3 min

How We Saved A Homeowner $1,930 a Month‪!‬ The HartBeat Show Podcast

    • Society & Culture

Yes we did! We were able to use the equity in their home to pay off credit cards and current mortgage to save them $1,930 a month!  Let me say it again ……. $1,930 a month in savings! That is life changing!   

This is called a cash out refinance and many people are looking towards this to pay off their credit cards and/or installments loans. We closed several last month that saved people hundreds of dollars a month.  Many of the homeowners in Florida have seen their equity in their homes increase dramatically over the last 12 months so this may be an option for you or someone you know.   

If you want to explore paying off your credit cards then let us know. I have an entire team that is here to help you or someone you know. 

Mortgage rates have also dipped so you can also look into shortening the term of the mortgage if you want.  

Have a rate day!  

P.S. Full disclosure. I have a conversation with every borrower in this situation and explain to them about changing their spending habits that got them to this point. It does no good long term, if we pay off credit cards using the equity in their home and they are right back where they started 12 months later. Have to change those habits!   



I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!

· Apply for a mortgage now at https://timhart.floify.com/apply-now

· TEXT “APPLY” to 239-437-4278

· Call me or text me 239-910-5668

· Talk to my team were here to help! 239-437-4278

· Check out my website www.TimHartJr.com

Connect with me on Social Media

YouTube - http://bit.ly/2Ourk8c

Instagram - https://www.instagram.com/timhart453/?hl=en

Facebook - https://www.facebook.com/TimHartJr

LinkedIn - https://www.linkedin.com/in/timhartjr/

Yes we did! We were able to use the equity in their home to pay off credit cards and current mortgage to save them $1,930 a month!  Let me say it again ……. $1,930 a month in savings! That is life changing!   

This is called a cash out refinance and many people are looking towards this to pay off their credit cards and/or installments loans. We closed several last month that saved people hundreds of dollars a month.  Many of the homeowners in Florida have seen their equity in their homes increase dramatically over the last 12 months so this may be an option for you or someone you know.   

If you want to explore paying off your credit cards then let us know. I have an entire team that is here to help you or someone you know. 

Mortgage rates have also dipped so you can also look into shortening the term of the mortgage if you want.  

Have a rate day!  

P.S. Full disclosure. I have a conversation with every borrower in this situation and explain to them about changing their spending habits that got them to this point. It does no good long term, if we pay off credit cards using the equity in their home and they are right back where they started 12 months later. Have to change those habits!   



I do Mortgages for a living, if I can ever help you buy or refinance a home let me know!

· Apply for a mortgage now at https://timhart.floify.com/apply-now

· TEXT “APPLY” to 239-437-4278

· Call me or text me 239-910-5668

· Talk to my team were here to help! 239-437-4278

· Check out my website www.TimHartJr.com

Connect with me on Social Media

YouTube - http://bit.ly/2Ourk8c

Instagram - https://www.instagram.com/timhart453/?hl=en

Facebook - https://www.facebook.com/TimHartJr

LinkedIn - https://www.linkedin.com/in/timhartjr/

3 min

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