23 episodes

Debt-Proof Living with Mary Hunt—it’s all about life, money, and how to live well and thrive below your means. Join Mary as she uses her own life experiences, warmth, and humor to show you the way out of debt and into a financial life of joy and peace. Debt-proof living, it’s like giving yourself a raise!

Debt-Proof Living with Mary Hunt Mary Hunt

    • Self-Improvement
    • 4.8 • 19 Ratings

Debt-Proof Living with Mary Hunt—it’s all about life, money, and how to live well and thrive below your means. Join Mary as she uses her own life experiences, warmth, and humor to show you the way out of debt and into a financial life of joy and peace. Debt-proof living, it’s like giving yourself a raise!

    EP:22 The $45 Million Medical Debt

    EP:22 The $45 Million Medical Debt

    EP:22 The $45 Million Medical Debt with Victor Martinez
    Welcome to Debt-Proof Living with Mary Hunt. Today's episode is brought to you by Mvelopes. That's M, like Mary, v-e-l-o-p-e-s. Mvelopes uses the tried and true envelope budget system. All in one easy app. Give every dollar a purpose. Mvelopes.com.  And now, here's Mary. 
     
    Mary Hunt: [00:00:28] Hi, and welcome to another episode of Debt-Proof Living.
    I am so happy that you joined me again today, and guess what we're going to talk about? Debt. Yeah, that's really what we talk about a lot. How to get out of debt, how to stay out of debt and live a life where you are not bound by all of the trappings that happen so we get into debt. So, um, many of you have, have read Debt-Proof Living.
    You've been with me for many, many years. So I just want to do a little bit of a review talking about debt and what it does to our lives. You know, basically it takes away our options and the deeper in debt we become, the fewer options we have. That's really, really scary, but the good news is that you can get out of debt.
    You know, my story, you know, that I got out of an awful lot of debt. I am,  I'm just so struck by the fact that these days debt is so easy to get into, and I'm not talking about emergency kinds of debt. I'm talking about credit card debt, you know, I just don't have the money today. I'm sure I'll have it next week. So I'll just put it on a credit card.
    That's probably the most, most dangerous because it's so easy to get into. Society has, our culture has really put a stamp of approval on it. But then there's other kinds of debt. There's a student loans, student loan debt, which has become very, very popular. And, and then there's, you know, buying a new home and then you've got the home debt and then you've got all kinds of things.
    You know, I hear from people all the time who are having trouble paying their property taxes. So they put that on payment and then they put their, their, uh, federal income taxes that they owe on payments. Cause they just don't have haven't and pretty soon it just, it builds.
    It's crazy how debt can take over our lives. And for a lot of people, when they're in this kind of situation, there's things called medical emergencies. That's what we're going to talk about today is medical debt. How does that affect their lives? You know, statistically, I can tell you this. If you look it up, if you Google it, you're going to find out that medical debt is the leading cause of bankruptcy in our country.
    Well, you can kind of figure that out because if people are already in debt, boy, getting hit with a big 30, $40,000 medical debt, and really be the straw that tips over and puts you into that horrible, horrible situation of, of bankruptcy having to make those kinds of choices. Um, one estimate is that more than one in four Americans have trouble paying a recent medical bill.
    I can understand that. Um, And, and sometimes those medical bills get pushed because not paying them is not going to give you a consequence as great is not paying your rent or not paying your car payment. And some research says 32% of American workers have medical debt. And over half have defaulted on it. That's not good for a medical industry in this country to having people default and having to go through all of that kind of thing.
    So the last stats statistic I'm going to tell you is that among Americans with medical debt, 15% owed $10,000 or more. That is a huge heavy, heavy burden. I've got the most exciting news to tell you about a great, great story. I read about this in the paper. I did, and it hit the news big time and the headline was a church, a church paid off medical debt of many of their parishoners.
    It hit, it hit every news station and it was just fantastic. I read about it and I was so,  I was so excited because I wanted to know more, you know, al

    • 31 min
    EP:21 The $5 Dollar Diner Mom, Erin Chase

    EP:21 The $5 Dollar Diner Mom, Erin Chase

    EP:21 The $5 Dollar Dinner Mom, guest Erin Chase
    Julie Emerson: [00:00:00] Welcome to Debt-Proof Living with Mary Hunt. Today's episode is brought to you by Mvelopes.  That's M, like Mary, v-e-l-o-p-e-s. Mvelopes uses the tried and true envelope budget system all in one easy app. Give every dollar a purpose! Mvelopes.com. And now, Here's Mary! 
     
    Mary Hunt: [00:00:27]Hello, Everybody! I'm so happy  you're with me today. This is Debt-Proof Living with Mary Hunt. And this is very, very exciting because guess what? We have a guest . I'm so thrilled that Erin Chase is the $5 dinner mom is going to join us today. Welcome Erin! 
     
    Erin Chase: [00:00:47]Hello. Thank you for having me. I'm so excited to chat today.
     
    Mary Hunt: [00:00:53]This is great. I have followed you for so long. You won't believe it. But first I want to, I want to let my readers, my listeners know more about  Erin.  Erin Chase, she's known as the $5 Dinner Mom is -  I know, nobody can believe it. We're going to have to get into that with her. She says that she has a little problem. She cannot make a meal that costs more than $5. Even if she tries her brain just will no longer allow it. Through her websites and classes, $5dinners.com, $5mealplan, Grocery Budget Makeover, My Freeze Easy, My Efficient Kitchen, Electric Pressure Cooking 101. Erin now is on a mission to help us spend a whole lot less of our hard earned money on groceries. Erin is a Texas native graduate of Texas Christian University. You know, the TCU Horned Frogs. A few short months after graduation, she found herself-Whoa- in the Dominican Republic as a missionary and a high school teacher. She learned all she needed to know about meal planning and grocery shopping on a budget. All in a third world country using foreign currency.
    Back in the late summer of 2008, Aaron began couponing loving the challenge of coming up with meals that costs under $5, $5 for the entire meal. That's just not per person. And one night as she was cleaning up the dishes from dinner, she thought of this phrase $5 dinners. The first website was born. Now she and her husband and their four boys live in Texas.
    And when she's not couponing, grocery shopping or blogging. Erin enjoys date nights, training for and running half marathons, hanging out outside, reading and hanging out with her girlfriends. I'm so happy you're here, Erin. I can't wait to learn more. First. I have a little story to tell. I was sitting at my computer.
    I can almost tell you about the year. I'm not gonna, I might be a little bit off. But I was getting a lot of email, a lot of things popping up and there was this [00:03:00] TV chef named Rachel Ray, who popped up on my screen. I don't know why, but she had a guest on her show. And it was this amazing woman. Young girl actually looks just not the same as you look today.
    Exactly. She had her on her show and it was just the most amazing thing that she was confident that she could make dinners for $5, not just per person. And you blew Rachel Ray and her audience away. Now tell me, had you been doing this for a long time or was this kind of new for you? 
     
    Erin Chase: [00:03:40]Well, when I, first of all, I love that you caught that segment. They- I've been on Rachel's show twice. And the first time was in April of 2009 and I started $5 dinners in August of 2008. So it wasn't that long after. And they featured me in that first segment in a People Who Were Saving Money Across America. It was just, you know, random people. I just happened to have a blog that went with it and really how I ended up there is I just, she and, Whoopi Goldberg was a guest on her show. We're talking, you know, around the same time I started the blog, they were talking about, like a fat tax ,or something like that. Like insurance companies were going to charge people if they didn't lose weight. And like, this w

    • 29 min
    EP:20 Giving Away My Age with Seedtime's Bob Lotich

    EP:20 Giving Away My Age with Seedtime's Bob Lotich

    EP:20 Giving Away My Age with guest Bob Lotich, Seedtime.com
    Welcome to Debt-Proof Living with Mary Hunt. Today's episode is brought to you by Mvelopes.  That's M, like Mary, v-e-l-o-p-e-s. Mvelopes uses the tried and true envelope budget system all in one easy app. Give every dollar a purpose! Mvelopes.com. And now, Here's Mary! 
     
    Mary Hunt: [00:00:32] Everyone. I'm so happy to have you back with me on this episode of Debt Proof Living. And boy, am I excited! This is a first for us. We're new to this business anyway, but this is an absolute first. We're having an interview! I have invited a guy that I have known of and spoken with, not met face to face yet.
    Perhaps that'll happen someday soon, but I have followed Bob Lotich on his blogs now for several years, lots of years. And I gotta tell you this guy's got it all together. I love what Bob teaches. He, he comes at personal finance and money management from a Biblical viewpoint. Now I'm not saying that this is a church service or a Bible study necessarily, but I'm telling you Bob 
    and I share so many values because we are both followers of Jesus Christ. And if that cannot help, but to color our lives and the way that we handle everything, the way that we manage our money. And the way that we teach. So I am thrilled to death to have Bob with us today. Now, let me tell you a little bit about him.
    He is a certified educator in personal finance. That means he gets to put at the end of his name, CEPF and he started a blog called SeedTime. it was originally called Christian Personal Finance or ChristianPF is probably the way you might remember it way back in 2007. That was not that long ago because I started way back in 1997 online.
    So. We go back a long time. But anyway, his passion is to help fellow believers like me and like many of you to learn how to manage your money wisely., His personal mission and the mission of his blog Seedtime, is to make, save, grow and give money to benefit others. Isn't that awesome? I love that. Make, save, grow and give. After all says Bob, life, isn't about the accumulation of things, but it's about how much we can make a difference in this world by giving.
    And I gotta put my parentheses in here. We are certainly in a time right now during this global disruption, our lives have been so disrupted. what better time then we can look at the whole world to find ways that we can help and give and serve. In 2017 SeedTime donated 36% of all e-course sales to Feed My Starving Children, which has provided 79,000 meals to hungry kids around the world.
    That is  just amazing. Amazing. Once Bob realized that by paying off his debt, he could fund God's kingdom  instead of paying interest to banks, it provided a deeper level of motivation for him and his wife to get out of debt. That sealed the deal. Bob and Linda spent the next couple of years paying off their $46,000 of debt in their first years of marriage.
    Bob also has a passion for helping entrepreneurs, get their business ideas off the ground. And he's written two fabulous books, helping bloggers and want-to-be-bloggers build and grow their blogs. 
    So if you have that in your mind, you really, really need to check out Bob Lotich.  Anyway, when Bob isn't working, he is likely hanging out with his wife, Linda, their kids, Alden, Valerie, and Oliver.
    Working on his garden. Eating some artisanal dark chocolate .Playing his guitar or riding his motorcycle. And sometimes, you ready? All at the same time!  Now I have to see a picture of this. And so without any further hesitation or delay welcome, Bob!
     
    Bob Lotich: [00:04:13] Mary, thank you so much. It is an honor to be here. It's an honor to be speaking with you.
    You've been a role model and a mentor for many, many years, and I'm just thrilled to be able to chat. 
     
    Mary Hunt: [00:04:24] we're so happy to have you here. Bob, ther

    • 34 min
    EP:19 How to Take Control of Your Money, Part 8

    EP:19 How to Take Control of Your Money, Part 8

    Please take our very short survey! http://survey.libsyn.com/debtproofliving

    Welcome to Debt-Proof Living with Mary Hunt. Today's episode is brought to you by Mvelopes. That's M, like Mary, V E L O P E S. Mvelopes uses the tried and true envelope budget system. All in one easy app. Give every dollar a purpose. Mvelopes.com.  And now here's Mary. 
    Debt-Proof Living with Mary Hunt was created and hosted by, Mary Hunt. Produced by Julie Emerson, with Harold Hunt, Executive Producer.
    Save time. Save money. Every Day.  Make it easy on yourself! Become part of the community and subscribe for free at www.everydaycheapskate.com. That's where you will find all the ways you can follow Mary, Everyday Cheapskate, and Debt-Proof Living.
    Thanks for listening! 
    Everyday Cheapskate participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon affiliated sites.
    There are affiliate links in this post. If you click through and make a purchase, we may receive a small commission at no additional cost to you. Thanks! Read more here.https://www.everydaycheapskate.com/?p=17323

    • 21 min
    EP:17 How to Take Control of Your Money, Part 7

    EP:17 How to Take Control of Your Money, Part 7

    Please take our very short survey! http://survey.libsyn.com/debtproofliving

    Debt-Proof Living with Mary Hunt was created and hosted by, Mary Hunt. Produced by Julie Emerson, with Harold Hunt, Executive Producer.
    Save time. Save money. Every Day.  Make it easy on yourself! Become part of the community and subscribe for free at www.everydaycheapskate.com. That's where you will find all the ways you can follow Mary, Everyday Cheapskate, and Debt-Proof Living.
    Thanks for listening! 
    Everyday Cheapskate participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon affiliated sites.
    There are affiliate links in this post. If you click through and make a purchase, we may receive a small commission at no additional cost to you. Thanks! Read more here.https://www.everydaycheapskate.com/?p=17323

    • 26 min
    EP:17 How to Take Control of Your Money, Part 6

    EP:17 How to Take Control of Your Money, Part 6

    Please take our very short survey! http://survey.libsyn.com/debtproofliving

    Welcome to Debt-Proof Living with Mary Hunt. Today's episode is brought to you by Mvelopes. That's M, like Mary, V E L O P E S. Mvelopes uses the tried and true envelope budget system. All in one easy app. Give every dollar a purpose. Mvelopes.com.  And now here's Mary. 
    Debt-Proof Living with Mary Hunt was created and hosted by, Mary Hunt. Produced by Julie Emerson, with Harold Hunt, Executive Producer.
    Save time. Save money. Every Day.  Make it easy on yourself! Become part of the community and subscribe for free at www.everydaycheapskate.com. That's where you will find all the ways you can follow Mary, Everyday Cheapskate, and Debt-Proof Living.
    Thanks for listening! 
    Everyday Cheapskate participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon affiliated sites.
    There are affiliate links in this post. If you click through and make a purchase, we may receive a small commission at no additional cost to you. Thanks! Read more here.https://www.everydaycheapskate.com/?p=17323

    • 31 min

Customer Reviews

4.8 out of 5
19 Ratings

19 Ratings

Ruce Ross ,

An incredible resource

Mary is an incredible asset to the financial literacy community. She is on trend, on topic, and a spiritual power that brings and shines a refreshing light onto the topic. Love this podcast!

N@@90 ,

Wanted to love it

The information can be useful but listening to her voice is grating. Her tempo is off and she comes across as fake and geriatric. Her website is great for finding many resources. Her calculation of being a millionaire by adding up your wages over a lifetime is feeble minded at best so I would look for financial help elsewhere. She’s good for diy and household hints.

JustCFS20 ,

Follower from way back

I've been following Mary Hunt for years and look forward to upcoming podcast episodes!

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