Fintech Garden

Embedded Finance and African Inclusion with Rajesh Savji Parmar – Fintech Garden Episode 125

Africa is home to half the world’s mobile money accounts—yet faces massive gaps in banking, infrastructure, and financial inclusion. In this episode, Igor Tomych speaks with Rajesh Savji Parmar, founder of Indelible, about how fintech is evolving on the continent. You’ll hear about: *How M-Pesa sparked Africa’s fintech revolution. *Why telcos like MTN MOMO are ahead of banks in payments. *The shift from remittances and crowdfunding to embedded finance. *Indelible’s Pay2Nature embeds micro-donations into everyday payments. *The Role of Central Banks, Regulation, and Partnerships in Scaling Fintech. *Why biodiversity and sustainability are the next frontier for fintech founders. 📚 Book Recommendations: The Sixth Extinction (Elizabeth Kolbert) & Intelligent Money (Chris Skinner). 👉 Whether you’re curious about African fintech, embedded finance, or impact investing, this episode is packed with insights from someone who has built businesses across the continent for nearly two decades.