debt & Modern Monetary Theory with Hilliard MacBeth

    We have record unemployment, and yet our savings rate is increasing. How is that possible? On today's podcast, our guest is author and financial analyst, Hilliard MacBeth, who provides insight on how the savings rate is calculated, and whether increased savings mean Canadians are curbing their appetite for debt. We also discuss what to expect with the real estate market and deflation, and we talk about Modern Monetary Theory and whether we should really worry about national deficits.

    • 41 min
    302 – Debt Traps of Buying a Business

    302 – Debt Traps of Buying a Business

    Many people decide to buy a business either because they are frustrated with working for someone else and they wanted to go out on their own, or maybe the owner of their company wanted to retire. While there are benefits to small business ownership, how do you avoid the debt traps? On today's show David Barnett, a business broker and adviser, shares practical advice to help you think through the costs of purchasing a business and provides insight into how transactions are doing amid the pandemic.

    • 39 min
    301 – Managing Financial Transitions with Victoria Ryce

    301 – Managing Financial Transitions with Victoria Ryce

    After a three year absence (she was a guest on episodes 131 and 133), Victoria Ryce is back on the show, and today we discuss transitions, like having a child, getting married (or separated), and starting or completing a consumer proposal or bankruptcy.
    In a crises we tend to freeze up; Victoria has lots of practical advice on how to make a plan to manage transitions, and what to do if you have an unplanned transition.

    • 35 min
    300 – Can You Create Your Own Reality?

    300 – Can You Create Your Own Reality?

    This is episode #300, so for something completely different, today we discuss whether or not you can create your own reality.
    That would appear to be a silly thought; if I hit my thumb with a hammer, I can't create a reality where my thumb doesn't hurt. That makes logical sense, but it is also true that how we see the world determines how we respond to it, so in that sense we can create our own reality.
    There is of course a lot more to it than that, as we discuss on today's show. Enjoy!

    • 26 min
    299 – The True Cost of Debt Deferrals

    299 – The True Cost of Debt Deferrals

    With many Canadians facing a cash crunch during the COVID-19 lockdown, a quick-fix solution has been to defer debt payments, but that may increase the carrying cost of that debt. On today's podcast we explain how much more expensive a mortgage, car loan, and credit card can get if you defer payments and offer practical advice to avoid getting overwhelmed by debt. We also remind listeners of the tax implications of the Canada Emergency Response Benefit (CERB).
    Enjoy!

    • 22 min

Customer Reviews

4.1 out of 5
41 Ratings

41 Ratings

Katie Joy B. ,

Money Magic

Doug and his wide variety of knowledgeable guests are making financial management viable! The great advice they provide, combined with the relatable way in which they deliver it had me hooked from the very first listen. Thanks for putting out such a stellar show Doug - keep up the great work!

Wbfrog1 ,

Disagree

Once I got self control and took a class Financial Peace University (FPU) I have a budget and already paid odd credit card debt and working on student loan and you can live debt freedom and not with car payment how do you do this change and learn something new and plan for wealth and not the credit score🐝

J. Barshop ,

Awesome show, highly recommend!

Doug and his guests provide some incredibly actionable and compelling content on how to manage and invest your finances more thoughtfully.

Highly recommend listening and subscribing to Debt Free in 30 if you want the knowledge AND mindsets build an all-around healthier relationship with your money (and inch closer towards financial freedom as a result)!

Top Podcasts In Investing

Listeners Also Subscribed To