Deerwood Realty and Friends Deerwood Realty

In this episode, John Schink of Deerwood Realty explores the difficult decision many Americans face: taking hardship withdrawals from their 401(k) plans to avoid foreclosure or letting the bank take the house. Despite a strong economy, many are financially stressed due to high housing costs and rising interest rates. We analyze the implications of these choices on long-term financial health and the broader economy.
#RetirementCrisis
#HousingMarket
#FinancialPlanning
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Join John Schink of Deerwood Realty as he explores innovative mortgage solutions designed to stabilize homeownership and the economy. Delve into the benefits of Lower-Only Adjustable-Rate Mortgages (LO-ARMs) and Ratchet Mortgages, which offer automatic rate reductions without the risk of increased payments. Discover how these mortgage types can prevent negative equity traps, reduce refinancing costs, and provide financial relief during economic downturns. Learn about their potential impact on homeowners, lenders, and the broader housing market in this comprehensive episode.
Continue reading The Lower Only Adjustable Rate Mortgage, What in the World? at .

In this episode of Deerwood Realty, John explores the “housing market lock-in effect” and its far-reaching impacts on both current homeowners and aspiring buyers. According to Bank of America economists, the housing market will remain “stuck” until at least 2026, with home affordability unlikely to improve without a recession. We’ll delve into the factors driving this phenomenon, from the pandemic-driven surge in housing demand to the ongoing challenges of high mortgage rates. Join us for a comprehensive analysis and practical advice for navigating these unprecedented times in real estate.
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In this episode, John Schink of Deerwood Realty breaks down the fascinating 22-year history of real estate investor activity. From the early 2000s credit boom to the rise of Airbnb and iBuyers, discover the major shifts and trends that have shaped today’s market. Learn how institutional investors, small landlords, and emerging technologies have influenced home sales and rental markets. Stay informed with our expert analysis and insights on navigating current real estate trends. Credit to authors John Burns and Josh Kirby for their in-depth analysis.
Continue reading The Different Waves of the single family “home investor” ? at .

In this episode, John examines the latest report on pending home sales, which have plummeted to their lowest level since 2021. We’ll analyze the factors driving this decline, its implications for buyers and sellers, and what to expect in the housing market moving forward. Join us for an in-depth discussion on current trends and strategic advice to navigate these challenging times.
#PendingHomeSales #HousingMarket #RealEstateTrends
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In this episode of the Deerwood Realty Show, John dives into a recent Twitter exchange with a self-proclaimed housing crisis “guru.” The guru accused John of lying about receiving multiple offers on his last listing, using misleading national charts to back his claim. John discusses his confusion about how to prove he had the offers when the guru was simply looking to spread doom and gloom for profit. This episode highlights the importance of not falling for the so-called expertise of internet gurus who don’t understand every local real estate market in the United States.
Continue reading Gurus vs Reality … When Internet Experts Get It WRONG! at .