17 min

Ep 99 - Creative Home-Loan Options For Lower Mortgage Rates Homeowner’s Best Moves

    • Investing

Creative Loan Options can make it affordable for the Homebuyer to purchase a home during this time when home values are a lot higher than they were a few years back.  Knowledge is power and potentially saves you money by making smart informed decisions.
Note: Buyer representation is evolving nationwide. New Law requirements are in place in some States, and soon to come in the State of Oregon.
Nick Carter, Regional Vice President | Team Carter | NMLS-200547 | Directors Mortgage Work 541-357-4823 Ext. 2801 Cell: 541-520-2968 ncarter@directorsmortgage.net  Directorsmortgage.com/Nick-Carter
Apply Now link: https://www.directorsmortgage.com/loan-officer/nick-carter/
Interest rates quoted at the time this episode was released may have changed. Please contact Nick for current rates. All statements and/or opinions, other than content provided by Directors Mortgage, are solely the opinions and responsibility of the person or entity providing those materials.  These materials do not necessarily reflect the opinion of Directors Mortgage and we accept no responsibility for ensuring their accuracy. 
 More episodes with Nick:  Episode 64  - Jumbo Loans. An Easy Way To Buy Your Luxury Home Nick shares a convenient way for you to secure the money you need to purchase your luxury home, what a Jumbo Loan is, and how easy it is to qualify. Ep 63 - 100% Home Financing For Medical Professionals  Interest rates quoted when these episodes were released may have changed. Please contact Nick for current rates.
Key Takeaways
Current rate as of today, May 3rd, 2024
What is projected rates in the near future?
Very Important to get Pre-Approved before submitting an offer.
Creative financing
1. ODVA for qualified Homebuyers 
2. Mortgage utilizing a Bridge Loan to stay ahead of the competition
3. Buying down points to save on monthly mortgage
4. Buyer Representation Commission – Can it be wrapped into a loan?
5. Jumbo loans
Play with this!
Knowledge is power and potentially saves you money by making smart informed decisions.  Explore Homes for your next move with this complimentary Market Explorer today!  Completely free of charge with no obligation! A wealth of information
Thank you to DJ Olojo for his contribution to keep this show going – please Follow this show on your favorite Podcast App!
Support us by sharing this Podcast with people you know ~ We appreciate and value your comments to bring you information that resonates with you... and keep this Podcast alive!
Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!
Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today
Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 
Listen to Audio Player on your computer: click here
Facebook Page Homeowners Best Real Estate Moves
Listen on your computer Podcast.JudyCasad.com
Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!
Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and fi

Creative Loan Options can make it affordable for the Homebuyer to purchase a home during this time when home values are a lot higher than they were a few years back.  Knowledge is power and potentially saves you money by making smart informed decisions.
Note: Buyer representation is evolving nationwide. New Law requirements are in place in some States, and soon to come in the State of Oregon.
Nick Carter, Regional Vice President | Team Carter | NMLS-200547 | Directors Mortgage Work 541-357-4823 Ext. 2801 Cell: 541-520-2968 ncarter@directorsmortgage.net  Directorsmortgage.com/Nick-Carter
Apply Now link: https://www.directorsmortgage.com/loan-officer/nick-carter/
Interest rates quoted at the time this episode was released may have changed. Please contact Nick for current rates. All statements and/or opinions, other than content provided by Directors Mortgage, are solely the opinions and responsibility of the person or entity providing those materials.  These materials do not necessarily reflect the opinion of Directors Mortgage and we accept no responsibility for ensuring their accuracy. 
 More episodes with Nick:  Episode 64  - Jumbo Loans. An Easy Way To Buy Your Luxury Home Nick shares a convenient way for you to secure the money you need to purchase your luxury home, what a Jumbo Loan is, and how easy it is to qualify. Ep 63 - 100% Home Financing For Medical Professionals  Interest rates quoted when these episodes were released may have changed. Please contact Nick for current rates.
Key Takeaways
Current rate as of today, May 3rd, 2024
What is projected rates in the near future?
Very Important to get Pre-Approved before submitting an offer.
Creative financing
1. ODVA for qualified Homebuyers 
2. Mortgage utilizing a Bridge Loan to stay ahead of the competition
3. Buying down points to save on monthly mortgage
4. Buyer Representation Commission – Can it be wrapped into a loan?
5. Jumbo loans
Play with this!
Knowledge is power and potentially saves you money by making smart informed decisions.  Explore Homes for your next move with this complimentary Market Explorer today!  Completely free of charge with no obligation! A wealth of information
Thank you to DJ Olojo for his contribution to keep this show going – please Follow this show on your favorite Podcast App!
Support us by sharing this Podcast with people you know ~ We appreciate and value your comments to bring you information that resonates with you... and keep this Podcast alive!
Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation!
Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today
Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling 
Listen to Audio Player on your computer: click here
Facebook Page Homeowners Best Real Estate Moves
Listen on your computer Podcast.JudyCasad.com
Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show!
Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and fi

17 min