Empowering Women Podcast S2: Kenyatta Browne, Bank Manager talks Personal Finances 101 The Empowering Women Podcast

Episode 6 (Season 2) of the Empowering Women Podcast
GUEST: Kenyatta Browne -- Bank Manager (and Actress and Mother) shares the scoop on Personal Finances 101
 
BIO: Kenyatta Browne holds a BS in Communications and an MBA. She describes her career this way: "Banking isn’t boring. This career is a unique space to change the course of someone’s life. I walk into work ready to make a difference daily. I believe this mindset has been the key to my success in an industry that has gotten a lot of negative press. My communications and education background plays a huge role as well. "
 
Notable Podcast Episode Quotes:
“We have to be smart borrowers as professional women, we have to be strong savers as professional women, and we have to be masters at managing our money”
“It’s not about business. It’s about being able to help each other find success financially.”
“You should not buy those shoes, girl, you gotta find them on clearance!”
“A strong saver knows how much 6-months of expenses are, and that’s how much they have in their savings account.”
“Take three months of your last statements and categorize your spending. And then create a spending plan, not a budget because budget is a curse word. But a spending plan, so that you’re able to be mindful about your spending. Being present when you’re using your debit card [for example].”
“Let me just use myself as an example, because as much as I tell people this, I [too] am a victim of spending in the sense that I had a serious *serious relationship with Starbucks. To the point where in my mind, I justified that my coffee being $10 per cup was OK. I decided for a month not to drink Starbucks. And what I was able to save in that month blew me away. It was really putting my money where my mouth was. But you have to be able to sit down, look at those things, and test yourself, and see which one makes you feel better. For me, I make my own coffee at home, it doesn’t taste as good, but it has the same effect - I stay up all day. AND I’m able to save money.”
“Being a master at managing money is seeing where you can make changes, seeing where you can make little sacrifices so that you can live better at the end of the month…”
“A lot of times what we do is for other people instead of ourselves. And I think that plays a lot into the purchases that we make… A lot of this becomes introspective into - why do I spend the way that I spend? And why do I make the financial decisions that I make. And that’s a personal journey that we all take.”
“It’s tricking yourself into giving yourself money as opposed to giving it to someone else to profit on.” 
“I’m a big believer in writing that [goal] down and putting it out there because if you’re putting money into your 401k and you have no picture of what and when you want to retire and where you want to retire to, and all of those things… those things you should have pictures in your mind of what that looks like.”